U. Y. Fincorp Limited saw its promoter group increase its stake in the company following a series of open market acquisitions led by Dipti Deepak Kothari. The most recent transaction involved the purchase of 200,000 equity shares on August 19, 2026, for a value of ₹41,91,895.20. This was preceded by an earlier buy of 36,123 shares on August 17, 2026.

The transactions were disclosed under Regulation 7(2)(b) of the SEBI (Prohibition of Insider Trading) Regulations, 2015, with filings submitted to both BSE Limited and NSE Limited on August 20, 2026. These disclosures provide a granular view of the promoter’s individual trading activity, distinct from the broader Persons Acting in Concert (PAC) group filing under Regulation 29(2) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

Shareholding Pattern Update

Prior to these acquisitions, the promoter group held 13,58,19,806 shares, representing 71.39% of the total voting capital. Following the cumulative purchases by Dipti Deepak Kothari and other PAC members, the group’s holding stands at 13,60,19,806 shares, or 71.49%.

The total equity share capital of U. Y. Fincorp remains unchanged at 1,90,23,8329 equity shares of ₹5 each, aggregating to ₹95,11,91,645.

Acquirer Details and Transaction History

The acquisitions were executed by Dipti Deepak Kothari, categorized as part of the Promoter Group. Her individual shareholding increased from 36,89,002 shares (1.94%) to 39,25,125 shares (2.06%) following the two transactions.

The broader Persons Acting in Concert (PAC) group includes:

• Udai Kothari
• Deepak Kothari
• Lotus Capital Financial Services Limited
• U. Y. Industries Private Limited
• Dipak Kothari (HUF)

No encumbrances, warrants, or convertible securities were involved in these transactions. There were no derivative trades reported during this period.

U.Y. Fincorp Limited reported a net profit of ₹1,961.61 lakh for the quarter ended June 30, 2026, a substantial increase of 229% compared to ₹596.75 lakh in the corresponding period of the previous year. The company’s total revenue from operations surged to ₹7,251.03 lakh from ₹2,193.12 lakh year-on-year, driven primarily by a sharp rise in interest income and other operating income. This performance signals a robust recovery in lending activities and operational efficiency for the financial services firm.

The Board of Directors approved the standalone unaudited financial results on August 10, 2026, pursuant to Regulation 30 and Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The results were reviewed by the Audit Committee and subjected to a limited review by the statutory auditors, Praveen K Srivastava & Co., in accordance with Standard on Review Engagements (SRE) 2410. The filing also complies with SEBI Circular No. SEBI/HO/CFD/CFD-PoD-2/CIR/P/2024/185 dated December 31, 2024.

Financial Performance Highlights

Interest income, a key driver for the company, jumped to ₹5,021.34 lakh from ₹740.55 lakh in the same quarter last year. Other operating income also saw a dramatic increase to ₹1,294.44 lakh from ₹70.70 lakh. Meanwhile, revenue from the sale of shares stood at ₹935.25 lakh, down from ₹1,381.87 lakh in the prior year period. Total expenses rose to ₹4,684.36 lakh from ₹1,419.67 lakh, with 'other expenses' accounting for ₹3,616.07 lakh of the total outgo.

Auditor’s Emphasis of Matter

The statutory auditors highlighted an emphasis of matter regarding the company’s associate, M/s Purple Advertising Services Private Limited. Due to the non-availability of financial results for the associate, which has gone into liquidation, its results have not been consolidated under Ind AS 28. Consequently, the impact of this investment is not ascertainable in the current consolidated view. The company had previously made an impairment provision of ₹900 lakh on this investment in earlier financial years. The auditors noted that their opinion is not modified in respect of this matter.

Strategic Developments

U.Y. Fincorp has received in-principle approval from both BSE Limited and NSE Limited, dated July 15, 2025, for a proposed private placement of equity shares. Under Regulation 28(1) of the SEBI (LODR) Regulations, 2015, the company plans to raise up to ₹50 crore through Qualified Institutional Placements (QIPs). The shares carry a face value of ₹5 each. This capital raise could support further expansion of its lending book and operational scale.

What the Numbers Show

The most striking feature of Q1FY27 results is the disproportionate growth in interest income versus share sales. While revenue from share sales declined, interest income increased nearly seven-fold, suggesting a strategic pivot or successful scaling of core lending operations. The surge in 'other operating income' further supports this trend, indicating diversified revenue streams beyond traditional asset sales. However, the rise in 'other expenses' warrants monitoring, as it constitutes the largest component of the cost structure, potentially impacting margin sustainability if not managed alongside revenue growth.