Tamilnad Mercantile Bank

445.75
-10.80
(-2.37%)
ann
Q4 Quarterly Results are out. Check out the updated financials2 days ago
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Market Cap
7,058.52 Cr
EPS
67.70
PE Ratio
6.12
Dividend Yield
2.41 %
Industry
Banks
52 Week High
513.55
52 Week Low
401.00
PB Ratio
0.80
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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positive
Tamilnad Mercantile Bank Projects 15-18% Loan Growth for FY'261 day ago
Tamilnad Mercantile Bank's management has provided guidance for loan growth in the fiscal year 2026. The bank expects its loan portfolio to grow between 15% and 18% during this period, indicating a positive outlook for the bank's lending activities.
positive
Tamilnad Mercantile Bank Reports Q4 Profit Growth and Dividend Declaration3 days ago
Tamilnad Mercantile Bank announced its Q4 results, showing a net profit increase to 2.92 billion rupees from 2.53 billion rupees year-over-year. Revenue rose to 13.42 billion rupees from 12.54 billion rupees. The bank's asset quality improved with GNPA at 1.25% and NNPA at 0.36%, both decreasing quarter-over-quarter. Provisions increased to 172.2 million rupees. The bank also recommended a final dividend of 11 rupees per equity share.
positive
Tamilnad Mercantile Bank: Q4 Profit Rises 15%, Asset Quality Improves3 days ago
Tamilnad Mercantile Bank reported a 15.3% YoY increase in Q4 net profit to ₹291.9 crore. NII remained flat at ₹567.9 crore. Asset quality improved with GNPA falling to 1.25% and NNPA to 0.35% QoQ.
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Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,911.20
#1 14,62,435.01
20.72
#1 4,07,994.80
#1 99.35
#1 65,447
7.06
64.03
1,404.80
9,92,620.40
19.57
2,36,037.70
26.78
45,007
17.65
66.86
2,204.40
4,38,283.88
22.49
94,273.90
38.35
17,977
10.23
61.40
1,166.30
3,61,168.64
13.27
1,37,989.40
30.43
26,424
-1.59
60.18
80.43
86,481.57
12.49
30,370.40
20.68
5,814
28.98
52.81
822.35
64,065.54
#1 8.80
55,144.00
23.81
8,977
-39.07
59.47
17.77
55,715.59
23.63
32,960.90
23.98
1,285
#1 59.32
51.39
66.08
48,381.90
25.15
36,256.80
33.32
2,942
-59.61
64.12
196.49
48,270.58
12.28
26,782.00
32.27
3,928
-10.87
55.83
165.45
26,653.52
11.08
21,034.20
14.48
2,230
-41.79
62.99

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
16.62 %
Net Income Growth
4.15 %
Cash Flow Change
51.92 %
ROE
-8.95 %
ROCE
13.87 %
EBITDA Margin (Avg.)
4.00 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
3,757
3,639
3,993
4,253
4,646
4,710
5,493
6,142
Expenses
1,367
1,212
1,231
1,355
1,470
1,276
1,327
1,577
EBITDA
349
432
615
827
1,158
1,448
1,469
1,575
Operating Profit %
58 %
62 %
64 %
62 %
62 %
69 %
73 %
70 %
Depreciation
40
36
30
29
33
54
75
0
Interest
2,041
1,994
2,147
2,072
2,019
1,987
2,697
2,990
Profit Before Tax
310
397
585
798
1,125
1,394
1,394
1,575
Tax
88
138
177
195
303
364
322
392
Net Profit
222
259
408
603
822
1,029
1,072
1,183
EPS in ₹
15.57
18.14
28.61
42.34
57.67
68.06
67.70
74.70

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
37,920
40,533
42,759
47,527
52,859
57,895
61,553
Fixed Assets
140
138
129
137
211
246
271
Current Assets
3,595
4,740
5,422
4,589
5,883
6,174
6,256
Capital Work in Progress
0
0
0
0
0
0
0
Investments
10,364
9,107
9,467
11,703
13,242
14,156
15,263
Other Assets
27,416
31,288
33,163
35,687
39,405
43,494
46,019
Total Liabilities
37,920
40,533
42,759
47,527
52,859
57,895
61,553
Current Liabilities
1,517
1,712
1,576
1,917
2,518
2,591
2,718
Non Current Liabilities
36,403
38,821
41,183
45,611
50,341
55,304
58,835
Total Equity
3,405
3,618
3,980
4,580
5,336
6,928
7,921
Reserve & Surplus
3,262
3,476
3,837
4,438
5,193
6,770
7,763
Share Capital
143
143
143
143
143
158
158

