Punjab National Bank has informed stock exchanges that its promoter, the Government of India, has not created any pledge or encumbrance on its shareholding during the financial year ended March 31, 2026. The disclosure was made in compliance with regulatory requirements under SEBI takeover regulations.

Government Shareholding Details

The Government of India currently holds a substantial stake in the public sector bank, maintaining its position as the primary promoter.

Regulatory Compliance

The bank submitted this disclosure to fulfill its obligations under SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. The specific regulations governing this disclosure include:

• Regulation 31(4) of SEBI Takeover Regulations
• Regulation 31(5) of SEBI Takeover Regulations

These regulations mandate listed companies to disclose any pledge or encumbrance created by promoters on their shareholding, ensuring transparency for investors and market participants.

Official Communication

The disclosure document was signed by Bikramjit Shom, Company Secretary of Punjab National Bank, and dated April 4, 2026. The communication was addressed to both major stock exchanges where the bank's shares are listed - the National Stock Exchange of India Limited and BSE Limited.

This regulatory filing provides clarity to stakeholders about the promoter's shareholding status and confirms that no additional encumbrances have been created on the government's substantial holding in the bank during the specified period.

Punjab National Bank has announced its provisional business figures for the period ended March 31, 2026, demonstrating strong performance across all major business segments. The bank reported significant growth in both global and domestic operations, with particularly robust expansion in its advances portfolio.

Global Business Performance

The bank's global business reached ₹29,72,896 crores as of March 31, 2026, marking a substantial 10.79% year-on-year growth from ₹26,83,260 crores in the previous year. Quarter-on-quarter growth remained healthy at 2.81%, up from ₹28,91,528 crores in December 2025.

Deposit Growth Momentum

The bank's deposit mobilization showed consistent growth across both global and domestic segments. Global deposits reached 17 trillion rupees, representing significant growth from 15.7 trillion rupees in the previous year. Domestic bank deposits stood at 16.5 trillion rupees compared to 15 trillion rupees a year ago, demonstrating the bank's continued success in attracting customer deposits across its network.

Strong Advances Portfolio

Punjab National Bank's lending portfolio demonstrated particularly impressive growth. Global gross advances reached Rs 12.6 trillion (₹12,61,420 crores), showing the highest year-on-year growth rate of 12.97% from Rs 11.2 trillion in the previous year. The quarter-on-quarter growth in global advances was 2.45%.

Domestic bank advances rose to Rs 11.96 trillion (₹11,95,811 crores), up from Rs 10.7 trillion year-on-year, representing a robust 12.17% annual growth.

Credit-to-Deposit Ratio

The bank maintained a global credit-to-deposit ratio of 73.70% as of March 31, 2026, compared to 71.28% in the previous year and 74.16% in December 2025. This ratio reflects the bank's balanced approach to credit deployment while maintaining adequate liquidity.

Regulatory Compliance

These provisional figures were submitted in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the bank's Code of Practices and Procedures for Fair Disclosures. The figures are subject to audit by the bank's Statutory Central Auditors, ensuring transparency and accuracy in financial reporting.