| Quarterly Financials | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 336 | 377 | 393 | 452 | 476 | 620 | 577 | 543 | 726 | 617 | 619 | 690 | 825 | 761 | 814 | 910 | 1,066 | 1,171 | 1,248 | 1,295 | 1,459 | 1,513 | 1,454 | 1,382 | 1,408 | 1,464 | 1,509 |
| Expenses | 114 | 102 | 124 | 157 | 262 | 277 | 223 | 414 | 399 | 328 | 299 | 283 | 327 | 280 | 299 | 293 | 311 | 306 | 345 | 365 | 434 | 453 | 700 | 1,021 | 864 | 885 | 845 |
| EBITDA | 222 | 275 | 269 | 296 | 215 | 343 | 354 | 129 | 328 | 289 | 319 | 406 | 497 | 481 | 515 | 617 | 756 | 864 | 903 | 930 | 1,025 | 1,059 | 754 | 362 | 544 | 579 | 665 |
| Operating Profit % | 66 % | 73 % | 68 % | 65 % | 45 % | 55 % | 61 % | 24 % | 45 % | 47 % | 52 % | 59 % | 60 % | 63 % | 63 % | 68 % | 71 % | 74 % | 72 % | 72 % | 70 % | 70 % | 52 % | 26 % | 39 % | 39 % | 44 % |
| Depreciation | 2 | 3 | 6 | 5 | 6 | 11 | 11 | 11 | 12 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 12 | 12 | 13 | 14 | 14 | 17 | 16 | 15 | 15 | 16 |
| Interest | 103 | 124 | 136 | 146 | 174 | 231 | 236 | 224 | 237 | 249 | 229 | 239 | 267 | 280 | 273 | 314 | 346 | 385 | 424 | 442 | 482 | 510 | 485 | 475 | 478 | 482 | 480 |
| Profit Before Tax | 118 | 148 | 127 | 146 | 41 | 101 | 107 | -105 | 79 | 29 | 79 | 156 | 218 | 189 | 229 | 290 | 398 | 467 | 467 | 476 | 530 | 535 | 252 | -129 | 51 | 81 | 169 |
| Tax | 41 | 52 | 26 | 38 | 10 | 26 | 27 | -26 | 22 | 8 | 19 | 39 | 58 | 50 | 54 | 73 | 101 | 119 | 120 | 122 | 132 | 137 | 66 | -29 | 4 | 21 | 43 |
| Net Profit | 76 | 96 | 101 | 108 | 31 | 75 | 80 | -79 | 56 | 20 | 60 | 117 | 160 | 139 | 175 | 217 | 297 | 349 | 347 | 353 | 397 | 398 | 186 | -100 | 47 | 60 | 126 |
| EPS in ₹ | 5.77 | 6.67 | 7.02 | 7.51 | 2.00 | 5.00 | 5.50 | -5.12 | 3.62 | 1.45 | 4.08 | 7.69 | 10.08 | 8.74 | 11.04 | 13.59 | 18.67 | 21.93 | 21.82 | 22.20 | 24.93 | 24.95 | 11.67 | -6.24 | 2.96 | 3.77 | 7.87 |
Credit Access Grameen
Credit Access Grameen
1,299.40
+15.30
(1.19%)
Market Cap
20,792.10 Cr
PE Ratio
153.89
Volume
1,49,824.00
Day High - Low
1,306.90 - 1,284.10
52W High-Low
1,490.10 - 750.20
Key Fundamentals
Market Cap
20,792.10 Cr
EPS
33.32
PE Ratio
153.89
PB Ratio
2.87
Book Value
447.50
EBITDA
2,718.70
Dividend Yield
0.00 %
Industry
Financial Services Sector
Microfinance Return on Equity
7.64
Debt to Equity
3.13
Analyst Rating and Forecast
- By Refinitiv from16 analysts
Actual
Company News
View All News
CreditAccess Grameen Limited has scheduled its Q3FY26 results conference call for January 20, 2026, at 6:30 PM IST, hosted by HDFC Securities with senior management participation.
CreditAccess Grameen Limited allotted 23,356 equity shares under ESOP to 24 employees through its Executive, Borrowings and Investment Committee meeting on January 06, 2026.
