M&m financial services has announced the availability of its Q4FY26 earnings conference call audio recording, fulfilling regulatory compliance requirements under SEBI guidelines. The financial services company conducted its quarterly earnings discussion on Friday, April 24, 2026, providing stakeholders with insights into its fourth quarter and full financial year performance ended March 31, 2026.

Conference Call Details

The earnings conference call concluded at 7:08 p.m. IST on April 24, 2026. The company has made the complete audio recording accessible to investors and stakeholders through its official channels.

Regulatory Compliance

The audio recording availability aligns with multiple SEBI regulatory requirements. The company has ensured compliance with Regulation 30, Schedule III, Part A, Para A (15)(b) and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Additionally, in accordance with Regulation 46(2)(oa) of the Listing Regulations, the intimation has been uploaded on the company's website under the investor relations section for regulatory filings.

Access Information

Stakeholders can access the audio recording through the company's media portal. The recording is also available through the regulatory filings section of the company's investor relations webpage, ensuring comprehensive accessibility for all interested parties.

The notification was formally communicated to both BSE Limited and National Stock Exchange of India Ltd., maintaining transparency with the stock exchanges where the company's shares are listed.

M&M Financial Services has formally approved the issuance of Secured, Rated, Listed, Redeemable Non-Convertible Debentures worth up to ₹1,000 crore through private placement. The Committee of Directors, authorized by the Board of Directors, concluded the approval meeting on April 23, 2026, at 1:45 p.m. (IST), marking a significant capital raising initiative for the financial services company.

NCD Issue Structure and Terms

The approved NCD Series AA2026 offers attractive investment terms with a structured approach to capital mobilization. The issue comprises a base size of ₹500 crore with a green shoe option for an additional ₹500 crore.

Payment Schedule and Returns

The NCD structure provides investors with a clear payment timeline featuring annual coupon payments followed by principal redemption at maturity.

Security and Risk Management

The debentures will be secured by an exclusive charge in favor of the Debenture Trustee on present and future receivables under loan contracts, hire purchase agreements, lease arrangements, owned assets, and book debts. The security coverage extends to 100% of the debenture outstanding amount, with assets free from encumbrances serving as collateral.

In case of payment default exceeding three months from the due date, the company will pay additional interest at 2% per annum over the coupon rate for the defaulting period, providing additional protection for investors.

Regulatory Compliance

The NCD issuance has been structured in compliance with Regulation 30 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The private placement falls within the overall borrowing limits approved by shareholders and the authorization granted by the Board of Directors.

This capital raising exercise demonstrates M&M Financial Services' strategic approach to debt financing, offering investors a medium-term fixed-income opportunity with predetermined returns and robust security arrangements.

Source: None/Company/INE774D01024/dc607d76704b4393.pdf