Credit Access Grameen

Credit Access Grameen

1,387.80
-10.80
(-0.77%)
Market Cap
22,168.56 Cr
EPS
33.32
PE Ratio
115.19
Dividend Yield
0.00 %
52 Week High
1,409.00
52 Week Low
750.20
PB Ratio
3.21
Debt to Equity
3.13
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from16 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+75.00 %
+75.00 %
Hold
Hold+18.75 %
+18.75 %
Sell
Sell+6.25 %
+6.25 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,387.80
#1 22,168.56
#5 115.19
#1 5,756.10
#4 11.28
#1 531
#2 -84.86
67.04
156.25
2,663.94
8.35
2,564.40
13.71
-223
-94.52
49.39
249.90
1,781.92
25.54
2,355.16
#1 71.56
-1,379
-746.68
44.43
168.56
1,702.86
#1 5.13
2,368.90
-1.80
-1,225
-159.27
54.08
138.80
1,533.34
12.36
2,601.90
16.13
186
#1 -57.17
28.73

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
11.28 %
Net Income Growth
-63.25 %
Cash Flow Change
123.77 %
ROE
-65.29 %
ROCE
-25.00 %
EBITDA Margin (Avg.)
-34.38 %

Quarterly Financial Results

Quarterly Financials
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
336
377
393
452
476
620
577
543
726
617
619
690
825
761
814
910
1,066
1,171
1,248
1,295
1,459
1,513
1,454
1,382
1,408
1,464
Expenses
114
102
124
157
262
277
223
414
399
328
299
283
327
280
299
293
311
306
345
365
434
453
700
1,021
864
885
EBITDA
222
275
269
296
215
343
354
129
328
289
319
406
497
481
515
617
756
864
903
930
1,025
1,059
754
362
544
579
Operating Profit %
66 %
73 %
68 %
65 %
45 %
55 %
61 %
24 %
45 %
47 %
52 %
59 %
60 %
63 %
63 %
68 %
71 %
74 %
72 %
72 %
70 %
70 %
52 %
26 %
39 %
39 %
Depreciation
2
3
6
5
6
11
11
11
12
11
12
12
13
12
13
13
13
12
12
13
14
14
17
16
15
15
Interest
103
124
136
146
174
231
236
224
237
249
229
239
267
280
273
314
346
385
424
442
482
510
485
475
478
482
Profit Before Tax
118
148
127
146
41
101
107
-105
79
29
79
156
218
189
229
290
398
467
467
476
530
535
252
-129
51
81
Tax
41
52
26
38
10
26
27
-26
22
8
19
39
58
50
54
73
101
119
120
122
132
137
66
-29
4
21
Net Profit
76
96
101
108
31
75
80
-79
56
20
60
117
160
139
175
217
297
349
347
353
397
398
186
-100
47
60
EPS in ₹
5.77
6.67
7.02
7.51
2.00
5.00
5.50
-5.12
3.62
1.45
4.08
7.69
10.08
8.74
11.04
13.59
18.67
21.93
21.82
22.20
24.93
24.95
11.67
-6.24
2.96
3.77

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
2025
Total Assets
7,357
12,590
15,060
17,482
21,858
28,871
27,802
Fixed Assets
25
577
573
629
599
609
604
Current Assets
684
809
2,662
1,929
1,676
1,576
1,673
Capital Work in Progress
2
3
1
3
4
5
4
Investments
0
46
1
1
455
1,439
893
Other Assets
7,330
11,965
14,486
16,849
20,801
26,818
26,302
Total Liabilities
7,357
12,590
15,060
17,482
21,858
28,871
27,802
Current Liabilities
284
207
323
394
439
460
401
Non Current Liabilities
4,708
9,540
10,941
12,921
16,312
21,841
20,446
Total Equity
2,365
2,843
3,796
4,167
5,107
6,570
6,956
Reserve & Surplus
2,222
2,590
3,536
4,011
4,948
6,411
6,796
Share Capital
144
144
156
156
159
159
160

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
444
54
1,715
-780
-239
-234
164
Investing Activities
-7
-608
24
-33
-314
-994
708
Operating Activities
-1,378
-2,253
-455
-2,714
-3,290
-4,734
1,125
Financing Activities
1,829
2,915
2,146
1,967
3,365
5,494
-1,669

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
73.99 %
73.97 %
73.91 %
73.89 %
73.85 %
73.82 %
73.74 %
73.71 %
73.68 %
66.77 %
66.69 %
66.66 %
66.58 %
66.56 %
66.54 %
66.50 %
66.43 %
66.43 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
11.65 %
10.88 %
10.76 %
9.76 %
11.38 %
12.13 %
DIIs
6.53 %
7.11 %
8.62 %
10.01 %
10.88 %
10.67 %
12.54 %
12.55 %
12.28 %
11.78 %
15.77 %
15.58 %
15.76 %
16.25 %
14.86 %
14.18 %
12.68 %
12.76 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.09 %
2.97 %
3.36 %
3.59 %
3.37 %
3.57 %
3.58 %
3.51 %
3.72 %
4.56 %
5.06 %
4.78 %
5.20 %
5.41 %
6.71 %
8.28 %
8.12 %
7.14 %
Others
16.40 %
15.95 %
14.11 %
12.51 %
11.90 %
11.94 %
10.14 %
10.24 %
10.33 %
16.89 %
12.48 %
12.97 %
0.81 %
0.90 %
1.12 %
1.29 %
1.39 %
1.54 %
No of Share Holders
0
38,456
38,300
40,033
39,559
34,568
34,142
39,645
41,979
40,622
51,172
57,989
69,824
83,603
1,03,928
1,25,004
1,19,819
1,01,902