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
25
164
347
58
0
816
-1,032
1,147
-270
-14
Investing Activities
-44
-63
-38
-26
0
-20
-37
-107
-89
-100
Operating Activities
319
-18
753
-389
0
567
-670
1,325
-1,270
-611
Financing Activities
-250
245
-368
472
0
269
-324
-71
1,088
697

Share Holding

% Holding
Sept 2021
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.45 %
3.67 %
4.08 %
4.12 %
4.22 %
DIIs
0.00 %
6.04 %
5.92 %
5.76 %
4.44 %
3.72 %
3.02 %
3.19 %
3.17 %
2.66 %
2.66 %
2.66 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
57.34 %
57.71 %
58.18 %
58.71 %
58.07 %
57.58 %
59.56 %
59.65 %
59.59 %
59.21 %
58.98 %
Others
100.00 %
36.62 %
36.37 %
36.06 %
36.85 %
38.21 %
39.40 %
33.81 %
33.51 %
33.67 %
34.01 %
34.14 %
No of Share Holders
20,934
80,836
82,844
96,007
1,06,297
1,01,724
1,05,095
1,13,643
1,16,186
1,20,897
1,23,233
1,27,154

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 5 5 10 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 1.24 1.03 2.43 0.00

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome2 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication2 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation3 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release3 days ago
Corporate Action-Board approves Dividend3 days ago
Audited Financial Results For The Quarter And Financial Year Ended March 31 2025 And Final Dividend3 days ago
Board Meeting Outcome for Audited Financial Results For The Quarter And Financial Year Ended March 31 2025 And Final Dividend3 days ago
General Updates5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 08, 2025
Board Meeting Intimation for Board Meeting IntimationApr 08, 2025
General UpdatesApr 05, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 03, 2025
Announcement Under Regulation 30 Of SEBI(LODR) Regulations 2015 - Receipt Of Cautionary Email/Letter From Stock ExchangesMar 29, 2025
General UpdatesMar 26, 2025
General UpdatesMar 26, 2025
Board Meeting Outcome for Outcome Of Board MeetingMar 26, 2025
General UpdatesMar 26, 2025
Closure of Trading WindowMar 26, 2025
Tamilnad Mercantile Bank Limited Has Informed The Exchange Regarding Appointment Of Chief Financial Officer (CFO)Mar 20, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 14, 2025
Tamilnad Mercantile Bank Limited Has Informed The Exchange About General UpdatesMar 11, 2025
Tamilnad Mercantile Bank Limited Has Informed The Exchange About Action(S) Taken Or Orders PassedMar 11, 2025
Tamilnad Mercantile Bank Limited Has Informed The Exchange About Rescheduling Participation In The Analysts/Investors MeetMar 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 07, 2025
Revision In Marginal Cost Of Funds Based Lending Rate (MCLR) And Repo Linked Lending Rate (RLLR) Of The BankMar 06, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateMar 06, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateMar 05, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateFeb 25, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateFeb 25, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateFeb 21, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateFeb 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 11, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 10, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 03, 2025
Announcement under Regulation 30 (LODR)-CessationFeb 01, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateJan 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 30, 2025
Integrated Filing (Financial)Jan 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 29, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 29, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJan 29, 2025
Outcome Of The Board Meeting Held On January 29 2025 - Unaudited Financial Results Of The Bank For The Quarter And Nine Months Ended December 31 2024Jan 29, 2025
Board Meeting Outcome for Unaudited Financial Results Of Tamilnad Mercantile Bank Limited (The Bank) For The Quarter And Nine Months Ended December 31 2024Jan 29, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateJan 28, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateJan 27, 2025
Clarification On News Item Appearing In "Media/Publication"Jan 24, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateJan 23, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateJan 23, 2025

Technical Indicators

RSI(14)
Neutral
60.02
ATR(14)
Volatile
14.69
STOCH(9,6)
Neutral
71.04
STOCH RSI(14)
Neutral
79.09
MACD(12,26)
Bullish
3.43
ADX(14)
Weak Trend
23.53
UO(9)
Bearish
41.41
ROC(12)
Uptrend And Accelerating
4.69
WillR(14)
Neutral
-44.75