| Quarterly Financials | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
Revenue  | 336 | 377 | 393 | 452 | 476 | 620 | 577 | 543 | 726 | 617 | 619 | 690 | 825 | 761 | 814 | 910 | 1,066 | 1,171 | 1,248 | 1,295 | 1,459 | 1,513 | 1,454 | 1,382 | 1,408 | 1,464 | 1,509 | 1,491 |
| Expenses | 114 | 102 | 124 | 157 | 262 | 277 | 223 | 414 | 399 | 328 | 299 | 283 | 327 | 280 | 299 | 293 | 311 | 306 | 345 | 365 | 434 | 453 | 700 | 1,021 | 864 | 885 | 845 | 678 |
| EBITDA | 222 | 275 | 269 | 296 | 215 | 343 | 354 | 129 | 328 | 289 | 319 | 406 | 497 | 481 | 515 | 617 | 756 | 864 | 903 | 930 | 1,025 | 1,059 | 754 | 362 | 544 | 579 | 665 | 814 |
| Operating Profit % | 66 % | 73 % | 68 % | 65 % | 45 % | 55 % | 61 % | 24 % | 45 % | 47 % | 52 % | 59 % | 60 % | 63 % | 63 % | 68 % | 71 % | 74 % | 72 % | 72 % | 70 % | 70 % | 52 % | 26 % | 39 % | 39 % | 44 % | 55 % |
| Depreciation | 2 | 3 | 6 | 5 | 6 | 11 | 11 | 11 | 12 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 12 | 12 | 13 | 14 | 14 | 17 | 16 | 15 | 15 | 16 | 16 |
| Interest | 103 | 124 | 136 | 146 | 174 | 231 | 236 | 224 | 237 | 249 | 229 | 239 | 267 | 280 | 273 | 314 | 346 | 385 | 424 | 442 | 482 | 510 | 485 | 475 | 478 | 482 | 480 | 459 |
| Profit Before Tax | 118 | 148 | 127 | 146 | 41 | 101 | 107 | -105 | 79 | 29 | 79 | 156 | 218 | 189 | 229 | 290 | 398 | 467 | 467 | 476 | 530 | 535 | 252 | -129 | 51 | 81 | 169 | 338 |
| Tax | 41 | 52 | 26 | 38 | 10 | 26 | 27 | -26 | 22 | 8 | 19 | 39 | 58 | 50 | 54 | 73 | 101 | 119 | 120 | 122 | 132 | 137 | 66 | -29 | 4 | 21 | 43 | 86 |
| Net Profit | 76 | 96 | 101 | 108 | 31 | 75 | 80 | -79 | 56 | 20 | 60 | 117 | 160 | 139 | 175 | 217 | 297 | 349 | 347 | 353 | 397 | 398 | 186 | -100 | 47 | 60 | 126 | 252 |
| EPS in ₹ | 5.77 | 6.67 | 7.02 | 7.51 | 2.00 | 5.00 | 5.50 | -5.12 | 3.62 | 1.45 | 4.08 | 7.69 | 10.08 | 8.74 | 11.04 | 13.59 | 18.67 | 21.93 | 21.82 | 22.20 | 24.93 | 24.95 | 11.67 | -6.24 | 2.96 | 3.77 | 7.87 | 15.76 |
Credit Access Grameen
Credit Access Grameen
1,241.50
+5.00
(0.40%)
Market Cap
19,882.22 Cr
PE Ratio
40.80
Volume
2,35,945.00
Day High - Low
1,255.80 - 1,231.00
52W High-Low
1,496.70 - 1,072.10
Key Fundamentals
Market Cap
19,882.22 Cr
EPS
33.32
PE Ratio
40.80
PB Ratio
2.76
Book Value
447.23
EBITDA
2,718.70
Dividend Yield
0.00 %
Industry
Financial Services Sector
Microfinance Return on Equity
7.64
Debt to Equity
3.13
Analyst Rating and Forecast
- By Refinitiv from16 analysts
Actual
Company News
View All News
CreditAccess Grameen Limited allotted 6,800 equity shares of ₹10 each to 4 employees under its ESOP scheme. The shares rank pari-passu with existing equity shares.
CreditAccess Grameen Limited has scheduled a virtual one-to-one investor meeting with DWS Investment for April 17, 2026, from 02:30 PM to 03:30 PM IST as per regulatory requirements.