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.05 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
26 Jul 2024 DIVIDEND Dividend
₹ 10.00 /share
26 Jul 2024 1,434.75 1,272.70
12 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
12 Aug 2024 1,329.50 1,252.20
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 1,054.90 983.75
24 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jan 2025 999.55 971.30
16 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 May 2025 1,137.00 1,195.50
22 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jul 2025 1,288.00 1,293.50
30 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Jul 2025 1,268.20 1,237.40

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS3 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2025
Intimation Under Regulation 30(5) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Aug 09, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 09, 2025
Appointment of Company Secretary and Compliance OfficerAug 09, 2025
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerAug 09, 2025
Board Meeting Outcome for Meeting UpdatesAug 09, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 07, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 06, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 31, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 28, 2025
Clarification-Volume MovementJul 24, 2025
Clarification sought from CreditAccess Grameen LtdJul 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 23, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 22, 2025
Unaudited Financial Results For The Quarter Ended June 30 2025Jul 22, 2025
Board Meeting Outcome for The Unaudited Financial Results For The Quarter Ended June 30 2025Jul 22, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 18, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Board Meeting Intimation for Considering And Approving Unaudited Financial Results For The First Quarter Ended On June 30 2025.Jul 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 07, 2025
Clarification-Volume MovementJul 07, 2025
Clarification sought from CreditAccess Grameen LtdJul 07, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jul 05, 2025
Notice Of 34Th Annual General Meeting Of The CompanyJul 05, 2025
Reg. 34 (1) Annual Report.Jul 05, 2025
Interim Business Update - June 2025Jul 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 03, 2025
Intimation Under Regulation 30- Direct Assignment Transaction IntimationJul 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 26, 2025
Announcement under Regulation 30 (LODR)-CessationJun 26, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 23, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 18, 2025
Board Meeting Outcome for Meeting UpdatesJun 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJun 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 09, 2025

Technical Indicators

RSI(14)
Neutral
67.04
ATR(14)
Less Volatile
42.85
STOCH(9,6)
Overbought
94.02
STOCH RSI(14)
Overbought
96.63
MACD(12,26)
Bullish
12.44
ADX(14)
Strong Trend
25.53
UO(9)
Bearish
70.05
ROC(12)
Uptrend And Accelerating
14.71
WillR(14)
Overbought
-10.05

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Nippon India Banking & Financial Services Fund Direct-Growth
0.00%
-437054
-0.71%
-0.70%
Canara Robeco Flexi Cap Fund Direct-Growth
0.00%
-274040
-0.24%
-0.25%
Canara Robeco Large and Mid Cap Fund Direct-Growth
0.98%
-180079
-0.03%
-0.03%
HDFC Retirement Savings Fund Equity Plan Direct-Growth
0.85%
150000
0.31%
0.32%
HDFC Multi Asset Fund Direct-Growth
0.27%
100000
0.27%
0.27%
TRUSTMF Flexi Cap Fund Direct - Growth
0.95%
85181
0.95%
0.95%
TRUSTMF Small Cap Fund Direct-Growth
0.89%
74530
0.89%
0.89%
HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth
0.75%
71522
0.55%
0.75%
Canara Robeco Multi Cap Fund Direct - Growth
0.28%
-50000
-0.12%
-0.15%
Samco Multi Cap Fund Direct-Growth
1.21%
35418
1.21%
1.21%
PGIM India Small Cap Fund Direct - Growth
0.73%
35000
0.29%
0.73%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.16%
-33164
-0.03%
-0.03%
Samco ELSS Tax Saver Fund Direct - Growth
2.92%
29142
2.92%
2.92%
JM Large Cap Fund Direct Plan-Growth
1.57%
-25500
-0.44%
-0.39%
Sundaram Services Fund Direct - Growth
0.00%
-18938
-0.05%
-0.05%
PGIM India Multi Cap Fund Direct-Growth
0.46%
15300
0.46%
0.46%
LIC MF Value Fund Direct - Growth
0.94%
12772
0.94%
0.94%
Axis Multi Asset Allocation Direct Plan -Growth
0.33%
-10846
-0.08%
-0.07%
Bank of India Large Cap Fund Direct-Growth
1.54%
-8000
-0.37%
-0.33%
LIC MF Flexi Cap Fund Direct-Growth
2.09%
7321
0.15%
0.18%
LIC MF Balanced Advantage Fund Direct - Growth
0.46%
6634
0.12%
0.13%
Bandhan Financial Services Fund Direct-Growth
0.78%
6181
0.12%
0.12%
Axis Business Cycles Fund Direct-Growth
1.06%
-5711
0.05%
0.04%
Samco Multi Asset Allocation Fund Direct-Growth
0.18%
4575
0.18%
0.18%
Bank of India Multi Asset Allocation Fund Direct-Growth
0.77%
-4000
-0.10%
-0.03%

About Credit Access Grameen

CreditAccess Grameen Limited is a Bengaluru-based microfinance institution offering financial products and services primarily to women in rural India. The company provides microloans through Joint Liability Groups, along with other financial products such as unsecured business loans, mortgage-backed business loans, two-wheeler loans, gold loans, and affordable housing loans. As of March 31, 2023, it operated 1,786 branches across 352 districts in nine states and one union territory. The company's product range includes emergency loans, family welfare loans, home improvement loans, income generation loans, and various retail finance options. CreditAccess Grameen also offers digital lending services and distributor products like life insurance and national pension schemes. Originally incorporated in 1991, the company has undergone several name changes and acquisitions, including the merger with Madura Micro Finance Limited in 2023. It is promoted by CreditAccess Asia N.V. and became publicly listed in 2018.
Listing Date
23 Aug, 2018(7 Years, 3 days)
Chairperson NameGeorge Joseph