Tamilnad Mercantile Bank has announced impressive provisional business figures for Q4FY26 and the year ended March 31, 2026, showcasing robust growth across all key financial metrics. The bank's performance demonstrates strong momentum in both lending activities and deposit mobilization.

Financial Performance Overview

The bank's latest provisional figures reveal substantial growth across critical parameters, with total business expanding significantly on both year-over-year and quarter-over-quarter basis.

Advances Growth Analysis

The bank's total advances have shown remarkable expansion, increasing to ₹533.80 billion from ₹443.66 billion year-over-year, representing a substantial growth of 20.32%. On a quarterly basis, advances grew by 5.16% from ₹507.63 billion in December 2025, indicating consistent lending momentum and successful customer acquisition strategies.

Deposit Mobilization Performance

Total deposits demonstrated strong growth, rising to ₹617.12 billion compared to ₹536.89 billion in the previous year, reflecting a healthy growth rate of 14.94%. The quarterly growth of 8.83% from ₹567.07 billion shows the bank's continued ability to attract and retain customer deposits effectively.

CASA Performance Highlights

The bank's Current Account and Savings Account (CASA) portfolio showed exceptional performance with a 22.35% year-over-year growth, reaching ₹173.65 billion. The quarterly growth of 9.58% demonstrates the bank's success in mobilizing low-cost deposits, which is crucial for maintaining healthy net interest margins.

Business Momentum and Market Position

With total business reaching ₹1,150.92 billion, representing a 17.37% annual growth, the bank has demonstrated balanced expansion across all segments. The provisional figures, subject to audit by statutory central auditors, reflect the bank's strengthened market position and operational efficiency in the competitive banking sector.

Tamilnad Mercantile Bank has officially relaunched its second 100-day 'Saksham Niveshak' campaign, running from April 1, 2026 to July 9, 2026. The initiative follows a directive from the Investor Education and Protection Authority (IEPFA) dated March 27, 2026, and aims to help shareholders claim unpaid dividends and update their KYC details.

Campaign Objectives and Timeline

The Saksham Niveshak campaign has been designed to encourage shareholders to take two critical actions: claim their unpaid or unclaimed dividends and update their Know Your Customer (KYC) details with the bank's Registrar and Transfer Agent. The primary goal is to prevent these dividends from being transferred to the Investor Education and Protection Fund (IEPF).

KYC Requirements and Contact Information

Shareholders who have not claimed their dividends or have incomplete KYC details are requested to update the following information:

• Bank account mandate
• PAN details
• Nominee registration
• Contact information including email, mobile number, and address

The bank has provided comprehensive contact details for shareholders seeking assistance:

Digital Services and SEBI Updates

Shareholders can also utilize digital platforms for their requests. The bank encourages registration and tracking through the SWAYAM portal at https://swayam.in.mpms.mufg.com or by registering service requests through the dedicated helpdesk portal.

Additionally, the bank has highlighted an important SEBI circular dated January 30, 2026 (circular no. HO/38/13/11(2)2026-MIRSD-POD/1/3750/2026) titled "Ease of Doing Investment – Special Window for Transfer and Dematerialisation of Physical Securities." This circular opens a special window for re-lodgement of transfer requests for physical share certificates that were lodged prior to April 1, 2019 and were previously rejected, returned, or not processed due to document deficiencies.

Regulatory Compliance and Publication

The bank has fulfilled its disclosure obligations under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, by publishing newspaper advertisements in The Business Line (English – All India Edition) and The Hindu (Tamil – Tamil Nadu Edition) on April 1, 2026. The information is also available on the bank's website under the "Investors Relations" section.

Company Secretary Swapnil Yelgaonkar has signed off on the campaign documentation, ensuring proper regulatory compliance and shareholder communication throughout the 100-day initiative period.