| Quarterly Financials | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 336 | 377 | 393 | 452 | 476 | 620 | 577 | 543 | 726 | 617 | 619 | 690 | 825 | 761 | 814 | 910 | 1,066 | 1,171 | 1,248 | 1,295 | 1,459 | 1,513 | 1,454 | 1,382 | 1,408 | 1,464 |
| Expenses | 114 | 102 | 124 | 157 | 262 | 277 | 223 | 414 | 399 | 328 | 299 | 283 | 327 | 280 | 299 | 293 | 311 | 306 | 345 | 365 | 434 | 453 | 700 | 1,021 | 864 | 885 |
| EBITDA | 222 | 275 | 269 | 296 | 215 | 343 | 354 | 129 | 328 | 289 | 319 | 406 | 497 | 481 | 515 | 617 | 756 | 864 | 903 | 930 | 1,025 | 1,059 | 754 | 362 | 544 | 579 |
| Operating Profit % | 66 % | 73 % | 68 % | 65 % | 45 % | 55 % | 61 % | 24 % | 45 % | 47 % | 52 % | 59 % | 60 % | 63 % | 63 % | 68 % | 71 % | 74 % | 72 % | 72 % | 70 % | 70 % | 52 % | 26 % | 39 % | 39 % |
| Depreciation | 2 | 3 | 6 | 5 | 6 | 11 | 11 | 11 | 12 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 12 | 12 | 13 | 14 | 14 | 17 | 16 | 15 | 15 |
| Interest | 103 | 124 | 136 | 146 | 174 | 231 | 236 | 224 | 237 | 249 | 229 | 239 | 267 | 280 | 273 | 314 | 346 | 385 | 424 | 442 | 482 | 510 | 485 | 475 | 478 | 482 |
| Profit Before Tax | 118 | 148 | 127 | 146 | 41 | 101 | 107 | -105 | 79 | 29 | 79 | 156 | 218 | 189 | 229 | 290 | 398 | 467 | 467 | 476 | 530 | 535 | 252 | -129 | 51 | 81 |
| Tax | 41 | 52 | 26 | 38 | 10 | 26 | 27 | -26 | 22 | 8 | 19 | 39 | 58 | 50 | 54 | 73 | 101 | 119 | 120 | 122 | 132 | 137 | 66 | -29 | 4 | 21 |
| Net Profit | 76 | 96 | 101 | 108 | 31 | 75 | 80 | -79 | 56 | 20 | 60 | 117 | 160 | 139 | 175 | 217 | 297 | 349 | 347 | 353 | 397 | 398 | 186 | -100 | 47 | 60 |
| EPS in ₹ | 5.77 | 6.67 | 7.02 | 7.51 | 2.00 | 5.00 | 5.50 | -5.12 | 3.62 | 1.45 | 4.08 | 7.69 | 10.08 | 8.74 | 11.04 | 13.59 | 18.67 | 21.93 | 21.82 | 22.20 | 24.93 | 24.95 | 11.67 | -6.24 | 2.96 | 3.77 |
Credit Access Grameen
Credit Access Grameen
1,242.60
+5.20
(0.42%)
There are new updates from the company1 day ago
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Market Cap
19,766.10 Cr
EPS
33.32
PE Ratio
102.09
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
1,401.30
52 Week Low
750.20
PB Ratio
2.85
Debt to Equity
3.13
Sector
Microfinance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from17 analysts
Company News
View All News
CreditAccess Grameen Shareholders Approve All Resolutions at 34th AGM4 days ago
CreditAccess Grameen Limited held its 34th Annual General Meeting on July 30, 2025, through video conferencing. All seven resolutions presented were approved by shareholders with the required majority. The approved resolutions included adoption of annual financial statements, appointment of Paolo Brichetti as director liable to retire by rotation, re-appointment of Lilian Jessie Paul as Independent Director for a second five-year term, appointment of Ganesh Narayanan as Director and Managing Director & CEO for five years (subject to RBI approval), appointment of Udaya Kumar Hebbar as Non-Executive Director (subject to RBI approval), and appointment of Sandeep & Associates as Secretarial Auditors for five years. The meeting had 97,874 total shareholders on record date, with 90 shareholders attending through video conferencing. Voting was conducted through e-voting, with all resolutions receiving over 99% approval rates from the votes cast.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,242.60 | #1 19,766.10 | #5 102.09 | #1 5,756.10 | #4 11.28 | #1 531 | #2 -84.86 | 46.70 | |
157.46 | 2,665.50 | 8.35 | 2,564.40 | 13.71 | -223 | -434.81 | 49.25 | |
251.00 | 1,818.30 | 25.54 | 2,355.16 | #1 71.56 | -1,379 | -437.45 | 34.00 | |
158.43 | 1,619.90 | #1 5.13 | 2,368.90 | -1.80 | -1,225 | -224.04 | 28.88 | |
144.03 | 1,602.70 | 8.61 | 2,601.90 | 44.46 | 186 | #1 -82.92 | 29.77 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
11.28 %
Net Income Growth
-63.25 %
Cash Flow Change
123.77 %
ROE
-65.29 %
ROCE
-25.00 %
EBITDA Margin (Avg.)