Credit Access Grameen Allots $30M USD Bonds
Dec 24, 2025
Dec 24, 2025Credit Access Grameen Limited allotted 3,000 USD-denominated non-convertible bonds worth $30 million to Blue Orchard Microfinance Fund on private placement basis on December 24, 2025.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,299.40 | #1 20,792.10 | #2 153.89 | #1 5,756.10 | #3 11.28 | #1 531 | #4 -32.40 | 49.40 | |
186.03 | 3,171.67 | -8.91 | 2,564.40 | 13.71 | -223 | -50.49 | 54.90 | |
173.09 | 1,748.62 | -2.69 | 2,368.90 | -1.80 | -1,225 | #1 92.75 | 59.57 | |
240.00 | 1,711.32 | -1.17 | 2,424.10 | -3.45 | -1,035 | -15.21 | 32.54 | |
150.80 | 1,665.90 | #1 12.44 | 2,601.90 | #1 16.13 | 186 | 19.02 | 63.40 |
Growth Rate
Revenue Growth
11.28 %
Net Income Growth
-63.25 %
Cash Flow Change
123.77 %
ROE
-65.29 %
ROCE
-25.00 %
EBITDA Margin (Avg.)
-34.38 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 |
| Fixed Assets | 25 | 577 | 573 | 629 | 599 | 609 | 604 |
| Current Assets | 684 | 809 | 2,662 | 1,929 | 1,676 | 1,576 | 1,673 |
| Capital Work in Progress | 2 | 3 | 1 | 3 | 4 | 5 | 4 |
| Investments | 0 | 46 | 1 | 1 | 455 | 1,439 | 893 |
| Other Assets | 7,330 | 11,965 | 14,486 | 16,849 | 20,801 | 26,818 | 26,302 |
| Total Liabilities | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 |
| Current Liabilities | 284 | 207 | 323 | 394 | 439 | 460 | 401 |
| Non Current Liabilities | 4,708 | 9,540 | 10,941 | 12,921 | 16,312 | 21,841 | 20,446 |
| Total Equity | 2,365 | 2,843 | 3,796 | 4,167 | 5,107 | 6,570 | 6,956 |
| Reserve & Surplus | 2,222 | 2,590 | 3,536 | 4,011 | 4,948 | 6,411 | 6,796 |
| Share Capital | 144 | 144 | 156 | 156 | 159 | 159 | 160 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 444 | 54 | 1,715 | -780 | -239 | -234 | 164 |
| Investing Activities | -7 | -608 | 24 | -33 | -314 | -994 | 708 |
| Operating Activities | -1,378 | -2,253 | -455 | -2,714 | -3,290 | -4,734 | 1,125 |
| Financing Activities | 1,829 | 2,915 | 2,146 | 1,967 | 3,365 | 5,494 | -1,669 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 73.99 % | 73.97 % | 73.91 % | 73.89 % | 73.85 % | 73.82 % | 73.74 % | 73.71 % | 73.68 % | 66.77 % | 66.69 % | 66.66 % | 66.58 % | 66.56 % | 66.54 % | 66.50 % | 66.43 % | 66.43 % | 66.37 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 11.65 % | 10.88 % | 10.76 % | 9.76 % | 11.38 % | 12.13 % | 12.29 % |
| DIIs | 6.53 % | 7.11 % | 8.62 % | 10.01 % | 10.88 % | 10.67 % | 12.54 % | 12.55 % | 12.28 % | 11.78 % | 15.77 % | 15.58 % | 15.76 % | 16.25 % | 14.86 % | 14.18 % | 12.68 % | 12.76 % | 13.33 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.09 % | 2.97 % | 3.36 % | 3.59 % | 3.37 % | 3.57 % | 3.58 % | 3.51 % | 3.72 % | 4.56 % | 5.06 % | 4.78 % | 5.20 % | 5.41 % | 6.71 % | 8.28 % | 8.12 % | 7.14 % | 6.57 % |
| Others | 16.40 % | 15.95 % | 14.11 % | 12.51 % | 11.90 % | 11.94 % | 10.14 % | 10.24 % | 10.33 % | 16.89 % | 12.48 % | 12.97 % | 0.81 % | 0.90 % | 1.12 % | 1.29 % | 1.39 % | 1.54 % | 1.45 % |
| No of Share Holders | 0 | 38,456 | 38,300 | 40,033 | 39,559 | 34,568 | 34,142 | 39,645 | 41,979 | 40,622 | 51,172 | 57,989 | 69,824 | 83,603 | 1,03,928 | 1,25,004 | 1,19,819 | 1,01,902 | 83,943 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10 | 0.00 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.05 | 0.00 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 20 Jan 2026 |  Quarterly Result Announcement | NA | 20 Jan 2026 | 1,328.90 | 1,284.10 |
| 26 Jul 2024 |  Dividend | ₹ 10.00 /share | 26 Jul 2024 | 1,434.75 | 1,272.70 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 1,329.50 | 1,252.20 |
| 25 Oct 2024 | Quarterly Result Announcement | NA | 25 Oct 2024 | 1,054.90 | 983.75 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 999.55 | 971.30 |
| 16 May 2025 | Quarterly Result Announcement | NA | 16 May 2025 | 1,137.00 | 1,195.50 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 1,288.00 | 1,293.50 |
