Repco Home Finance submits FY26 sustainability report to exchanges
- Repco Home Finance submitted its FY26 BRSR report to stock exchanges
- Turnover reached ₹1,795.79 crore with net worth at ₹3,904.90 crore
- Permanent employee turnover rose to 21.95% from 14.01% in FY25
- Customer complaints increased to 1,481, with only six pending resolution
- Spending on employee well-being measures grew to 8.27% of revenue
*this image is generated using AI for illustrative purposes only.
Repco Home Finance has submitted its Business Responsibility and Sustainability Report (BRSR) for the financial year ended March 31, 2026, to the National Stock Exchange and BSE. The filing details the housing finance company’s operational footprint, employee demographics, and governance practices for FY26.
The company reported a turnover of ₹1,795.79 crore and a net worth of ₹3,904.90 crore for the period. These figures establish the baseline for its Corporate Social Responsibility (CSR) applicability under Section 135 of the Companies Act, 2013.
Operational Footprint
Repco Home Finance operates across 253 offices, including branches and satellite centers, spread over 12 states and one Union Territory. The company does not maintain any international presence or manufacturing plants. Its business model remains focused on financial services, with home loans and loans against property accounting for 99.14% of total turnover.
Employee Demographics and Retention
As of March 31, 2026, the company employed 1,593 individuals. The workforce composition is detailed below:
| Employee Category | Total Count | Male (%) | Female (%) |
|---|---|---|---|
| Permanent Employees | 1,384 | 76.23% | 23.77% |
| Other than Permanent | 209 | 46.41% | 53.58% |
| Total Workforce | 1,593 | 72.32% | 27.68% |
The company recorded a permanent employee turnover rate of 21.95% in FY26, up from 14.01% in FY25. Female employee retention remained stronger, with a turnover rate of just 5.8% compared to 16.15% for male employees.
Well-being and Compensation
Spending on employee well-being measures rose to ₹148.50 crore in FY26, representing 8.27% of total revenue, compared to 7% in the prior year. The company provides health and accident insurance to 100% of its permanent employees.
Median remuneration data highlights the compensation structure:
- Key Managerial Personnel: ₹44.96 lakh (Male), ₹57.15 lakh (Female)
- Employees (excluding KMP): ₹6.99 lakh (Male), ₹5.75 lakh (Female)
Gross wages paid to females constituted 20.46% of total wages in FY26, marginally higher than the 20.15% recorded in FY25.
Governance and Grievances
The company received 1,481 customer complaints during FY26, with only six pending resolution at year-end. This is an increase from the 922 complaints filed in FY25. No complaints were registered regarding sexual harassment, discrimination, or child labor. The Board of Directors includes one female member (11.11%), while Key Managerial Personnel includes one female representative (25%).
Environmental Impact
As a service-oriented entity, Repco Home Finance does not engage in manufacturing. Consequently, Scope 1 and Scope 2 greenhouse gas emissions were reported as nil. Total non-renewable energy consumption stood at ₹2.56 crore in FY26, driven primarily by electricity usage across its office network.
Historical Stock Returns for Repco Home Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -0.89% | -5.11% | -5.98% | -7.02% | -2.73% | +7.27% |
How might the significant rise in permanent employee turnover from 14.01% to 21.95% impact Repco Home Finance's operational efficiency and future recruitment costs?
Given that home loans constitute 99.14% of turnover, what strategies is the company pursuing to diversify its revenue streams against potential interest rate volatility or housing market slowdowns?
Will the company expand its physical footprint beyond the current 253 offices in 12 states to capture market share in underserved regions, or will it prioritize digital lending channels?
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