-34.38 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 |
| Fixed Assets | 25 | 577 | 573 | 629 | 599 | 609 | 604 |
| Current Assets | 684 | 809 | 2,662 | 1,929 | 1,676 | 1,576 | 1,673 |
| Capital Work in Progress | 2 | 3 | 1 | 3 | 4 | 5 | 4 |
| Investments | 0 | 46 | 1 | 1 | 455 | 1,439 | 893 |
| Other Assets | 7,330 | 11,965 | 14,486 | 16,849 | 20,801 | 26,818 | 26,302 |
| Total Liabilities | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 |
| Current Liabilities | 284 | 207 | 323 | 394 | 439 | 460 | 401 |
| Non Current Liabilities | 4,708 | 9,540 | 10,941 | 12,921 | 16,312 | 21,841 | 20,446 |
| Total Equity | 2,365 | 2,843 | 3,796 | 4,167 | 5,107 | 6,570 | 6,956 |
| Reserve & Surplus | 2,222 | 2,590 | 3,536 | 4,011 | 4,948 | 6,411 | 6,796 |
| Share Capital | 144 | 144 | 156 | 156 | 159 | 159 | 160 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 444 | 54 | 1,715 | -780 | -239 | -234 | 164 |
| Investing Activities | -7 | -608 | 24 | -33 | -314 | -994 | 708 |
| Operating Activities | -1,378 | -2,253 | -455 | -2,714 | -3,290 | -4,734 | 1,125 |
| Financing Activities | 1,829 | 2,915 | 2,146 | 1,967 | 3,365 | 5,494 | -1,669 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 73.99 % | 73.97 % | 73.91 % | 73.89 % | 73.85 % | 73.82 % | 73.74 % | 73.71 % | 73.68 % | 66.77 % | 66.69 % | 66.66 % | 66.58 % | 66.56 % | 66.54 % | 66.50 % | 66.43 % | 66.43 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 11.65 % | 10.88 % | 10.76 % | 9.76 % | 11.38 % | 12.13 % |
| DIIs | 6.53 % | 7.11 % | 8.62 % | 10.01 % | 10.88 % | 10.67 % | 12.54 % | 12.55 % | 12.28 % | 11.78 % | 15.77 % | 15.58 % | 15.76 % | 16.25 % | 14.86 % | 14.18 % | 12.68 % | 12.76 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.09 % | 2.97 % | 3.36 % | 3.59 % | 3.37 % | 3.57 % | 3.58 % | 3.51 % | 3.72 % | 4.56 % | 5.06 % | 4.78 % | 5.20 % | 5.41 % | 6.71 % | 8.28 % | 8.12 % | 7.14 % |
| Others | 16.40 % | 15.95 % | 14.11 % | 12.51 % | 11.90 % | 11.94 % | 10.14 % | 10.24 % | 10.33 % | 16.89 % | 12.48 % | 12.97 % | 0.81 % | 0.90 % | 1.12 % | 1.29 % | 1.39 % | 1.54 % |
| No of Share Holders | 0 | 38,456 | 38,300 | 40,033 | 39,559 | 34,568 | 34,142 | 39,645 | 41,979 | 40,622 | 51,172 | 57,989 | 69,824 | 83,603 | 1,03,928 | 1,25,004 | 1,19,819 | 1,01,902 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.05 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 Jul 2025 |  Annual General Meeting | NA | 30 Jul 2025 | 1,268.20 | 1,237.40 |
| 22 Jul 2025 |  Quarterly Result Announcement | NA | 22 Jul 2025 | 1,288.00 | 1,293.50 |
| 16 May 2025 | Quarterly Result Announcement | NA | 16 May 2025 | 1,137.00 | 1,195.50 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 999.55 | 971.30 |
| 25 Oct 2024 | Quarterly Result Announcement | NA | 25 Oct 2024 | 1,054.90 | 983.75 |
| 12 Aug 2024 | Annual General Meeting | NA | 12 Aug 2024 | 1,329.50 | 1,252.20 |
| 26 Jul 2024 |  Dividend | ₹ 10.00 /share | 26 Jul 2024 | 1,434.75 | 1,272.70 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
1 day ago
1 day agoShareholder Meeting / Postal Ballot-Scrutinizers Report4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoShareholder Meeting / Postal Ballot-Outcome of AGM5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript8 days ago
8 days agoClarification-Volume MovementJul 24, 2025
Jul 24, 2025Clarification sought from CreditAccess Grameen LtdJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 22, 2025
Jul 22, 2025Unaudited Financial Results For The Quarter Ended June 30 2025Jul 22, 2025
Jul 22, 2025Board Meeting Outcome for The Unaudited Financial Results For The Quarter Ended June 30 2025Jul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 18, 2025
Jul 18, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 15, 2025
Jul 15, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Board Meeting Intimation for Considering And Approving Unaudited Financial Results For The First Quarter Ended On June 30 2025.Jul 08, 2025
Jul 08, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 07, 2025
