IDFC First Bank to discuss Q1FY27 results on July 25

idfc first bank will host an earnings call on July 25, 2026, to discuss the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The conference call is scheduled for 05:30 p.m. Indian Standard Time (IST), allowing analysts and investors to engage with the bank's senior management regarding the quarterly performance.

The discussion follows the bank's board meeting scheduled for the same day, where the directors will consider and approve the Financial Results. The earnings call serves as a platform for detailed commentary on the numbers and operational highlights for the period.

Conference Call Details

Participants can join the discussion via the dial-in numbers provided below. Pre-registration is available to facilitate access.

Parameter	Details
Date	July 25, 2026
Time	05:30 p.m. (IST)
Universal Access	+91 22 6280 1575 / +91 22 7115 8251
Toll Free (Singapore)	8001012045
Toll Free (UK)	08081011573
Toll Free (Hong Kong)	800964448
Toll Free (USA)	18667462133
Pre-registration Link	https://services.choruscall.in/DiamondPassRegistration/register?confirmationNumber=9038717&linkSecurityString=4cb00848f8

An audio replay and transcript of the earnings call will be made available on the bank's website in due course. The intimation was signed by Satish Ashok Gaikwad, General Counsel and Company Secretary of IDFC First Bank.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-0.15%	+1.34%	+1.20%	-0.52%	+10.37%	+59.49%

IDFC First Bank has reported its business performance update for the quarter ended June 30, 2026, showing robust growth in its loan book and deposit base alongside improved asset quality. The bank's loans and advances reached ₹3,05,488 crore, marking a 5.2% increase over the previous quarter and a 20.6% surge compared to the same period last year. Total deposits grew to ₹3,11,874 crore, rising 5.9% quarter-on-quarter and 17.7% year-on-year, signalling strong momentum in retail deposit mobilisation.

Key Business Metrics — Q1 FY27

The provisional figures for the quarter ended June 30, 2026, subject to audit by the statutory auditors, are detailed below:

Metric	30-Jun-26	31-Mar-26	QoQ Growth	30-Jun-25	YoY Growth
Loans & Advances	₹3,05,488 crore	₹2,90,278 crore	5.2%	₹2,53,233 crore	20.6%
Total Deposits	₹3,11,874 crore	₹2,94,475 crore	5.9%	₹2,64,971 crore	17.7%
CASA Deposits	₹1,58,563 crore	₹1,46,650 crore	8.1%	₹1,27,158 crore	24.7%
CASA Ratio	50.8%	49.8%	-	48.0%	-
Credit-Deposit Ratio	95.5%	96.4%	-	93.4%	-

Deposit Franchise and Asset Quality

The bank's Current Account Savings Account (CASA) deposits grew by 8.1% quarter-on-quarter to ₹1,58,563 crore, driving the CASA ratio up to 50.8% from 49.8% in the preceding quarter and 48.0% a year ago. This improvement in the CASA ratio reflects a lower cost of funds and enhanced operational efficiency. Additionally, the credit-deposit ratio moderated to 95.5% in Q1 FY27 from 96.4% in Q4 FY26. The bank stated that its asset quality continues to improve compared to prior periods, though specific non-performing asset metrics were not disclosed in this update. The figures for loans and advances include credit investments in corporate bonds, pass-through certificates (PTC), and structured receipts (SR).