The South Indian Bank submitted its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26 on July 27, 2026, revealing robust operational growth and expanded financial inclusion metrics. As of March 31, 2026, the bank’s total business stood at ₹2.23 lakh crore, marking a 14.6% increase from the previous fiscal year. This growth was accompanied by an expansion in its customer base, which rose from 8.0 million in March 2025 to 8.3 million in March 2026, driven by aggressive acquisition strategies across retail and corporate segments.

The filing, made pursuant to Regulation 34(2)(f) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, forms part of the bank’s annual report. Jimmy Mathew, Company Secretary, signed the submission, which is also hosted on the bank’s investor relations website. The report outlines the bank’s adherence to National Guidelines on Responsible Business Conduct (NGRBC), covering nine principles ranging from ethical governance to environmental protection.

Operational and Digital Highlights

The bank emphasized its strategic pivot toward digital banking, reporting that more than 98% of transactions were conducted through digital channels during FY26. This shift supports operational efficiency and reduces paper consumption. The bank operates a network of 948 branches, three satellite branches, two ultra-small branches, 19 regional offices, and one service branch nationwide, along with a representative office in Dubai.

Sustainability and Environmental Initiatives

Under Principle 6, the bank detailed its environmental management practices, including the installation of solar power systems across six locations with a total capacity of 385kW. A new 75 KLD Sewage Treatment Plant (STP) was commissioned at the SIB Tower in Kakkanad, Ernakulam. The bank also implemented energy efficiency measures such as maintaining air conditioner temperatures at 24°C and procuring 5-star rated inverter ACs. Green financing remains a key focus, with the Green Deposit Scheme mobilizing ₹97.66 crore during the year. Of this amount, ₹156.28 crore (including ₹58.62 crore carried forward) was allocated to eligible green projects.

Social Impact and Governance

The bank reported that women constituted 46.28% of its total workforce, comprising 9,147 employees. More than 98% of employees were covered under training programs related to skill upgradation, health and safety, and compliance. Corporate Social Responsibility (CSR) initiatives reached more than 32 lakh beneficiaries, with over 71% belonging to marginalized and underserved communities. The bank’s CSR spending focused on healthcare, education, and environmental sustainability.

Governance structures were reinforced through an Executive Level Committee overseeing ESG implementation, chaired by the Chief Operating Officer. The Board’s Corporate Social Responsibility Committee, led by Non-Executive Non-Independent Director Benny P Thomas, oversees ESG reporting. Independent assessment of policies was conducted by CARE Analytics and Advisory Private Limited.

What the Numbers Show

The correlation between the 14.6% growth in total business and the >98% digital transaction share indicates a successful scaling of low-cost distribution channels. This operational efficiency likely contributed to the ability to expand the customer base by 300,000 users within a single year without proportional increases in physical infrastructure costs. Furthermore, the allocation of ₹156.28 crore to green projects against ₹97.66 crore mobilized suggests the bank is leveraging prior-year deposits to meet current sustainability targets, demonstrating active portfolio management toward environmental goals.

South Indian Bank south indian bank is expanding its retail network in the southern region by inaugurating a new branch in Hyderabad. The bank opened the facility at Gachibowli Road, Kondapur, on July 27, 2026, marking its entry into this specific high-growth corridor. This expansion aims to enhance service accessibility for customers in the surrounding residential and commercial areas of Prashant Nagar and the broader Kondapur locality.

The disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. The bank notified both the National Stock Exchange of India Ltd. and the Bombay Stock Exchange Ltd. regarding the operational commencement of the new unit. The information was also hosted on the bank’s official website for public access.

Branch Details

The new branch is located in the Ground floor of Plot Numbers 136 and 137, Prashant Nagar, 8th Battalion Road, Gachibowli Road - Kondapur, Hyderabad-500084. The specific details of the opening are outlined below:

Jimmy Mathew, Company Secretary, signed the intimation letter dated July 27, 2026. The reference number for the disclosure is SEC/ST.EX.STT/61/2026-27. The bank’s scrip codes are SOUTHBANK on NSE and 532218 on BSE.