SRG Housing Finance Limited has filed its annual regulatory disclosure confirming that no encumbrances were created by its promoter group during the financial year ended March 31, 2026. The submission fulfills the company's compliance obligations under Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

Regulatory Compliance Filing

The disclosure was submitted to both the National Stock Exchange of India Limited and BSE Limited on April 7, 2026. Company Secretary Divya Kothari filed the documentation on behalf of SRG Housing Finance Limited, which trades under the symbol SRGHFL on NSE and code 534680 on BSE.

Promoter Group Declaration

Vinod K. Jain, acting as the authorized signatory on behalf of the promoter and promoter group, declared that no encumbrances were created directly or indirectly at any time during FY26. The declaration covers all individuals and entities belonging to the promoter and promoter group of the housing finance company.

Promoter Group Composition

The promoter group comprises 19 entities, including both individual promoters and corporate entities:

Corporate Information

SRG Housing Finance Limited operates from multiple locations across India. The company maintains its registered office in Udaipur, Rajasthan, with its head office also located in the same city. Additionally, the company operates a corporate office in Mumbai, Maharashtra, reflecting its pan-India presence in the housing finance sector.

Documentation and Compliance

The filing includes digitally signed declarations from both the Company Secretary and the promoter representative, ensuring proper authentication of the regulatory submission. This annual disclosure represents a standard compliance requirement for listed companies under SEBI regulations, designed to maintain transparency regarding promoter shareholding patterns and any potential encumbrances that might affect ownership structures.

SRG Housing Finance Limited has announced a significant credit rating upgrade from Acuité Ratings, reflecting the housing finance company's strengthened financial position and improved risk profile. The upgrade marks an important milestone in the company's growth trajectory and demonstrates its commitment to maintaining strong operational fundamentals.

Credit Rating Enhancement Details

The rating agency has upgraded SRG Housing Finance Limited's credit rating across its financial instruments, signaling improved creditworthiness and financial stability.

The company has informed stock exchanges under Regulation 30 of SEBI LODR regulations, with the detailed rating letter from Acuité Ratings awaited and to be submitted upon receipt.

Management Commentary on Rating Upgrade

Vinod K Jain, Managing Director of SRG Housing Finance, emphasized the significance of this rating enhancement. He noted that the upgrade acknowledges the company's consistent performance across several key parameters:

• Growth in Assets Under Management (AUM)
• Improvement in asset quality
• Stable profitability metrics
• Strong capital position

Jain highlighted that the company has focused on building a sustainable and scalable business model over recent years. The improved rating reinforces confidence among lenders, investors, and stakeholders in the company's long-term vision and strategic direction.

Strategic Benefits and Business Impact

The credit rating upgrade is expected to provide several operational advantages for SRG Housing Finance. The enhanced rating will improve the company's ability to access diversified funding sources at competitive costs, directly supporting its objective of delivering affordable housing finance solutions to customers.

The management emphasized their commitment to maintaining a balanced approach between growth, profitability, and risk management while continuing to strengthen operational efficiency and portfolio quality.

Company Profile and Market Position

Established in 1999, SRG Housing Finance Limited operates as a National Housing Bank registered housing finance institution with over two decades of experience. The company maintains a strong market presence through its network of 95 branches across seven states: Rajasthan, Madhya Pradesh, Gujarat, Maharashtra, Delhi, Karnataka, and Andhra Pradesh.

The company specializes in serving the self-employed segment, which constitutes 75% of its customer base, alongside salaried professionals. Under the leadership of Managing Director Vinod Kumar Jain, who brings over 30 years of financial services expertise, SRG Housing Finance has evolved into a publicly traded entity listed on both BSE and NSE.