RBL Bank held scheduled analyst and investor meetings on July 27, 2026, engaging with two financial institutions to discuss the bank's performance and outlook. The interactions took place in Mumbai, with one session conducted via video conferencing and another as a physical meeting. The bank confirmed that no unpublished price sensitive information (UPSI) was shared during either engagement.

The meetings were held pursuant to Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Part A of Schedule III to the SEBI Listing Regulations. RBL Bank Limited disclosed the schedule of these meets to ensure transparency and compliance with regulatory requirements for continuous disclosure.

Meeting Details

The bank engaged with the following entities on July 27, 2026:

Both meetings were categorized as one-on-one sessions, allowing for focused discussions between the bank's management and the respective investment firms.

Regulatory Compliance

In addition to the disclosure of the meeting schedule, RBL Bank Limited complied with Regulation 46(2) of the SEBI Listing Regulations by hosting the relevant information on its official website at www.rbl.bank.in . This ensures that all stakeholders have equal access to the details of the investor interactions.

Niti Arya, Company Secretary at RBL Bank Limited, signed the intimation letter dated July 27, 2026. The communication was submitted to both the Bombay Stock Exchange (BSE) and the National Stock Exchange of India (NSE), where the bank is listed under Scrip Code 540065 and Scrip Symbol RBLBANK, respectively.

What the Numbers Show

While this filing does not contain new financial metrics, the structured engagement with institutional investors like Breakout Capital LLC and Gaja Capital Limited indicates ongoing efforts by RBL Bank to maintain active dialogue with key market participants. The absence of UPSI disclosures suggests that the discussions remained within publicly available information boundaries, maintaining market integrity.

RBL Bank reported a net profit of ₹254 crore for the quarter ended June 30, 2026, a 27% increase from ₹200 crore in the corresponding period of the previous year. Revenue for the quarter came in at ₹38.4 billion rupees, compared to ₹34.4 billion rupees in the same period last year. The bank's operating profit grew 31% year-on-year to ₹923 crore, supported by a 12% rise in net interest income to ₹1,654 crore. The net interest margin for the quarter stood at 4.13%. The Board of Directors approved the unaudited standalone and consolidated financial results at its meeting held on July 17, 2026.

During the quarter, Emirates NBD Bank (P.J.S.C) infused approximately ₹26,015.77 crore through a preferential issue. Following this infusion, Emirates NBD holds 60% of the expanded share capital of RBL Bank and has been classified as a promoter. The bank's total capital adequacy ratio strengthened significantly to 33.28% as of June 30, 2026, compared to 14.25% as of March 31, 2026, while the CET-1 ratio stood at 32.2%.

Key Financial Highlights (Standalone)

The following table summarizes the bank's key standalone financial metrics for the quarter:

Asset Quality and Provisions

Asset quality showed improvement both on a year-on-year and sequential basis. The gross non-performing assets (NPA) ratio declined to 1.30% from 2.78% in the same quarter last year, and improved from 1.45% on a quarter-on-quarter basis. The net NPA ratio stood at 0.37%, down from 0.45% a year ago and from 0.39% in the previous quarter. Provisions for the quarter stood at ₹6 billion rupees, compared to ₹6.78 billion rupees in the previous quarter. The provision coverage ratio including technical write-offs was 94.94%.

Business Growth Metrics

Net advances grew 23% year-on-year to ₹1,16,223 crore, with retail advances constituting 55% of the mix. Total deposits grew 11% year-on-year to ₹1,24,829 crore, with granular deposits (less than ₹3 crore) increasing 13% to ₹65,365 crore. The CASA ratio was reported at 29.2%. Operating expenses de-grew 8% year-on-year to ₹1,691 crore, leading to an improvement in the cost-to-income ratio to 64.7% from 72.4% in Q1 FY26.

Pursuant to Regulation 30 and 46(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the audio recording and transcript of the earnings call held on July 17, 2026, are available on the bank's website.