PNB Housing Finance will host an earnings conference call for investors on August 5, 2026, to discuss its financial performance for the first quarter of FY2026-27. The event is scheduled for 8:00 AM IST and will take place immediately after the company discloses its unaudited standalone and consolidated financial results for the quarter. This communication serves as a formal invitation to stakeholders to engage with management regarding the latest operational and financial metrics.

The announcement was issued pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Veena Kamath, Company Secretary, signed the intimation on July 27, 2026. The company noted that the schedule may be subject to change due to exigencies involving attendees or the company itself. An investor presentation supporting the discussion will be submitted to the stock exchanges prior to the commencement of the call.

Call Logistics

The management team of PNB Housing Finance will be present during the call to address queries from analysts and investors. Chaitanya Yadav, National Head – Corporate Planning and Investor Relations, has been listed as the primary contact for investor relations matters.

Dial-in Details

Participants can join the conference via universal dial-in numbers or toll-free lines designated for India and international regions. Pre-registration for the call is available through the company's provided link.

The notice was submitted to both BSE Limited (Scrip Code: 540173) and the National Stock Exchange of India Limited (Symbol: PNBHOUSING). The full text of the intimation is also available on the company’s website.

PNB Housing Finance has been assigned an ESG Rating of ‘A+’ by an authorized ESG rating provider dated April 16, 2026, reflecting its leadership in environmental, social, and governance practices. The disclosure forms part of its Business Responsibility and Sustainability Report (BRSR) for FY26, which was submitted to the National Stock Exchange of India Limited and BSE Limited on July 23, 2026, pursuant to Regulation 34(2)(f) of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015.

The report, assured by Bureau Veritas (India) Private Limited under reasonable assurance standards, highlights significant business expansion alongside sustainability commitments. During FY26, PNB Housing Finance’s retail loan asset grew by 16% year-on-year to ₹86,946 crore. Affordable and emerging market segments contributed 40% to this portfolio, with the company building an affordable housing loan asset of ₹8,153 crore as of March 31, 2026. Total outstanding deposits stood at ₹18,055 crore.

Financial and Operational Highlights

The company’s strategic focus on inclusive growth is evident in its customer profiling and network expansion. PNB Housing Finance added 35 branches during the year, bringing its total physical presence to 392 branches across 21 states. The Affordable and Emerging Markets segment now accounts for 80% of the total branch network.

Environmental Performance and Climate Strategy

PNB Housing Finance reported a reduction in energy intensity, with total energy consumption from non-renewable sources standing at 21,395.74 Gigajoules (GJ) in FY26, down from 23,137.80 GJ in FY25. Scope 1 emissions were recorded at 5.69 metric tonnes of CO2 equivalent, while Scope 2 emissions totaled 4,207.06 metric tonnes of CO2 equivalent.

The company has initiated climate scenario analysis using Network for Greening the Financial System (NGFS) scenarios to assess physical and transition risks. It also conducted a Life Cycle Assessment (LCA) for home loan processing, identifying verification and legal clearances as the primary emission hotspot due to travel-intensive site inspections. Financed emissions were estimated at 8.79 lakh tCO2e, calculated using a Partnership for Carbon Accounting Financials (PCAF)-aligned framework for seven states with significant portfolio contributions.

Social Impact and Governance

Socially, the company emphasizes diversity and employee well-being. Women comprise 20% of the total permanent workforce, with female representation reaching 33.33% among Key Managerial Personnel. The Board of Directors includes one female director, representing 14.29% of the board. PNB Housing Finance reported zero fatalities and zero lost-time injuries for employees and workers during FY26.

Corporate Social Responsibility initiatives through its subsidiary, Pehel Foundation, benefited over 447,000 individuals across health, education, and women empowerment projects. The company maintains a robust governance framework, with policies covering anti-bribery, data privacy, and human rights, all approved by the Board. No disciplinary actions for bribery or corruption were taken against any directors, KMPs, employees, or workers during the financial year.