Paisalo Digital Limited , a leading financial services company, has made significant moves in its debt management, fundraising strategies, and ownership structure.

Commercial Paper Redemption

Paisalo Digital has fully redeemed and repaid two Commercial Papers totaling Rs. 43.00 crore. The details of the redemption are as follows:

*The payment for the second CP was made a day early due to September 5 being a banking holiday for Eid e Milad.

Both Commercial Papers were listed on BSE Limited. The company's proactive approach in managing its short-term debt obligations demonstrates its strong liquidity position and commitment to meeting financial commitments on time.

New Debenture Issuance Approved

In a separate development, Paisalo Digital's Operations and Finance Committee has approved the issuance of new Non-Convertible Debentures (NCDs) through private placement. Key details of the proposed NCD issuance include:

• Issue Size: Up to 5,000 NCDs with a face value of Rs. 1,00,000.00 each, aggregating to Rs. 50.00 crore
• Listing: Proposed to be listed on BSE Limited
• Tenure: 36 months
• Coupon Rate: 10.00% per annum, payable monthly
• Redemption: In 4 equal quarterly installments starting from the 9th quarter
• Security: First ranking pari-passu charge on loan receivables, maintaining a security value of 1.10 times the outstanding principal and interest

The NCDs will be secured by hypothecated receivables, ensuring a robust security structure for potential investors. This move indicates Paisalo Digital's strategy to diversify its funding sources and optimize its debt profile.

Promoter Entity Increases Stake

Equilibrated Venture Cflow (P) Ltd, a promoter group entity, has acquired 582,840 equity shares of Paisalo Digital Limited through open market transactions. This acquisition has increased the company's shareholding from 16.76% to 16.82%, representing a 0.06% increase in voting rights. The shares were acquired at face value of Re. 1 each.

Paisalo Digital's total equity share capital remains unchanged at Rs. 90,21,18,289 divided into 90,21,18,289 equity shares. The company continues to be listed on both NSE and BSE exchanges.

These financial maneuvers by Paisalo Digital reflect the company's active management of its debt instruments and its efforts to maintain a balanced capital structure. The successful redemption of CPs, the planned issuance of NCDs, and the increase in promoter stake demonstrate the company's financial agility and its focus on maintaining a healthy mix of short-term and long-term debt instruments while also indicating continued promoter confidence in the company's prospects.

Paisalo Digital Limited , a prominent player in the financial services sector, has announced its intention to raise funds through a private placement of Non-Convertible Debentures (NCDs) on September 4, 2025. This strategic move aims to secure capital from select investors, potentially bolstering the company's financial position.

Key Details of the NCD Issuance

According to a regulatory filing by Paisalo Digital, the company's Operations and Finance Committee of the Board of Directors is scheduled to meet on September 4, 2025. The primary agenda of this meeting is to consider and approve a fund-raising proposal through the issuance of Listed, Secured, Non-Convertible Debentures on a Private Placement basis.

Regulatory Compliance

The company has duly informed the stock exchanges about this development, adhering to Regulations 29 and 50, along with other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This transparency ensures that shareholders and potential investors are kept informed about the company's financial strategies.

Implications for Investors

While the exact amount to be raised and the terms of the NCDs have not been disclosed, this move signals Paisalo Digital's proactive approach to capital management. Non-Convertible Debentures are typically favored by companies for their ability to raise debt capital without diluting equity, offering fixed returns to investors.

Company Background

Paisalo Digital Limited has a history of utilizing various financial instruments. The company's regulatory filing mentions multiple NCD and Commercial Paper (CP) scrip codes, indicating its active presence in the debt market.

As investors and market watchers await the outcome of the September 4 meeting, all eyes will be on the details of this NCD issuance and its potential impact on Paisalo Digital's financial strategy going forward.

Note: Investors are advised to consult financial experts and review official company communications for making informed investment decisions.