Capital India Finance Limited has successfully completed the allotment of 13,47,500 equity shares under its Employee Stock Option Plan 2018, marking a significant milestone in the company's employee incentive program. The allotment has raised ₹2.44 crores for the company and increased its paid-up capital to ₹78.21 crores.

ESOP Allotment Details

The allotment represents the exercise of vested options by eligible employees under the Capital India Finance Employee Stock Option Plan 2018. The exercise generated substantial funds for the company while rewarding employee participation in the organization's growth.

Impact on Share Capital Structure

The allotment has resulted in a notable increase in the company's paid-up equity share capital. The capital structure transformation reflects the successful implementation of the employee stock option scheme.

ESOP Scheme Framework

The Capital India Finance Employee Stock Option Plan 2018 covers a total of 1,75,00,000 equity shares with a face value of ₹2.00 each. The scheme operates under the Securities and Exchange Board of India (Share Based Employee Benefits & Sweat Equity) Regulations, 2021, ensuring compliance with regulatory requirements.

Key features of the option exercise include:

• Vested options can be exercised within 5 years from the vesting date
• The newly allotted shares are identical to existing equity shares
• No lock-in period applies to the allotted shares

Regulatory Compliance

Capital India Finance Limited has fulfilled all disclosure requirements under Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company's shares are listed on both BSE Limited and National Stock Exchange of India Limited.

Capital India Finance Limited (CIFL), a listed non-deposit taking Middle Layer NBFC, has announced significant developments in its leadership and financial performance for the second quarter of FY2025-26. The company has appointed a new Executive Vice Chairman and reported robust growth in key financial metrics.

Leadership Appointment

CIFL has appointed Mr. Surender Rana as its Executive Vice Chairman for a three-year term, effective November 18, 2025, subject to shareholder approval. Mr. Rana, formerly the Deputy Managing Director for SME and Agri Business at State Bank of India, brings over 34 years of leadership experience to CIFL. His expertise in MSME and Agri financing, credit and risk management, and policy development is expected to strengthen CIFL's strategic growth initiatives.

Mr. Keshav Porwal, MD of Capital India Finance Limited, expressed enthusiasm about the appointment, stating, "We are very excited to have Mr. Surender Rana join our board. His extensive industry experience and strong strategic orientation will be invaluable as we accelerate growth in our core lending business."

Q2 FY2025-26 Financial Highlights

CIFL has reported strong financial performance for Q2 FY2025-26. Here are the key highlights:

Asset Quality and Capital Position

As of September 30, 2025, CIFL maintains a strong financial position:

Strategic Divestment

In a significant move to focus on its core lending business, CIFL has divested its housing finance subsidiary, Capital India Home Loans Limited, for ₹266.53 crore. This strategic decision is expected to enhance the company's capital strength and sharpen its focus on its primary business areas.

Funding and Debt

CIFL has diversified its funding sources and strengthened its financial position:

• Added ₹50.00 crore in Non-Convertible Debentures (NCDs) during Q2 FY26
• Raised ₹193.00 crore in funds during H1 FY26
• Outstanding debt of ₹685.00 crore from 23 lenders as of September 30, 2025

Mr. Pinank Shah, CEO of Capital India Finance Limited, commented on the company's performance, saying, "Our performance reflects a disciplined growth, strong capitalisation and an expanding traction in MSME financing. We will remain focused on serving the underserved segments with high quality credit solutions."

Capital India Finance Limited continues to demonstrate its commitment to providing customized credit solutions to micro, small, and medium enterprises, professionals, and retail customers. With its strengthened leadership and robust financial performance, CIFL is well-positioned for continued growth in the coming quarters.