Muthoot Finance Limited , a leading Indian financial services company, has successfully settled USD 600 million worth of 6.375% Senior Secured Notes that were due in 2030. The notes were issued under the company's $2 billion Global Medium Term Note Programme.

Key Details of the Settlement

The Finance Committee of Muthoot Finance's Board of Directors approved the settlement and allotment of the notes at its meeting held on September 2, 2025. The notes will be listed on the NSE IFSC Limited.

Terms of the Notes

• Size of the Issue: USD 600.00 Million
• Coupon Rate: 6.375%
• Maturity: March 2, 2030
• Listing: NSE IFSC Limited

Amortization Schedule

The notes will be repaid in five installments:

1. March 2, 2029
2. June 2, 2029
3. September 2, 2029
4. December 2, 2029
5. March 2, 2030 (Final principal payment)

Interest Payment Details

Interest on the notes will be paid semi-annually on March 2 and September 2 each year, commencing from March 2, 2026.

Security

The notes are secured by a first-ranking pari passu charge (by way of hypothecation) over all current assets, book debts, loans and advances, receivables, including gold loan receivables, both present and future.

Use of Proceeds

The net proceeds from the issue will be used by Muthoot Finance for onward lending and other activities permitted by the ECB Guidelines, in accordance with approvals granted by the Reserve Bank of India.

This settlement demonstrates Muthoot Finance's strong financial position and its ability to manage long-term debt obligations effectively. The successful completion of this transaction also highlights the company's continued access to international capital markets, which can support its future growth and expansion plans.

As one of India's largest gold financing companies, Muthoot Finance's ability to raise and settle substantial amounts of foreign currency denominated debt underscores its robust business model and financial stability in the non-banking financial services sector.

Muthoot Finance , a leading non-banking financial company (NBFC), has made a significant move to strengthen its subsidiary, Muthoot Money Limited. The company has injected ₹499.99 crore as equity into Muthoot Money, aiming to fortify the subsidiary's capital base and improve its capital adequacy ratio.

Key Details of the Equity Infusion

• Amount Invested: ₹499.99 crore
• Shares Allotted: 3,25,139 equity shares
• Purpose: To strengthen the capital base and improve capital adequacy ratio
• Utilization of Funds: For funding business operations, general corporate purposes, and repayment of existing loans

Impact on Ownership

Muthoot Money Limited remains a wholly-owned subsidiary of Muthoot Finance Limited. The additional equity infusion does not result in any change in shareholding structure.

Regulatory Compliance

The equity infusion was disclosed in compliance with Regulation 30 of the Securities and Exchange Board of India (SEBI) Listing Obligations and Disclosure Requirements Regulations, 2015. The allotment of shares was completed on August 28, following the board's decision announced on August 13.

About Muthoot Money Limited

Muthoot Money Limited is a Non-Banking Financial Company (NBFC) headquartered in Kerala. The company has shown significant growth in recent years, as evidenced by its turnover figures:

This substantial increase in turnover over the past three years underscores the growing importance of Muthoot Money within the Muthoot Finance group.

The equity infusion by Muthoot Finance into Muthoot Money reflects the parent company's commitment to strengthening its subsidiary's financial position. This move is expected to enhance Muthoot Money's ability to expand its operations and compete more effectively in the non-banking financial services sector.