CreditAccess Grameen achieved 14% YoY growth in gross loan portfolio to INR 29,590 crore in March 2026, with disbursements surging 28% YoY to INR 8,313 crore in Q4 FY26. Asset quality normalized with PAR 15+ accretion dropping to 0.07%.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,241.50 | #1 19,882.22 | #2 40.80 | #1 5,756.10 | #3 11.28 | #1 531 | #3 353.37 | 54.07 | |
184.55 | 3,146.43 | -10.45 | 2,564.40 | 13.71 | -223 | #1 1,542.11 | 60.51 | |
179.65 | 2,898.94 | -10.75 | 2,368.90 | -1.80 | -1,225 | 101.96 | 60.42 | |
172.15 | 1,901.76 | #1 9.63 | 2,601.90 | #1 16.13 | 186 | 402.80 | 65.46 | |
224.73 | 1,602.44 | -1.37 | 2,424.10 | -3.45 | -1,035 | 78.42 | 53.31 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
11.28 %
Net Income Growth
-63.25 %
Cash Flow Change
123.77 %
ROE
-65.29 %
ROCE
-25.00 %
EBITDA Margin (Avg.)
-34.38 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 |
| Fixed Assets | 25 | 577 | 573 | 629 | 599 | 609 | 604 |
| Current Assets | 684 | 809 | 2,662 | 1,929 | 1,676 | 1,576 | 1,673 |
| Capital Work in Progress | 2 | 3 | 1 | 3 | 4 | 5 | 4 |
| Investments | 0 | 46 | 1 | 1 | 455 | 1,439 | 893 |
| Other Assets | 7,330 | 11,965 | 14,486 | 16,849 | 20,801 | 26,818 | 26,302 |
| Total Equity & Liabilities | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 |
| Current Liabilities | 284 | 207 | 323 | 394 | 439 | 460 | 401 |
| Non Current Liabilities | 4,708 | 9,540 | 10,941 | 12,921 | 16,312 | 21,841 | 20,446 |
| Total Equity | 2,365 | 2,843 | 3,796 | 4,167 | 5,107 | 6,570 | 6,956 |
| Reserve & Surplus | 2,222 | 2,590 | 3,536 | 4,011 | 4,948 | 6,411 | 6,796 |
| Share Capital | 144 | 144 | 156 | 156 | 159 | 159 | 160 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 444 | 54 | 1,715 | -780 | -239 | -234 | 164 |
| Investing Activities | -7 | -608 | 24 | -33 | -314 | -994 | 708 |
| Operating Activities | -1,378 | -2,253 | -455 | -2,714 | -3,290 | -4,734 | 1,125 |
| Financing Activities | 1,829 | 2,915 | 2,146 | 1,967 | 3,365 | 5,494 | -1,669 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 73.99 % | 73.97 % | 73.91 % | 73.89 % | 73.85 % | 73.82 % | 73.74 % | 73.71 % | 73.68 % | 66.77 % | 66.69 % | 66.66 % | 66.58 % | 66.56 % | 66.54 % | 66.50 % | 66.43 % | 66.43 % | 66.37 % | 66.29 % | 66.24 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 11.65 % | 10.88 % | 10.76 % | 9.76 % | 11.38 % | 12.13 % | 12.29 % | 11.68 % | 12.94 % |
| DIIs | 6.53 % | 7.11 % | 8.62 % | 10.01 % | 10.88 % | 10.67 % | 12.54 % | 12.55 % | 12.28 % | 11.78 % | 15.77 % | 15.58 % | 15.76 % | 16.25 % | 14.86 % | 14.18 % | 12.68 % | 12.76 % | 13.33 % | 13.23 % | 12.59 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.09 % | 2.97 % | 3.36 % | 3.59 % | 3.37 % | 3.57 % | 3.58 % | 3.51 % | 3.72 % | 4.56 % | 5.06 % | 4.78 % | 5.20 % | 5.41 % | 6.71 % | 8.28 % | 8.12 % | 7.14 % | 6.57 % | 7.11 % | 6.72 % |
| Others | 16.40 % | 15.95 % | 14.11 % | 12.51 % | 11.90 % | 11.94 % | 10.14 % | 10.24 % | 10.33 % | 16.89 % | 12.48 % | 12.97 % | 0.81 % | 0.90 % | 1.12 % | 1.29 % | 1.39 % | 1.54 % | 1.45 % | 1.69 % | 1.52 % |
| No of Share Holders | 0 | 38,456 | 38,300 | 40,033 | 39,559 | 34,568 | 34,142 | 39,645 | 41,979 | 40,622 | 51,172 | 57,989 | 69,824 | 83,603 | 1,03,928 | 1,25,004 | 1,19,819 | 1,01,902 | 83,943 | 85,666 | 83,884 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10 | 0.00 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.05 | 0.00 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 26 Jul 2024 |  Dividend | ₹ 10.00 /share | 26 Jul 2024 | 1,434.75 | 1,272.70 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 1,329.50 | 1,252.20 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 1,054.90 | 983.75 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 999.55 | 971.30 |
| 16 May 2025 | Quarterly Result Announcement | NA | 16 May 2025 | 1,137.00 | 1,195.50 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 1,288.00 | 1,293.50 |
| 30 Jul 2025 | Annual General Meeting | NA | 30 Jul 2025 | 1,268.20 | 1,237.40 |
