Credit Access Grameen Limited has announced a scheduled investor meeting with WhiteOak Capital Management, as communicated to stock exchanges under regulatory compliance requirements. The microfinance institution has provided formal intimation to both BSE Limited and National Stock Exchange of India Limited regarding this upcoming engagement.

Meeting Details

The investor meeting has been structured as a one-to-one engagement between the company and WhiteOak Capital Management. The meeting details are outlined in the following schedule:

Regulatory Compliance

The company has fulfilled its disclosure obligations pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. This regulation, read with Schedule III Part A, mandates listed companies to inform stock exchanges about material events and investor meetings.

The communication was formally addressed to both major stock exchanges where CreditAccess Grameen shares are listed. The company maintains its registered and corporate office at 49, 46th Cross, 8th Block, Jayanagar, Bengaluru-560070.

Corporate Communication

The intimation was signed by Deepti Ramani, Company Secretary & Compliance Officer, and bears the reference number CAGL/EQ/2025-26/174. The document was digitally signed on March 17, 2026, demonstrating the company's commitment to timely regulatory disclosures.

This investor meeting represents part of CreditAccess Grameen's ongoing engagement with institutional investors and fund management companies. Such meetings typically involve discussions about business performance, strategic initiatives, and market outlook, though specific agenda items for this meeting have not been disclosed.

Creditaccess Grameen Limited, India's largest Non-Banking Financial Company-Micro Finance Institution (NBFC-MFI), has successfully secured a USD 75 million syndicated social loan facility, marking another significant milestone in its international fundraising strategy. The facility qualifies as an External Commercial Borrowing (ECB) under the Reserve Bank of India's automatic route.

Syndicated Facility Structure

HSBC acted as the Sole Mandated Lead Arranger and Bookrunner for this social loan fundraise, securing participation from a diverse group of international financial institutions:

Strong International Fundraising Performance

This transaction reinforces Creditaccess Grameen's robust track record in raising international funds through innovative financing solutions. The company has demonstrated exceptional performance in global markets during FY 2025-26:

The company has successfully diversified its liability franchise by securing commitments from global banks, development financial institutions, and impact investors, strengthening trust and leadership in the microfinance sector.

Social Impact Framework

The proceeds from the facility will be deployed under Creditaccess Grameen's Social Loan Framework, which maintains strict alignment with the Social Loan Principles 2023. The framework ensures:

• Transparency in fund utilization
• Clearly defined social development goals
• Strong governance standards
• Support for eligible social projects

Sustainalytics provided a second-party opinion, validating the credibility and impact of the Framework. This structure advances the company's mission of inclusive and resilient development across communities.

Management Commentary

Nilesh Dalvi, Chief Financial Officer of Creditaccess Grameen, highlighted the strategic importance of this partnership: "We are pleased to partner with HSBC, having successfully secured offshore financing that further strengthens our global funding reach. The foreign currency borrowings with a tenure of 3-5 years, significantly enhance our asset-liability management (ALM) profile and liquidity position."

Dalvi emphasized the company's disciplined approach to international fundraising: "Our sustained efforts to build strong relationships with leading global lending institutions have enabled us to increase the share of foreign borrowings from 9% to 24% over the past five years, while consistently reducing our incremental cost of funds. This disciplined approach allows us to extend affordable financing solutions to our microfinance customers and deepen our commitment to financial inclusion."

Lalitha A Lodaya, Regional Director – International Mid-Market, South India at HSBC, commented on the transaction: "We are delighted to have successfully closed this syndicated financing for Creditaccess Grameen Limited, one of India's leading NBFC-MFIs. Strong participation from diverse group of lenders underscores market's confidence in sector's resilience and company's robust asset quality and growth strategy."

Company Operations

Creditaccess Grameen Limited operates as a leading Indian microfinance institution headquartered in Bengaluru, focusing on micro-loans and retail lending solutions primarily for women customers in rural areas. The company maintains an extensive operational network across 450 districts in 16 states and one union territory through 2,222 branches. The company's promoter is CreditAccess India B.V., backed by institutional investors with over a decade of micro-lending experience in India.