HDB Financial Services Limited has announced the convening of its 19th Annual General Meeting (AGM) on Thursday, June 25, 2026, at 11:00 AM (IST), to be held through Video Conferencing (VC) / Other Audio Visual Means (OAVM). The company simultaneously released its Annual Report for FY 2025-26, highlighting a year of significant operational progress, a landmark public listing, and robust financial performance.

FY 2025-26 Financial Performance

HDB Financial Services delivered sustained growth across key financial metrics during FY 2025-26. Total revenue from operations rose to ₹18,429.67 Crore from ₹16,300.28 Crore in FY 2024-25, while Profit After Tax (PAT) grew 16.91% year-on-year to ₹2,543.83 Crore. The company's Net Interest Income (NII) for the year stood at ₹8,968 Crore, representing a 20.45% year-on-year increase, and Net Interest Margin (NIM) improved to 7.96% from 7.56% in the previous year.

The following table summarises key financial indicators across the past five fiscal years:

The Total Gross Loan Book increased to ₹1,18,493 Crore in FY 2025-26, compared to ₹1,06,878 Crore in FY 2024-25, reflecting a year-on-year growth of 10.87%. The company's customer franchise expanded to 22.9 Mn, a growth of 19.7% year-on-year, with operations spanning 1,730 branches across 1,161 cities and towns in 31 States and Union Territories. Capital adequacy ratio (CRAR) stood at 21.40% under Ind-AS, well above the regulatory minimum for non-deposit accepting NBFCs.

Segment-Wise Performance

HDB Financial Services operates through three core lending verticals — Enterprise Lending, Asset Finance, and Consumer Finance — alongside a BPO Services segment. Revenue from the lending business increased to ₹17,205.76 Crore in FY 2025-26, up from ₹15,083.62 Crore in FY 2024-25.

BPO Services revenue was ₹1,223.91 Crore in FY 2025-26, compared to ₹1,216.66 Crore in FY 2024-25. The company maintained a 100% retail loan book with an average exposure per customer of approximately ₹1.66 Lakhs.

IPO Milestone and Listing

FY 2025-26 marked a defining milestone for the company with the successful completion of its maiden Initial Public Offer (IPO) in July 2025. The IPO raised ₹12,500 Crore, comprising a fresh issue of ₹2,500 Crore and an offer for sale of ₹10,000 Crore. Equity shares were issued at ₹740 per share and listed at approximately ₹835 per share, representing a ~13% listing premium. The offering was oversubscribed 17 times. Pursuant to the IPO, HDFC Bank's shareholding in the company reduced to 74.19%. The company's equity shares were listed on the National Stock Exchange of India Limited and BSE Limited on July 02, 2025.

AGM Agenda and Key Resolutions

The 19th AGM will consider both ordinary and special business. Key agenda items include:

Ordinary Business:

• Adoption of audited financial statements for FY 2025-26
• Declaration of a final dividend of ₹2/- (Rupees Two Only) per equity share, i.e., 20% on face value of ₹10, for FY 2025-26
• Re-appointment of Mr. Jimmy Tata (DIN: 06888364) as a Director retiring by rotation

Special Business:

Dividend and Key Dates

The Board of Directors proposed a final dividend of ₹2/- per equity share for FY 2025-26 at its meeting held on April 15, 2026, subject to shareholder approval at the AGM. During the year, the company also paid an interim dividend of ₹2/- per equity share, aggregating to ₹165.91 Crore. This translates to a Dividend Payout Ratio of 13.05% of profits for FY 2025-26. The record date for dividend eligibility is Thursday, June 18, 2026, with payment on or after Friday, June 26, 2026.

The Annual Report for FY 2025-26, including the Business Responsibility and Sustainability Report, is available on the company's website. As on March 31, 2026, the company had outstanding borrowings of ₹99,230.05 Crore and transferred ₹508.77 Crore to Reserve Fund under Section 45-IC of the RBI Act, 1934. The company's CSR expenditure for FY 2025-26 stood at ₹58.92 Crore against a total CSR obligation of ₹58.53 Crore.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE756I01012/18f14ccfef384b0c.pdf

HDB Financial Services has disclosed the schedule for its upcoming analyst and institutional investor meetings, set to occur between June 1, 2026, and June 23, 2026. The disclosure was made in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The company management will engage with various institutional investors and analysts through one-on-one and group meetings. These sessions are designed to provide insights into the company's performance and strategy. The majority of the interactions are scheduled to take place in-person in Mumbai, with one event planned in London.

Meeting Schedule

The following table outlines the specific dates, events, and locations for the meetings:

Disclaimer

HDB Financial Services stated that the schedule may undergo changes due to exigencies on the part of attendees or the company. In the event of a revision to the schedule, the updated information will be communicated to the stock exchanges.