Yes Bank Q1FY27 advances rise 18.4% YoY; call on July 18
Yes Bank reported provisional Q1FY27 results with advances at ₹285,315 crore, up 18.4% YoY, and deposits at ₹315,397 crore, up 14.3% YoY. The CASA ratio stood at 32.7%, and the LCR improved to 138.5%. The bank will hold an earnings call on July 18, 2026, at 3:00 PM IST to discuss these results.
*this image is generated using AI for illustrative purposes only.
Yes Bank reported provisional financial results for the quarter ended June 30, 2026, showing a year-on-year increase in advances and a stable liquidity position. The bank's advances grew to ₹285,315 crore, marking an 18.4% rise compared to the same period last year. Deposits stood at ₹315,397 crore, reflecting a 14.3% increase year-on-year, while the Credit to Deposit Ratio was recorded at 90.5%.
The bank's Current Account Savings Account (CASA) ratio, including Certificate of Deposits (CDs), was 32.7% for the period. The Liquidity Coverage Ratio (LCR) on a consolidated average quarterly basis improved significantly to 138.5%, up from 119.0% in the previous quarter and 135.8% in the year-ago period. These metrics highlight the bank's operational performance and liquidity management ahead of the official results announcement.
Earnings Call Announcement
Yes Bank will host a conference call to discuss the financial results for the quarter ended June 30, 2026. The call is scheduled for Saturday, July 18, 2026, at 3:00 PM IST. Key participants from the bank include Mr. Vinay Tonse, MD & CEO; Dr. Rajan Pental, Executive Director; Mr. Manish Jain, Executive Director; and Mr. Niranjan Banodkar, Chief Financial Officer.
Key Financial Metrics
The following table details the provisional financial figures for the quarter ended June 30, 2026, compared to the preceding quarter and the corresponding period of the previous year:
| Particulars (Figures in INR Crores): | 30-Jun-26 | 31-Mar-26 | QoQ | 30-Jun-25 | YoY |
|---|---|---|---|---|---|
| A. Loans & Advances | 285,315 | 273,445 | 4.3% | 241,024 | 18.4% |
| B. Deposits | 315,397 | 318,969 | -1.1% | 275,843 | 14.3% |
| Certificate of Deposits (CDs) | 6,604 | 6,831 | -3.3% | - | NM |
| CASA | 103,258 | 111,959 | -7.8% | 90,351 | 14.3% |
| CASA Ratio (Incl CDs) | 32.7% | 35.1% | — | 32.8% | — |
| C. Credit to Deposit Ratio (A / B) | 90.5% | 85.7% | — | 87.4% | — |
| D. Liquidity Coverage Ratio (LCR) | 138.5% | 119.0% | — | 135.8% | — |
Regulatory Disclosures
The intimation was submitted in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The bank clarified that the information provided is provisional and released ahead of the official announcement of financial results for the quarter ended June 30, 2026. These figures are subject to approval by the Audit Committee of the Board, the Board of Directors, and a limited review by the Statutory Auditors of the Bank. Specific provisions related to outstanding loans and advances as of March 31, 2026, were considered to arrive at the net advances figure for June 30, 2026.
Historical Stock Returns for Yes Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.09% | -3.37% | -6.52% | +9.70% | +15.33% | +75.86% |
How will the high Credit to Deposit Ratio of 90.5% impact the bank's ability to sustain loan growth in the upcoming quarters?
What strategies will Yes Bank employ to reverse the decline in CASA deposits observed in the current quarter?
Will the significant improvement in Liquidity Coverage Ratio lead to a revision in the bank's internal risk management policies?
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