IDFC FIRST Bank Limited has completed its regulatory compliance by submitting the mandatory certificate under SEBI Regulation 74(5) for the quarter ended March 31, 2026. The submission relates to securities dematerialized and rematerialized during the Q4 FY26 period, fulfilling requirements under the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018.

Regulatory Compliance Details

The bank's General Counsel and Company Secretary, Satish Gaikwad, formally communicated the compliance to both major stock exchanges on April 08, 2025. The notification was addressed to the National Stock Exchange of India Limited and BSE Limited, where IDFC FIRST Bank's shares are actively traded.

Registrar Confirmation

KFin Technologies Limited, acting as the bank's Registrar and Transfer Agent, provided confirmation letters dated April 04, 2026, certifying the completion of required submissions. The registrar confirmed that details of securities dematerialized and rematerialized during the specified period have been furnished to all stock exchanges where the company's shares are listed.

Rajitha Cholleti, Vice President at KFin Technologies Limited, signed the confirmation certificates addressed to both Central Depository Services (India) Limited and National Securities Depository Limited. These certificates serve as formal verification of regulatory compliance.

Stock Exchange Communication

The bank's communication to stock exchanges included comprehensive documentation demonstrating adherence to SEBI regulations. The submission ensures transparency in the dematerialization and rematerialization process of the bank's securities during the quarter.

Administrative Framework

The regulatory submission represents part of IDFC FIRST Bank's ongoing compliance with SEBI's depositories and participants regulations. KFin Technologies Limited continues to serve as the bank's registrar, maintaining operational centers in Hyderabad and registered office in Mumbai. This systematic approach ensures all regulatory requirements are met within prescribed timelines, maintaining the bank's good standing with regulatory authorities and stock exchanges.

IDFC First Bank has reported impressive growth metrics as of March 31, 2026, showcasing strong performance across its core banking operations. The bank demonstrated significant expansion in both its lending portfolio and deposit mobilization, reflecting robust business momentum and market positioning.

Loan Portfolio Performance

The bank's loan portfolio registered a substantial 20% year-on-year growth, reaching ₹2,90,362 crores as of March 31, 2026. This growth indicates strong lending activity and the bank's ability to expand its credit portfolio while maintaining business momentum across various customer segments.

Deposit Growth and Mobilization

IDFC First Bank's deposit base showed strong growth, increasing by 17.2% year-on-year to reach ₹2,84,327 crores. This growth in deposits demonstrates the bank's enhanced market presence and customer acquisition capabilities, providing a solid foundation for future lending activities.

Key Financial Metrics

CASA Ratio Performance

The bank maintained a healthy CASA ratio of 49.8% as of March 31, 2026. This ratio indicates the bank's ability to attract current and savings account deposits, which are typically lower-cost funds that contribute to improved net interest margins and overall profitability.

Business Outlook

The reported growth figures reflect IDFC First Bank's continued expansion strategy and operational efficiency. The balanced growth in both loans and deposits, combined with a strong CASA ratio, positions the bank favorably for sustained business growth and improved financial performance in the banking sector.