Bajaj Housing Finance Limited (BHFL) has successfully raised ₹1,000.09 crore through a private placement of Non-Convertible Debentures (NCDs), as announced on October 13, 2025. This strategic move highlights the company's efforts to strengthen its financial position and support its lending operations.

NCD Issuance Details

The company allotted 100,000 secured redeemable NCDs, each with a face value of ₹100,000. Here are the key details of the issuance:

Interest Payment Schedule

The NCDs offer annual interest payments, structured as follows:

• First interest payment: January 28, 2026
• Second interest payment: January 28, 2027
• Third interest payment and principal repayment: January 28, 2028

Security and Charge

To secure the debentures, BHFL has created a first pari-passu charge on its book debts and loan receivables. The security cover is set to be equivalent to 1.00 times the aggregate outstanding value of the debentures issued under this placement.

Market Impact

This successful NCD issuance demonstrates Bajaj Housing Finance's strong standing in the debt market and its ability to attract institutional investors. The funds raised are likely to bolster the company's lending capabilities and support its growth strategies in the competitive housing finance sector.

The allotment of these NCDs was approved by the Debenture Allotment Committee of Bajaj Housing Finance Limited in a meeting held on October 13, 2025, which lasted from 11:30 AM to 11:45 AM.

Investors and market watchers will be keen to observe how BHFL utilizes these funds to drive its business operations and maintain its competitive edge in the housing finance industry.

Bajaj Housing Finance Limited (BHFL) has announced strong financial performance for the second quarter of fiscal year 2026, showcasing significant growth across key metrics.

Impressive Disbursement Growth

The company reported a substantial increase in gross disbursements for Q2 FY26. BHFL disbursed approximately ₹15,900.00 crore during the quarter, marking a notable 32% year-on-year growth compared to ₹12,014.00 crore in Q2 FY25.

Solid Asset Under Management (AUM) Expansion

BHFL's Assets Under Management (AUM) demonstrated robust growth:

• AUM reached approximately ₹1,26,740.00 crore as of September 30, 2025
• This represents a 24% year-on-year increase from ₹1,02,569.00 crore on September 30, 2024
• Quarter-on-quarter growth in AUM was approximately ₹6,320.00 crore

Loan Assets Show Strong Performance

The company's loan assets also exhibited significant growth:

• Loan assets stood at approximately ₹1,13,050.00 crore as of September 30, 2025
• This marks a substantial increase from ₹89,878.00 crore reported a year earlier

Financial Highlights

It's important to note that the figures reported for the quarter ended September 30, 2025, are provisional and subject to review by the company's statutory auditors.

The strong performance across disbursements, AUM, and loan assets indicates Bajaj Housing Finance's continued growth trajectory in the housing finance sector. The company's ability to significantly increase its disbursements and expand its asset base suggests a robust demand for its financial products and services in the market.

Bajaj Housing Finance Limited made this announcement in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, demonstrating its commitment to transparent communication with stakeholders.