| 30 Jul 2025 | Annual General Meeting | NA | 30 Jul 2025 | 1,268.20 | 1,237.40 |
| 28 Oct 2025 | Quarterly Result Announcement | NA | 28 Oct 2025 | 1,381.70 | 1,471.80 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoBoard Meeting Intimation for Considering And Approving The Unaudited Financial Results For The Quarter Ended December 20254 days ago
4 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20187 days ago
7 days agoInterim Business Update - December 202510 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS10 days ago
10 days agoClosure of Trading WindowDec 31, 2025
Dec 31, 2025Announcement under Regulation 30 (LODR)-AllotmentDec 24, 2025
Dec 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 19, 2025
Dec 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 18, 2025
Dec 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 10, 2025
Dec 10, 2025Outcome Of The Board MeetingDec 10, 2025
Dec 10, 2025Board Meeting IntimationDec 06, 2025
Dec 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 05, 2025
Dec 05, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 04, 2025
Dec 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 02, 2025
Dec 02, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 29, 2025
Nov 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 24, 2025
Nov 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 19, 2025
Nov 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 12, 2025
Nov 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 07, 2025
Nov 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Nov 06, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 04, 2025
Nov 04, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 02, 2025
Nov 02, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 29, 2025
Oct 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2025
Oct 28, 2025Results- Financial Results For 30-09-2025Oct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Oct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 28, 2025
Oct 28, 2025Board Meeting Outcome for Outcome Of The Board MeetingOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 22, 2025
Oct 22, 2025Board Meeting Intimation for Considering And Approving The Unaudited Financial Results For The Quarter And Half Year Ended September 2025Oct 10, 2025
Oct 10, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 08, 2025
Oct 08, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 08, 2025
Oct 08, 2025Interim Business Update - September 2025Oct 07, 2025
Oct 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 07, 2025
Oct 07, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Oct 06, 2025Intimation Of DA TransactionOct 01, 2025
Oct 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 25, 2025
Sep 25, 2025Closure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 24, 2025
Sep 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025
Sep 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 15, 2025
Sep 15, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-CessationSep 09, 2025
Sep 09, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 46.10
ATR(14)
Volatile 42.58
STOCH(9,6)
Neutral 53.37
STOCH RSI(14)
Neutral 46.71
MACD(12,26)
Bullish 2.15
ADX(14)
Weak Trend 16.49
UO(9)
Bearish 41.12
ROC(12)
Uptrend And Accelerating 0.21
WillR(14)
Neutral -60.60
About Credit Access Grameen
CreditAccess Grameen Limited is a Bengaluru-based microfinance institution offering financial products and services primarily to women in rural India. The company provides microloans through Joint Liability Groups, along with other financial products such as unsecured business loans, mortgage-backed business loans, two-wheeler loans, gold loans, and affordable housing loans. As of...more
Listing Date
23 Aug, 2018(7 Years,
25 days)
Chairperson NameManoj Kumar
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