Piramal Finance has fixed Friday, June 12, 2026, as the record date to determine shareholder eligibility for the final dividend for the financial year ended March 31, 2026. The company has announced a dividend of ₹11 per equity share, representing a payout of 550% on the face value of ₹2 each. This distribution is contingent upon approval by shareholders at the upcoming Annual General Meeting (AGM).

The 42nd AGM is scheduled to be held on Thursday, July 2, 2026, via video conferencing and other audio-visual means. The meeting will be conducted in compliance with circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India (SEBI). If the dividend recommended by the Board of Directors is ratified during the AGM, the payment will be processed and dispatched to eligible shareholders after the conclusion of the meeting, subject to the deduction of tax at source.

Pursuant to Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the record date serves as the cutoff to identify shareholders registered on the books of the company who will qualify for the payout. The company has also made available a communication regarding the Tax Deduction at Source (TDS) on the final dividend for its members on its official website.

Key Dividend Details

Piramal Finance Limited (formerly known as Piramal Capital & Housing Finance Limited) has filed its investor presentation with the stock exchanges, outlining its financial performance for FY26 and strategic outlook for FY27. The company reported a strong finish to the fiscal year, with consolidated net profit rising 210% year-on-year (YoY) to ₹1,506 Cr. Total Assets Under Management (AUM) crossed the ₹1,00,000 Cr milestone, reaching ₹1,01,230 Cr, a 25% YoY increase driven by the Growth AUM segment.

Upcoming Investor Conferences

Piramal Finance is scheduled to engage with investors at Citi’s 2026 India Conference in Mumbai on 4th June 2026. This follows the company's participation in the Macquarie Asia Conference 2026 in Hong Kong and Citi's 2026 Pan-Asia Conference in Singapore earlier in May.

FY26 Business Snapshot

The company's key balance sheet and capital metrics as of Q4 FY26 reflect robust growth and stability. Net Worth stood at ₹28,191 Cr, with a Capital Adequacy ratio of 19.8% and an AUM to Equity multiple of 3.6x. Asset quality remained controlled, with a Gross NPA (GNPA) of 2.3% and Net NPA (NNPA) of 1.6%. Growth AUM has expanded at a 45% CAGR since March 2022, while Legacy AUM has declined at a 50% CAGR over the same period.

Q4 and Full-Year FY26 Financial Performance

The company met all its stated FY26 targets, including a Growth Profit Before Tax (PBT) of ₹1,560 Cr. Consolidated Net Interest Income (NII) for the full year grew 32% YoY to ₹4,731 Cr, while Pre-Provision Operating Profit (PPOP) increased 45% YoY to ₹2,294 Cr.

Q4 FY26 also witnessed pivotal credit rating upgrades. Domestic agencies CRISIL, ICRA, and CARE upgraded the company to AA+ / Stable, while international agency S&P upgraded it to BB from BB-. Moody's revised its outlook to Positive from Stable at Ba3.

Retail Business Performance

The retail segment demonstrated strong growth, with retail AUM rising 33% YoY to ₹64,652 Cr and disbursements growing 34% YoY. The total customer franchise expanded 22% YoY to 5.7 million customers. The branch network spans 701 branches across 26 states, with plans to open around 180 new branches in FY27. Asset quality improved across all products in Q4 FY26.

Piramal.ai — AI-Driven Growth

The deployment of Generative AI (Gen-AI) grew more than 3x in FY26 across underwriting, growth, customer experience, productivity, and operations. Notable achievements include monthly collections through hands-free collections growing from ₹84 Cr in Q1 FY26 to ₹834 Cr in Q4 FY26, and fraud decisioning AI engine alerts scaling from 9,51,599 cases to 19,02,711 cases in the same period.

FY27 Outlook

Building on FY26 momentum, Piramal Finance has set its targets for FY27. The company aims for approximately 25% growth in Total AUM and around 50% growth in Consolidated PAT. The Return on AUM (RoAUM) is targeted to reach approximately 2.5%. The medium-term blueprint targets 2x AUM in approximately 3 years (by March 2028), with a RoAUM exceeding 3%.