Paisalo Digital Limited has achieved a significant milestone by successfully completing its inaugural External Commercial Borrowing (ECB) transaction worth USD 15 million on March 17, 2026. The leading non-banking finance company (NBFC), which specializes in inclusive lending, announced this development through a press release submitted under Regulation 30 of SEBI (LODR) Regulations, 2015.

Strategic Funding Diversification

This maiden ECB issuance represents a strategic initiative aimed at broadening the company's funding mix and accessing cost-effective, long-tenor capital from international markets. The transaction marks a significant advancement in Paisalo Digital's liability diversification journey, introducing a stable and diversified source of funding while optimizing the blended cost of capital.

Capital Deployment Strategy

The proceeds from this ECB issuance will be utilized to support the company's continued expanding lending portfolio. Paisalo Digital plans to maintain its focus on key segments including:

• MSMEs (Micro, Small and Medium Enterprises)
• Income-generation segments
• Other priority sectors

This strategic capital deployment aligns with the company's commitment to inclusive lending and financial inclusion across underserved market segments.

Management Commentary

Santanu Agarwal, Deputy Managing Director of Paisalo Digital Limited, emphasized the significance of this achievement. He stated that the successful closure of the maiden ECB issuance marks a pivotal step in strengthening the company's liability franchise. Agarwal highlighted that accessing diversified and long-tenor funding enhances the company's ability to sustainably scale the business while maintaining prudent risk management.

Market Confidence and Growth Prospects

The transaction demonstrates strong lender confidence in Paisalo Digital's business fundamentals, including:

• Disciplined underwriting practices
• Resilient asset quality
• Scalable, technology-enabled distribution model
• Robust operating model and growth strategy

According to management, the additional capital will enable the company to deepen credit penetration across underserved segments and drive inclusive economic development. This ECB issuance positions Paisalo Digital to enhance its long-term growth visibility while maintaining its focus on responsible lending practices.

Paisalo Digital Limited has formally notified stock exchanges about its upcoming analyst and institutional investor meeting scheduled for March 18, 2026, in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Meeting Details and Participants

The company has organized a non-deal roadshow format investor meeting featuring interactions with key institutional participants. The meeting will be conducted virtually, reflecting the modern approach to investor communications.

Regulatory Compliance and Information Sharing

Paisalo Digital Limited has emphasized its commitment to regulatory compliance by ensuring transparency in its investor communication process. The company has explicitly stated that no unpublished price sensitive information will be shared during the scheduled interactions, maintaining adherence to SEBI guidelines.

The meeting schedule has been communicated to both BSE Limited and National Stock Exchange of India Limited as part of the mandatory disclosure requirements under Regulation 30.

Schedule Flexibility and Disclaimers

The company has noted that the announced schedule remains subject to potential modifications. Changes may occur due to exigencies on the part of either the analysts, institutional investors, or the company itself. This flexibility clause ensures that all parties can accommodate any unforeseen circumstances while maintaining the integrity of the investor engagement process.

The formal communication was signed by Manendra Singh, Company Secretary of Paisalo Digital Limited, and submitted to the stock exchanges on March 16, 2026.