Fusion Finance sells ₹54.16 crore stressed loan portfolio for ₹35.20 crore
- Fusion Finance sold a stressed loan portfolio valued at ₹54.16 crore as on June 30, 2026
- The company received ₹35.20 crore from an Asset Reconstruction Company for the assets
- The transaction was executed via bilateral sale on September 7, 2026
- The deal aligns with RBI Master Directions for NBFCs issued in 2025

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Fusion Finance sold a stressed loan portfolio with an outstanding value of ₹54.16 crore as on June 30, 2026, to an Asset Reconstruction Company for a consideration of ₹35.20 crore. The transaction was executed on September 7, 2026.
The company completed the sale through bilateral means, adhering to the Reserve Bank of India’s Master Directions for Non-Banking Financial Companies regarding the transfer and distribution of credit risk issued in 2025. The Board of Directors approved the transaction prior to execution.
Transaction Details
The deal involves the transfer of non-performing assets to improve the company’s asset quality metrics. The consideration received represents approximately 65% of the outstanding book value of the portfolio.
| Metric | Value |
|---|---|
| Portfolio Outstanding Value | ₹54.16 crore |
| Consideration Received | ₹35.20 crore |
| Transaction Date | September 7, 2026 |
| Counterparty | Asset Reconstruction Company |
What the Numbers Show
The sale resulted in an immediate recognition of a loss of ₹18.96 crore on the face value of the assets transferred. This write-down reflects the discount typically associated with distressed debt sales, allowing the company to remove these non-performing exposures from its balance sheet while realizing partial recovery value.
Fusion Finance disclosed the transaction under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was filed with the National Stock Exchange of India Limited and BSE Limited on September 8, 2026.
Historical Stock Returns for Fusion Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.77% | +0.87% | -1.43% | +13.45% | +15.48% | 0.0% |
How will the ₹18.96 crore one-time loss impact Fusion Finance's net profit margins and earnings per share for the upcoming fiscal year?
What is the expected improvement in the company's Non-Performing Asset (NPA) ratio following the removal of this ₹54.16 crore stressed portfolio?
Will Fusion Finance pursue further asset sales to Asset Reconstruction Companies, or does it plan to focus on internal recovery mechanisms for remaining stressed assets?


































