RBL Bank will host an investor and analyst conference call on July 17, 2026, to discuss the unaudited financial results for the quarter ended June 30, 2026. The earnings call is scheduled to begin at 17:30 IST, providing stakeholders with an overview of the bank's performance for Q1 FY2027. The discussion will be led by Managing Director & CEO R Subramaniakumar, along with other members of the senior management team.

The event will commence with a brief management discussion regarding the quarterly performance, followed by an interactive question-and-answer session. Participants can join the call via specific dial-in numbers or through webcast links provided for international access. The bank has made arrangements for toll-free numbers across various regions, including Hong Kong, Singapore, the UK, and the USA.

Conference Call Details

Access Information

Participants wishing to ask questions can use the primary dial-in numbers: +91 22 6280 1338 or +91 22 7115 8239. For those who only wish to listen, a separate webcast link is available for mobile, laptop, or desktop access. The bank advises dialing in at least 10 minutes prior to the scheduled start time to ensure timely connection.

Following the call, the audio recording and transcript will be made available on the bank's website. This disclosure is made pursuant to Regulation 30 and Regulation 46 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The investor presentation and quarterly results will be released to the stock exchanges before being uploaded to the website.

RBL Bank has received a Buy rating from Citi with a target price of ₹390, as the bank reported strong provisional business updates for the quarter ended June 30, 2026. Gross advances grew 21% year-on-year and 2% quarter-on-quarter to ₹117,344 crore, driven by robust momentum in both secured retail and wholesale lending segments. Total deposits, however, declined 10% QoQ to ₹124,813 crore — a deliberate strategic move attributed to the non-renewal of certain wholesale deposits following the completion of a preferential allotment to Emirates NBD P.J.S.C. on June 18, 2026. On a YoY basis, total deposits grew 11%.

Analyst View

Citi's Buy recommendation with a target price of ₹390 reflects confidence in RBL Bank's underlying loan growth trajectory. The brokerage acknowledged the strong secured retail and wholesale loan growth as key positives, while noting that the deposit decline was tactical in nature — stemming from the wholesale deposit run-down following the ENBD allotment — rather than a structural concern.

Advances Growth

The bank reported broad-based growth across its lending segments. Secured Retail Advances grew 18% YoY, while Wholesale Advances surged 37% YoY and 10% QoQ. Within the wholesale segment, commercial banking advances increased by 34% YoY and 10% QoQ. The mix of Retail to Wholesale advances stood at 55:45 for the period.

Deposit Profile and Liquidity

Despite the overall QoQ decline in deposits, granular deposits — those under ₹3 crore — rose 13% YoY and 2% QoQ to ₹65,364 crore, reflecting continued retail deposit traction. Current Account Savings Account (CASA) deposits fell 22% QoQ to ₹36,462 crore, remaining flat on a YoY basis, which pushed the CASA Ratio down to 29.2% from 33.6% in the previous quarter. The Liquidity Coverage Ratio for the quarter averaged 133%, improving from 130% in the prior quarter.

The following table summarises the key business metrics for the period:

*Liquidity Coverage Ratio is the average for the quarter. All deposit and advance figures in ₹ crore.

Regulatory Disclosures

These figures are provisional and have been released ahead of the official financial results for Q1FY26. The final results are subject to approval by the Audit Committee of the Board of Directors, the Board of Directors, and a limited review by the statutory auditors of the bank. The intimation was made in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.