HealthEquity Inc., the largest independent health savings account (HSA) custodian by account volume, announced on August 3, 2026, that it will release its financial results for the second quarter of fiscal 2027 on Thursday, August 27, 2026. The earnings release is scheduled for before the opening of regular stock market trading. Investors and analysts should note this date as the primary trigger for potential volatility in the company’s shares listed on NASDAQ under the ticker HQY.

Following the publication of the results, HealthEquity management will host a conference call at 8:30 a.m. Eastern Time (6:30 a.m. Mountain Time) to review the quarter’s performance. The call will be accessible via dial-in and webcast. A replay of the conference call will be available on the company’s investor relations website at ir.healthequity.com.

Conference Call Details

In addition to the earnings call, HealthEquity management plans to present and meet with investors at several upcoming industry conferences. These engagements provide further opportunities for stakeholders to discuss the company’s strategy and operational updates beyond the quarterly financials.

Upcoming Investor Conferences

HealthEquity and its subsidiaries administer HSAs and various other consumer-directed benefits for over 17 million accounts. The company works with employers, benefits advisors, and health and retirement plan providers. The press release included standard forward-looking statements regarding risks related to custodial asset placement, competition, regulatory changes, and cybersecurity, as detailed in the company’s Annual Report on Form 10-K for the fiscal year ended January 31, 2026.

Healthcare affordability remains a critical pressure point for American workers, with more than one in three delaying or avoiding care due to cost, according to new research from HealthEquity. The findings, released as part of HealthEquity's second Healthcare Affordability Pulse, show how these pressures are shaping care decisions, workplace productivity, and financial preparedness across American households.

HealthEquity's Spring 2026 survey found that 36% of respondents reported delaying or avoiding needed medical care due to cost in the past six months. Despite a 16-point jump in benefits understanding since the Fall 2025 wave, the share of consumers who feel financially prepared for healthcare expenses fell from 50% to 42%. A recent Gallup poll cites healthcare affordability as Americans' top domestic concern.

Impact on Demographics

Among the 36% of respondents who reported delaying care, the most commonly skipped services were specialist visits, prescription medications, and diagnostic tests. The impact is sharpest among specific demographics:

Skipping care merely defers costs and often multiplies them. Commonwealth Fund research shows that more than half of adults with employer coverage who delayed care reported their health problems worsened as a result. Studies have shown that medication non-adherence alone adds more than $5 billion annually to the U.S. healthcare system.

Workforce Productivity

The ripple effects of healthcare affordability pressure extend to the workplace. Nearly half of all respondents (48%) say they are more financially worried now than six months ago. Millennials are four times more likely than Boomers to report being highly distracted at work due to financial strain (32% vs. 8%).

Workers lose an average of 7.3 hours of productivity each week due to financial stress, costing U.S. employers an estimated $183 billion annually. Healthcare affordability fuels a vicious cycle: employees under financial stress are not only distracted but more likely to delay or skip care, leading to worse health outcomes and higher absenteeism.

HSA Holder Advantages

Having a Health Savings Account (HSA) correlates with a fundamentally different relationship with healthcare costs. Across every metric, HSA holders demonstrate meaningfully stronger financial readiness:

"When 88% of HSA holders say their HSA helps them feel more financially secure, the message is clear: HSAs fundamentally change how people experience healthcare costs," said Scott Cutler, HealthEquity President and CEO. "The challenge now is scale. Employers should think about HSAs the way they think about retirement readiness, not as a benefits line item, but as a core part of workforce financial resilience."

The Spring 2026 edition surveyed 1,031 full-time, part-time, and self-employed Americans who were primary or shared healthcare decision makers enrolled in employer-sponsored health plans between Feb. 11 and Feb. 26, 2026.