Yes Bank will participate in the Emkay Confluence 2026 investor conference, holding physical meetings with analysts and institutional investors in Mumbai from August 12 to August 14, 2026. The event, titled "India: Full Throttle Ahead," will feature both group sessions and individual one-on-one discussions, providing market participants with direct access to the bank’s management team.

The disclosure was filed on August 06, 2026, pursuant to Regulation 30 read with clause 15 of Para A of Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This regulatory requirement mandates advance intimation of scheduled meetings with analysts and institutional investors to ensure equitable information dissemination.

Event Details

The conference will take place over three days, allowing for structured engagement with the investment community. Below are the specifics of the scheduled interactions:

Sanjay Madhav Abhyankar, Company Secretary at Yes Bank Limited, signed the disclosure. He noted that the schedule remains subject to change due to exigencies on the part of either the investors or the bank. A list of participants will be submitted to the exchanges after the conclusion of the investor meet.

Information Protocol

The bank explicitly stated that no Unpublished Price Sensitive Information (UPSI) is proposed to be shared during these meetings or calls. This assurance aligns with standard compliance protocols to prevent insider trading and maintain market integrity. All information shared during the sessions will be based on publicly available data or general strategic outlooks already disclosed to the market.

The details of this engagement have been hosted on the websites of both the BSE Limited and the National Stock Exchange of India Limited, as well as on the bank’s official website, www.yes.bank.in , ensuring broad accessibility for all stakeholders.

YES Bank Limited has filed its Integrated Annual Report for FY 2025-26 with the stock exchanges on July 24, 2026, ahead of the 22nd Annual General Meeting scheduled for August 19, 2026. The report, prepared under the theme "Four Forces. One Goal. Sustainable Growth.", presents a comprehensive view of the bank's financial performance, strategic progress, ESG integration, and governance framework for the year ended March 31, 2026.

Financial Performance: Record Profitability Since Reconstruction

FY 2025-26 marked the fifth consecutive year of full-year profitability for YES Bank, with the bank delivering its highest annual net profit since reconstruction. The following table summarises key financial metrics:

Net Interest Income (NII) grew 9.3% Y-O-Y to ₹97,756.40 million during FY 2025-26. Operating expenses increased by 4.6% from ₹1,05,472.6 million in FY 2024-25 to ₹1,10,285.9 million in FY 2025-26, while provisions and contingencies (excluding provision for taxes) decreased by 16.0% from ₹10,856.06 million in FY 2024-25 to ₹9,123.92 million in FY 2025-26.

Balance Sheet Strength and Asset Quality

The bank's balance sheet grew 10.8% Y-O-Y, with total assets increasing from ₹4,234,223.00 million at March 31, 2025 to ₹4,691,045.59 million at March 31, 2026. Key balance sheet highlights are presented below:

The advances mix remained well-diversified at 46% Retail, 26% Commercial Banking, and 28% Corporate & Institutional Banking. Retail and Branch Banking deposits registered a two-year CAGR of 16.1%, outpacing industry growth of 10.9% and private bank growth of 12.5% over the same period.

Strategic Milestone: SMBC Partnership

A defining development during FY 2025-26 was the induction of Sumitomo Mitsui Banking Corporation (SMBC) as the bank's largest shareholder, holding a 24.9% stake as of March 31, 2026. SMBC is part of Sumitomo Mitsui Financial Group (SMFG), one of the world's leading financial institutions and a Global Systemically Important Bank (G-SIB). State Bank of India and Verventa Holdings Limited (an affiliate of Advent International) continue as major shareholders with 10.8% and 8.5% equity stakes respectively.

The bank also received multiple credit rating upgrades during the year. Moody's upgraded the bank's long-term issuer rating from Ba2 to Ba1 with a Stable outlook, while domestic agencies CARE Ratings, ICRA, CRISIL, and India Ratings upgraded the bank to AA- with a Stable outlook. Subsequently, CARE Ratings and ICRA further upgraded the bank to AA+ and AA respectively. S&P Global Ratings assigned an inaugural rating of BB+ with Stable outlook. The bank was also included in the NIFTY BANK Index effective December 2025.

Digital Leadership and Business Highlights

YES Bank continued to maintain leadership in India's digital payments ecosystem, processing approximately 19 billion transactions monthly. Key digital metrics for FY 2025-26 are summarised below:

The Credit Card division delivered 33% growth in term bookings, 27% growth in spends, and 23% growth in outstanding balances. Merchant Acquiring Services recorded 45% growth in merchant base to over 3.8 lakh establishments. MSME advances stood at ₹76,170 crore in FY 2025-26, with the Corporate and Institutional Banking segment posting 19.7% Y-O-Y advances growth.

ESG and Sustainability

YES Bank achieved the highest S&P Global ESG score of 79 out of 100 among Indian banks for the fourth consecutive year and remained the only Indian bank included in the S&P Global Sustainability Yearbook 2026. The bank sanctioned ₹7,690 crore in debt financing for renewable energy projects spanning approximately 1,812 MW during FY 2025-26, taking cumulative renewable energy financing since 2015 to ₹52,951 crore across approximately 11.92 GW.

On operational sustainability, the bank reduced its combined Scope 1 and Scope 2 emissions by 14.48% Y-O-Y to 29,128.17 tCO2e, with 83 facilities transitioned to renewable energy representing 21.57% of its electricity mix. The bank's Environmental Management System covering 1,289 facilities completed its 13th year of ISO 14001:2015 certification, maintaining the distinction of the highest number of such certified facilities in the BFSI sector globally.

Financial Inclusion and CSR

Through YES Microfinance, the bank served an active base of 6.92 lakh women borrowers in rural India, disbursing ₹1,841 crore to women microfinance borrowers in FY 2025-26. The bank opened 1,13,818 PMJDY accounts during the year and extended ₹4,638 crore in term lending to microfinance institutions for on-lending. Through YES Foundation, the bank trained over 8,000 youth, enhanced incomes for over 21,000 individuals through entrepreneurship initiatives, and planted 2 lakh trees across 10 states. The nationwide 'Score Kya Hua' financial literacy campaign achieved over 100 million cumulative reach during the year.

The Integrated Annual Report for FY 2025-26 and the 22nd Annual General Meeting Notice are available on the bank's website. The AGM is scheduled to be held on Wednesday, August 19, 2026 at 10:30 A.M. (IST) through Video Conferencing/Other Audio-Visual Means.