| 28 Oct 2025 | Quarterly Result Announcement | NA | 28 Oct 2025 | 1,381.70 | 1,471.80 |
| 20 Jan 2026 | Quarterly Result Announcement | NA | 20 Jan 2026 | 1,328.90 | 1,282.10 |
Announcements
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
6 days ago
6 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 14, 2026
Apr 14, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 13, 2026
Apr 13, 2026Interim Business Update - March 2026Apr 06, 2026
Apr 06, 2026Closure of Trading WindowMar 30, 2026
Mar 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 23, 2026
Mar 23, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-AllotmentMar 18, 2026
Mar 18, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2026
Mar 17, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMar 10, 2026
Mar 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 09, 2026
Mar 09, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 06, 2026
Mar 06, 2026Announcement Under Regulation 30 - Communication From Stock ExchangeFeb 28, 2026
Feb 28, 2026Announcement Under Regulation 30 Of LODR - Communication From Stock ExchangesFeb 25, 2026
Feb 25, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 19, 2026
Feb 19, 2026Announcement Under Regulation 30 - Letter From Stock ExchangeFeb 17, 2026
Feb 17, 2026Announcement Under Regulation 30 - News Article Dated February 09 2026Feb 09, 2026
Feb 09, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 05, 2026
Feb 05, 2026Clarification / Confirmation On News Item Appearing In Media/PublicationFeb 02, 2026
Feb 02, 2026Clarification sought from CreditAccess Grameen LtdFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 31, 2026
Jan 31, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2026
Jan 27, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2025Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 20, 2026
Jan 20, 2026Board Meeting Outcome for For Approving The Financial Results For Quarter And Nine Months Ended December 31 2025Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 13, 2026
Jan 13, 2026Board Meeting Intimation for Considering And Approving The Unaudited Financial Results For The Quarter Ended December 2025Jan 12, 2026
Jan 12, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 09, 2026
Jan 09, 2026Interim Business Update - December 2025Jan 06, 2026
Jan 06, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 06, 2026
Jan 06, 2026Closure of Trading WindowDec 31, 2025
Dec 31, 2025Announcement under Regulation 30 (LODR)-AllotmentDec 24, 2025
Dec 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 19, 2025
Dec 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 18, 2025
Dec 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 10, 2025
Dec 10, 2025Outcome Of The Board MeetingDec 10, 2025
Dec 10, 2025Board Meeting IntimationDec 06, 2025
Dec 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 05, 2025
Dec 05, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 04, 2025
Dec 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 02, 2025
Dec 02, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 29, 2025
Nov 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 24, 2025
Nov 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 19, 2025
Nov 19, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 52.86
ATR(14)
Less Volatile 41.87
STOCH(9,6)
Neutral 61.57
STOCH RSI(14)
Neutral 60.81
MACD(12,26)
Bullish 4.89
ADX(14)
Weak Trend 21.67
UO(9)
Bearish 40.84
ROC(12)
Uptrend And Accelerating 1.13
WillR(14)
Neutral -46.00
About Credit Access Grameen
CreditAccess Grameen Limited is a Bengaluru-based microfinance institution offering financial products and services primarily to women in rural India. The company provides microloans through Joint Liability Groups, along with other financial products such as unsecured business loans, mortgage-backed business loans, two-wheeler loans, gold loans, and affordable housing loans. As of...more
Listing Date
23 Aug, 2018(7 Years,
35 days)
Chairperson NameManoj Kumar
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