Satin Creditcare Network Limited will hold its 36th Annual General Meeting (AGM) on Friday, August 7, 2026, at 11:00 AM IST through video conferencing and other audio-visual means. The meeting will be conducted without the physical presence of members at a common venue, in compliance with the Companies Act, 2013, and relevant SEBI and Ministry of Corporate Affairs circulars. The notice for the AGM and the Integrated Annual Report for the financial year 2025-26 will be sent electronically to members whose email addresses are registered with the company, its Registrar and Share Transfer Agent (RTA), or Depository Participants (DPs).

Members who have not registered their email addresses will receive a physical letter containing a weblink to access the documents. The notice and report will also be available on the company’s website, the websites of BSE Limited and National Stock Exchange of India Limited, and the Central Depository Services (India) Limited (CDSL) portal. Members can attend and participate in the AGM solely through the video conferencing facility, and those attending via this mode will be counted for the purpose of quorum under Section 103 of the Companies Act, 2013.

The company has outlined specific procedures for members to register or update their email addresses to ensure they receive login details for e-voting. Members holding shares in dematerialized form must update their email details with their respective DPs. For those holding shares in physical form, the company has instructed members to register or update details in the prescribed Form ISR-1 and other relevant forms with its RTA, MUFG Intime India Private Limited (formerly known as Link Intime India Private Limited).

Equity shareholders can contact MUFG Intime India Private Limited for assistance, while Non-Convertible Debenture Holders may reach out to KFM Technologies Limited. Members holding shares in physical form, those with unregistered email addresses, or any person becoming a member after the dispatch of the notice and holding shares as of the cut-off date of Friday, July 31, 2026, may cast their vote through remote e-voting or the e-voting system during the AGM as prescribed in the notice.

The information regarding the AGM and the updation of email addresses has been issued in compliance with the relevant MCA and SEBI circulars. Vikas Gupta, Company Secretary & Chief Compliance Officer, signed the communication on behalf of Satin Creditcare Network Limited on July 8, 2026.

Satin Creditcare Network Ltd delivered its strongest-ever first-quarter performance in Q1FY27, driving consolidated Assets Under Management (AUM) to approximately ₹16,000 crore. The company achieved a 54% year-on-year surge in disbursements, which totalled ₹3,453 crore, reflecting a significant scale-up in lending operations and operational momentum.

AUM and Disbursement Growth

Consolidated AUM grew by approximately 27% from ₹12,499 crore in Q1FY26, while standalone AUM rose by 22% to reach ~₹13,400 crore. This growth was accompanied by a robust increase in disbursements, with standalone figures reaching ₹3,003 crore, a 45% jump from the prior year. The non-Micro Finance Institution (MFI) share of the portfolio increased to 19% in Q1FY27, up from 14% in the corresponding period last year.

Branch Network Expansion

The company expanded its geographic footprint by adding 53 new branches during the quarter, bringing the total standalone branch count to 1,867 and the consolidated network to 2,045. As part of its strategic growth, Satin Creditcare entered Kerala in June 2026, strengthening its presence in South India alongside existing operations in Tamil Nadu, Karnataka, Andhra Pradesh, and Telangana.

Asset Quality and Liquidity

Asset quality improved notably, with the Gross Non-Performing Asset (GNPA) ratio narrowing to the 2.0%-2.5% range in Q1FY27 from 3.7% in Q1FY26. Credit cost for the quarter was contained between 2.5% and 3.0%, compared to 6.0% in the previous year, while X-Bucket Collection Efficiency stood at approximately 99.9%. To support this growth, the company raised ~₹3,000 crore via diversified debt instruments and ₹285 crore through sub-debt, reducing the marginal cost of borrowing by 37 basis points year-on-year.

Capital and Stakeholder Updates

Promoters agreed to infuse ₹100 crore in equity share capital at a premium of approximately 17% to the minimum issue price, a resolution approved by 99% of shareholders. The company added approximately 2.2 lakh new borrowers in Q1FY27, expanding its total client base to 32.6 lakh, while team strength grew 11% year-on-year to reach 16,560 employees.