SRG Housing Finance Limited has submitted revised unaudited financial results for Q3FY26 after correcting a typographical error in its regulatory disclosure. The company's board approved the revised results during their meeting held on February 6, 2026, addressing an inadvertent error in the original submission made under Regulation 52(4) of SEBI LODR Regulations, 2015.

Error Correction and Regulatory Compliance

The company identified a typographical error in its original disclosure where Profit Before Tax (PBT) figures were inadvertently mentioned under Net Profit After Tax (NPAT). The management clarified that this error was unintentional and does not impact the actual profits or financial results for the quarter and nine months ended December 31, 2025.

Strong Q3FY26 Financial Performance

Despite the disclosure correction, the company's underlying financial performance remains robust. Net profit for Q3FY26 stood at ₹821.05 lakhs, representing a 43.00% increase from ₹574.30 lakhs in the corresponding quarter of the previous year. Total income reached ₹5,124.76 lakhs, marking a 27.34% growth from ₹4,024.60 lakhs in Q3FY25.

Nine-Month Performance Highlights

For the nine months ended December 31, 2025, SRG Housing Finance maintained strong momentum with net profit of ₹2,324.16 lakhs, representing a 27.69% increase from ₹1,820.29 lakhs in the corresponding period last year. Total income for the nine-month period reached ₹14,238.74 lakhs compared to ₹11,107.04 lakhs in the previous year.

Key Financial Ratios and Metrics

The company's financial health remains strong with key ratios showing positive trends. Earnings per share (EPS) for Q3FY26 stood at ₹5.23 compared to ₹4.16 in Q3FY25. The company maintained a debt-equity ratio of 2.78, interest service coverage ratio of 1.52, and net profit margin of 16.02%.

Corporate Governance and Transparency

The prompt correction and resubmission of financial results demonstrates the company's commitment to regulatory compliance and transparency. During Q3FY26, the company also allotted 14,150 equity shares to employees under the Employee Stock Option Plan (ESOP) at ₹200 per share, with paid-up equity share capital standing at ₹1,569.46 lakhs.

Source:

SRG Housing Finance Limited has successfully completed its monthly interest payment and partial redemption obligations on Non-Convertible Debentures (NCDs), demonstrating continued adherence to its debt servicing commitments. The company made the payments on January 23, 2026, one day ahead of the scheduled due date to accommodate the non-working day convention.

Interest Payment Details

The company executed its monthly interest payment obligations with precision, maintaining its regular payment schedule established under the NCD framework.

The difference between the due amount and actual payment reflects the deduction of Tax Deducted at Source (TDS) as per regulatory requirements. The last interest payment was made on December 24, 2025, maintaining the monthly payment cycle.

NCD Issue Structure

The Non-Convertible Debentures represent a significant component of the company's funding structure, designed with specific features to meet both issuer and investor requirements.

The debentures are characterized as rated, secured, listed, senior, transferable, redeemable, and fully paid-up instruments, providing multiple layers of investor protection and market accessibility.

Partial Redemption Transaction

The company executed a partial redemption of the principal amount as part of its structured repayment schedule, reducing the overall outstanding liability.

The partial redemption follows a systematic approach based on face value redemption distributed on a pro-rata basis among debenture holders. This monthly redemption structure ensures gradual reduction of the principal outstanding while maintaining regular cash flow management.

Regulatory Compliance

The transaction demonstrates full compliance with Securities and Exchange Board of India (SEBI) regulations, specifically adhering to Regulations 30 and 57(1) of the Listing Obligations and Disclosure Requirements. The company has provided comprehensive details as mandated under SEBI Master Circular Ref. No. SEBI/HO/DDHS/DDHS-PoD-1/P/CIR/2024/48 dated May 21, 2024.

The early payment execution, completed one day before the due date, reflects proactive management practices to ensure uninterrupted debt servicing despite non-working day constraints. This approach maintains investor confidence and regulatory compliance standards.