YES Bank , a prominent player in the Indian banking sector, has made another significant move in its employee stock option plans. The bank's Nomination & Remuneration Committee has approved the allotment of 5,28,275 equity shares, each with a face value of ₹2, under various employee stock option schemes on January 05, 2026. This development marks an important step in the bank's ongoing efforts to align employee interests with those of the shareholders.

Latest Allotment Details

The recent allotment encompasses shares issued under multiple schemes:

• YBL PESOP 2020 Plan under YBL ESOS 2020 Scheme
• YBL RSU Plan 2024

This strategic move by YES Bank has resulted in a capital inflow of ₹67.39 lakh, raised through the exercise of these stock options.

Impact on Share Capital

The latest allotment has led to a noteworthy increase in YES Bank's paid-up share capital. Here's a breakdown of the changes:

This increase represents a positive step in the bank's capital structure and employee engagement strategies.

Significance of Employee Stock Options

Employee stock option plans are a crucial tool for companies to:

1. Align employee interests with those of shareholders
2. Enhance employee retention and motivation
3. Attract top talent in a competitive job market

For YES Bank, this allotment under various stock option schemes demonstrates its commitment to these objectives, potentially contributing to long-term stability and growth.

Regulatory Compliance

In line with regulatory requirements, YES Bank has informed BSE Limited and the National Stock Exchange of India Limited about this allotment. The bank has also hosted the relevant information on its official website at www.yes.bank.in , in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

This move by YES Bank reflects its ongoing efforts to maintain transparency with investors and regulatory bodies while simultaneously working on its human resource strategies. As the banking sector continues to evolve, such initiatives in employee stock ownership could play a crucial role in shaping the bank's future performance and market position.

Yes Bank has announced its provisional financial update for the third quarter of FY26 ended December 31, 2025, demonstrating steady growth across key banking parameters. The private sector lender released these figures under SEBI LODR Regulations, providing insights into operational performance ahead of official quarterly results. The Co-CEO and MD stated that Q3 results align with their strategic goals and expressed optimism for the FY26 outlook.

Q3FY26 Provisional Business Performance

The bank's core lending business showed positive momentum with Loans & Advances reaching ₹257,508.00 crores as of December 31, 2025. This represents a healthy year-on-year growth of 5.2% compared to ₹244,834.00 crores in the corresponding quarter of the previous fiscal year. On a quarter-on-quarter basis, the lending portfolio expanded by 2.9% from ₹250,212.00 crores in Q2FY26.

Deposit Base and CASA Performance

The bank's deposit base stood at ₹292,484.00 crores, reflecting a 5.5% year-on-year increase from ₹277,224.00 crores in Q3FY25. However, deposits witnessed a marginal decline of 1.3% on a sequential quarter basis from ₹296,276.00 crores in Q2FY26.

The Current Account Savings Account (CASA) portfolio demonstrated strong annual growth of 8.5%, reaching ₹99,443.00 crores compared to ₹91,650.00 crores in the same quarter last year. The CASA ratio, including Certificate of Deposits, improved to 34.0% from 33.1% in Q3FY25, indicating enhanced low-cost funding for the bank.

Operational Ratios and Liquidity Metrics

The Credit to Deposit Ratio stood at 88.0% as of December 31, 2025, compared to 88.3% in the corresponding quarter of the previous year and 84.5% in the immediate preceding quarter. This ratio reflects the bank's lending efficiency relative to its deposit mobilization.

The bank maintained a robust Liquidity Coverage Ratio of 123.8% on a consolidated basis, well above regulatory requirements, though slightly lower than the 133.2% recorded in Q3FY25.

Management Commentary and Strategic Outlook

The Co-CEO and MD expressed satisfaction with the Q3 results, stating that the performance aligns with the bank's strategic goals. The management team conveyed optimism regarding the FY26 outlook, indicating confidence in the bank's growth trajectory and operational improvements.

Q2FY26 Financial Results Highlight Strong Performance

Yes Bank reported impressive financial results for the September quarter, with net profit surging 18.4% year-on-year to ₹655.00 crores from ₹553.00 crores in the previous year. Net interest income increased 4.6% year-on-year to ₹2,300.00 crores from ₹2,200.00 crores.

Non-interest income rose 16.9% year-on-year to ₹1,644.00 crores, driven by higher fee income from forex, loan processing, and distribution. Operating profit increased 32.9% year-on-year to ₹1,296.00 crores, while the cost-to-income ratio improved significantly to 67.1% from 73.0% a year earlier.

Regulatory Compliance and Market Update

The bank released this provisional update in compliance with SEBI Listing Obligations and Disclosure Requirements Regulations, 2015, and the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information.

The bank has clarified that these Q3FY26 figures are provisional and subject to approval by the Audit Committee of the Board, Board of Directors, and limited review by the Statutory Auditors. The provisional nature indicates that final numbers may vary when the bank announces its official quarterly results.