Jul 07, 2025Clarification-Volume MovementJul 07, 2025
Jul 07, 2025Clarification sought from CreditAccess Grameen LtdJul 07, 2025
Jul 07, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 05, 2025
Jul 05, 2025Notice Of 34Th Annual General Meeting Of The CompanyJul 05, 2025
Jul 05, 2025Reg. 34 (1) Annual Report.Jul 05, 2025
Jul 05, 2025Interim Business Update - June 2025Jul 03, 2025
Jul 03, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 03, 2025
Jul 03, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 03, 2025
Jul 03, 2025Intimation Under Regulation 30- Direct Assignment Transaction IntimationJul 01, 2025
Jul 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-CessationJun 26, 2025
Jun 26, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 24, 2025
Jun 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 18, 2025
Jun 18, 2025Board Meeting Outcome for Meeting UpdatesJun 18, 2025
Jun 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 13, 2025
Jun 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 12, 2025
Jun 12, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJun 10, 2025
Jun 10, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 09, 2025
Jun 09, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 05, 2025
Jun 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 03, 2025
Jun 03, 2025Clarification On Volume MovementMay 28, 2025
May 28, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 21, 2025
May 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 19, 2025
May 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
May 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
May 16, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 16, 2025
May 16, 2025Technical Indicators
RSI(14)
Neutral 45.66
ATR(14)
Less Volatile 47.49
STOCH(9,6)
Oversold 10.78
STOCH RSI(14)
Oversold 2.13
MACD(12,26)
Bearish -12.26
ADX(14)
Strong Trend 26.02
UO(9)
Bearish 31.32
ROC(12)
Downtrend But Slowing Down -2.54
WillR(14)
Oversold -88.55
Mutual Fund Holdings
PGIM India Small Cap Fund Direct - Growth 
Bank of India Flexi Cap Fund Direct-Growth 
Canara Robeco Large and Mid Cap Fund Direct-Growth 
HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth 
Axis Business Cycles Fund Direct-Growth 
WhiteOak Capital Special Opportunities Fund Direct - Growth 
Navi Aggressive Hybrid Fund Direct - Growth 
Bajaj Finserv Multi Cap Fund Direct-Growth 
DSP Nifty Smallcap250 Quality 50 Index Fund Direct - Growth 
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth 
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct-Growth 
Motilal Oswal Innovation Opportunities Fund Direct-Growth 
SBI Nifty Smallcap 250 Index Fund Direct - Growth 
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth 
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth About Credit Access Grameen
CreditAccess Grameen Limited is a Bengaluru-based microfinance institution offering financial products and services primarily to women in rural India. The company provides microloans through Joint Liability Groups, along with other financial products such as unsecured business loans, mortgage-backed business loans, two-wheeler loans, gold loans, and affordable housing loans. As of March 31, 2023, it operated 1,786 branches across 352 districts in nine states and one union territory. The company's product range includes emergency loans, family welfare loans, home improvement loans, income generation loans, and various retail finance options. CreditAccess Grameen also offers digital lending services and distributor products like life insurance and national pension schemes. Originally incorporated in 1991, the company has undergone several name changes and acquisitions, including the merger with Madura Micro Finance Limited in 2023. It is promoted by CreditAccess Asia N.V. and became publicly listed in 2018.
Listing Date
23 Aug, 2018(6 Years,
13 days)
Chairperson NameGeorge Joseph
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