Yes Bank , one of India's leading private sector banks, has released its provisional financial metrics for the quarter ended September 30, showcasing strong growth across key parameters.

Loan Portfolio Expansion

Yes Bank reported a significant increase in its loan book, with loans and advances growing by 3.9% quarter-over-quarter to ₹250,468.00 crores. This represents a solid 6.5% year-over-year growth from ₹235,117.00 crores in the same quarter of the previous year.

Deposit Growth and CASA Improvement

The bank's deposit base also showed robust growth:

• Total deposits increased by 7.6% quarterly to ₹296,831.00 crores, up 7.1% from ₹277,214.00 crores year-over-year.
• CASA (Current Account Savings Account) deposits rose impressively by 11.0% quarter-over-quarter to ₹100,263.00 crores, marking a 13.2% increase from ₹88,601.00 crores in the year-ago period.
• The CASA ratio improved to 33.8%, up from 32.8% in the previous quarter and 32.0% in the corresponding quarter last year.

Key Financial Ratios

Yes Bank's financial ratios reflect its prudent management and strong liquidity position:

Additional Highlights

• The bank reported the issuance of Certificates of Deposits (CDs) amounting to ₹987.00 crores, a new addition compared to the previous quarter.
• The average Quarterly LCR on a consolidated basis stood at 125.10%, ensuring strong liquidity management.

It's important to note that these figures are provisional and subject to approval by the Audit Committee of the Board, the Board of Directors, and a limited review by the bank's statutory auditors.

The robust growth in loans, deposits, and the improved CASA ratio indicate Yes Bank's strengthening market position and customer trust. The bank's focus on maintaining a healthy balance between growth and liquidity is evident from its financial metrics for the quarter.

Yes Bank , one of India's prominent private sector banks, has recently made two significant announcements: seeking shareholder approval for six resolutions and releasing a pledge on its stake in CA Basque Investments.

Shareholder Approval for Six Resolutions

Yes Bank has issued a postal ballot notice seeking shareholder approval for six ordinary resolutions. These include:

1. Reappointment of Rama Subramaniam Gandhi as Non-Executive Part-Time Chairman from September 20, 2025 to May 13, 2027, with an annual remuneration of ₹35.00 lakh.

2. Appointment of two nominee directors from Sumitomo Mitsui Banking Corporation - Shinichiro Nishino and Rajeev Veeravalli Kannan.

3. Revised remuneration packages for key executives:

   • MD & CEO Prashant Kumar: ₹4.20 crore fixed pay for FY2025-26 and ₹4.82 crore variable pay for FY2024-25
   • Executive Director Rajan Pental: ₹3.54 crore fixed pay and ₹3.58 crore variable pay
   • Executive Director Manish Jain: ₹3.67 crore fixed pay and ₹1.02 crore variable pay

The e-voting period for these resolutions runs from September 25 to October 24, 2025, with results to be announced by October 28, 2025.

Release of Pledge on CA Basque Investments Stake

In a separate development, Yes Bank has released the pledge on its 4.22% stake in CA Basque Investments. This action involves 1,323,958,760 equity shares of Yes Bank, which were previously held as security.

Background and Context

CA Basque Investments, a shareholder in Yes Bank, had initially created a pledge over 2,143,958,760 equity shares, constituting 6.84% of Yes Bank's issued and paid-up share capital. This pledge was in favor of Catalyst Trusteeship Limited, acting as the onshore security agent for lenders under a loan facility availed by CA Basque Investments.

Implications for Yes Bank

The release of this pledge could have several implications for Yes Bank:

1. Increased Financial Flexibility: By freeing up these shares, Yes Bank may have more options in terms of its investment strategy and capital allocation.

2. Potential for Strategic Moves: The bank might be positioning itself for future corporate actions or restructuring its investment portfolio.

3. Improved Investor Perception: This move could be seen as a positive sign by investors, potentially indicating the bank's strengthening financial position.

Regulatory Compliance

Yes Bank has adhered to regulatory requirements by promptly disclosing this information. The disclosure was made under Regulation 29(2) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011, highlighting the bank's commitment to transparency in its financial dealings.

Conclusion

These recent developments at Yes Bank, including the proposed resolutions for shareholder approval and the release of the pledge on its CA Basque Investments stake, represent significant moves in the bank's financial and governance landscape. As the banking sector continues to evolve, such actions can have far-reaching implications for the institution's strategic positioning and financial strength.