PNB Housing promoter PNB reports no encumbrance in FY26

Punjab National Bank, the promoter of pnb housing finance , confirmed that it did not create any direct or indirect encumbrance on its shareholding during the year ended March 31, 2026. This disclosure assures investors regarding the status of the promoter's shares, which remains free from pledges or other charges. The information was communicated to the stock exchanges and the Audit Committee of the company.

The filing was made in compliance with Regulation 31(4) and (5) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. These regulations mandate periodic disclosures by promoters regarding any encumbrance created on their shareholding. The confirmation was signed by Bikramjit Shom, Company Secretary of Punjab National Bank, on April 4, 2026.

Key Disclosure Details

The following table summarizes the key information from the regulatory filing:

Particulars	Details
Promoter Name	Punjab National Bank
Period	Year ended 31.03.2026
Encumbrance Status	No encumbrance made directly or indirectly
Regulation	Regulation 31(4) of SEBI (SAST) Regulations, 2011
Filing Date	April 4, 2026

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+0.04%	+3.66%	-6.12%	+12.19%	-5.40%	+61.68%

PNB Housing Finance allotted 50,000 Non-Convertible Debentures (NCDs) aggregating ₹500 crore on June 09, 2026, to raise capital through private placement. The secured, taxable, and redeemable NCDs carry a coupon rate of 8.35% per annum, providing a fixed return to investors over a five-year tenure. The instruments were issued via the Electronic Book Provider (EBP) platform of the National Stock Exchange of India Limited (NSE).

The debentures, designated as the 8.35% PNB Housing Finance Limited 2031 Series LXXVI, have a face value of ₹1,00,000 each. They will be listed on the Wholesale Debt Market (WDM) Segment of the NSE. The security structure includes an exclusive charge on the specific book debts of the company, ensuring a minimum security coverage of 1 time.

Interest payments are scheduled annually on June 09 each year, starting from June 09, 2027, until maturity. The principal amount will be repaid in full on the maturity date of June 09, 2031. In the event of a default in interest or principal repayment, the company is liable to pay additional interest at 2% per annum over the coupon rate for the period of default.

Key Details of the Allotment

S. No.	Terms	Particulars
1.	Size of the issue	50,000 NCDs of face value ₹1,00,000 each aggregating ₹500 crore
2.	Listing status	Yes, on NSE Wholesale Debt Market Segment
3.	Tenure	5 Years (Allotment: June 09, 2026; Maturity: June 09, 2031)
4.	Coupon rate	8.35% p.a.
5.	Interest payment dates	June 09, 2027; June 09, 2028; June 09, 2029; June 09, 2030; June 09, 2031
6.	Security	Exclusive charge on specific book debts (1x coverage)
7.	Default penalty	Additional interest of 2% p.a. over the coupon rate