Bajaj Housing Finance Allots ₹500 Crore NCDs on Private Placement Basis

Bajaj Housing Finance Limited has successfully completed the allotment of secured redeemable non-convertible debentures (NCDs) worth ₹500.00 crores on private placement basis. The Debenture Allotment Committee approved the issuance during its meeting held on January 22, 2026, marking a significant fundraising milestone for the housing finance company.

NCD Allotment Details

The company allotted 50,000 NCDs at a face value of ₹1,00,000.00 each, aggregating to ₹500.00 crores. The debentures offer an attractive coupon rate of 7.25% per annum with annual interest payment frequency and principal repayment at maturity.

Parameter:	Details
Issue Size:	₹500.00 crores
Number of NCDs:	50,000
Face Value:	₹1,00,000.00 each
Coupon Rate:	7.25% per annum
ISIN:	INE377Y07623
Allotment Date:	January 22, 2026

Tenure and Payment Schedule

The NCDs carry a tenure of 1,096 days, with maturity scheduled for January 22, 2029. The payment structure includes annual interest payments followed by principal repayment at maturity, providing investors with regular income streams.

Payment Schedule:	Date
1st Interest Payment:	January 22, 2027
2nd Interest Payment:	January 22, 2028
Final Interest & Principal:	January 22, 2029

Security and Listing Details

The debentures are secured by a first pari-passu charge on book debts and loan receivables. The security cover is structured to be equivalent to 1.00 times the aggregate outstanding value of debentures issued under the General Information Document dated July 2, 2025. This security arrangement provides investors with asset-backed protection for their investment.

The NCDs are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited, offering liquidity options for investors. The Debenture Allotment Committee meeting commenced at 10:50 AM and concluded at 11:10 AM on January 22, 2026, with Company Secretary Atul Patni overseeing the regulatory compliance and documentation process.

Corporate Governance

The allotment was conducted in accordance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company has fulfilled all regulatory requirements for private placement of secured debentures, ensuring compliance with applicable securities regulations and investor protection norms.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+1.29%	-3.42%	-5.27%	-25.62%	-20.25%	-45.28%

Bajaj Housing Finance Limited has disclosed to stock exchanges that it has received an ESG (Environmental, Social, and Governance) rating from an independent assessment agency. The company made this announcement on January 19, 2026, in compliance with regulatory requirements under SEBI Listing Regulations.

ESG Rating Details

The rating details and assessment parameters are outlined below:

Parameter:	Details
Rating Agency:	ESG Risk Assessments and Insights Limited
ESG Rating Assigned:	67
Assessment Date:	January 19, 2026
Company Engagement:	No direct engagement
Data Source:	Public domain information

Regulatory Compliance

The disclosure was made pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and in accordance with SEBI Master Circular SEBI/HO/CFD/PoD2/CIR/P/0155 dated November 11, 2024. This circular mandates listed companies to inform exchanges about ESG ratings received from recognized agencies.

Independent Assessment Process

Bajaj Housing Finance Limited specifically clarified that it did not engage ESG Risk Assessments and Insights Limited for obtaining this ESG rating. The assessment was conducted independently by the rating agency using data available in the public domain. This approach ensures an unbiased evaluation of the company's ESG practices and performance.

The rating can be accessed through ESG Risk Assessments and Insights Limited's official platform. Company Secretary Atul Patni signed the regulatory filing, ensuring proper documentation and compliance with disclosure requirements.

Corporate Information

Bajaj Housing Finance Limited operates from its corporate office in Pune, Maharashtra, with its registered office located at the Bajaj Auto Limited Complex in Akurdi, Pune. The company maintains transparency in its corporate governance practices through regular regulatory disclosures and investor communications.