Credit Access Grameen

1,202.90
+41.00
(3.53%)
ann
There are new updates from the company1 day ago
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Market Cap
18,544.80 Cr
EPS
90.88
PE Ratio
34.94
Dividend Yield
0.86 %
52 Week High
1,421.00
52 Week Low
750.20
PB Ratio
2.67
Debt to Equity
3.27
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from16 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+62.50 %
+62.50 %
Hold
Hold+18.75 %
+18.75 %
Sell
Sell+18.75 %
+18.75 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,202.90
#1 18,544.80
#5 34.94
#1 5,172.60
#3 45.67
#1 1,446
#2 -88.11
58.40
133.03
2,237.20
8.35
2,285.50
58.02
450
-434.81
53.51
209.60
2,066.60
#1 5.13
2,412.40
34.02
505
-224.04
69.72
278.65
1,960.50
25.54
2,533.90
#1 71.56
501
-437.45
52.11
158.48
1,745.00
9.38
2,240.50
44.46
436
#1 -82.92
50.44
Forecast
Actual
Growth Rate
Revenue Growth
45.67 %
Net Income Growth
75.03 %
Cash Flow Change
-43.89 %
ROE
36.03 %
ROCE
19.41 %
EBITDA Margin (Avg.)
7.92 %

Quarterly Financial Results

Quarterly Financials
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
336
377
393
452
476
620
577
543
726
617
619
690
825
761
814
910
1,066
1,171
1,248
1,295
1,459
1,513
1,454
1,382
1,408
Expenses
114
102
124
157
262
277
223
414
399
328
299
283
327
280
299
293
311
306
345
365
434
453
700
1,021
864
EBITDA
222
275
269
296
215
343
354
129
328
289
319
406
497
481
515
617
756
864
903
930
1,025
1,059
754
362
544
Operating Profit %
66 %
73 %
68 %
65 %
45 %
55 %
61 %
24 %
45 %
47 %
52 %
59 %
60 %
63 %
63 %
68 %
71 %
74 %
72 %
72 %
70 %
70 %
52 %
26 %
39 %
Depreciation
2
3
6
5
6
11
11
11
12
11
12
12
13
12
13
13
13
12
12
13
14
14
17
16
15
Interest
103
124
136
146
174
231
236
224
237
249
229
239
267
280
273
314
346
385
424
442
482
510
485
475
478
Profit Before Tax
118
148
127
146
41
101
107
-105
79
29
79
156
218
189
229
290
398
467
467
476
530
535
252
-129
51
Tax
41
52
26
38
10
26
27
-26
22
8
19
39
58
50
54
73
101
119
120
122
132
137
66
-29
4
Net Profit
76
96
101
108
31
75
80
-79
56
20
60
117
160
139
175
217
297
349
347
353
397
398
186
-100
47
EPS in ₹
5.77
6.67
7.02
7.51
2.00
5.00
5.50
-5.12
3.62
1.45
4.08
7.69
10.08
8.74
11.04
13.59
18.67
21.93
21.82
22.20
24.93
24.95
11.67
-6.24
2.96

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
Total Assets
7,357
12,590
15,060
17,482
21,858
28,846
Fixed Assets
25
577
573
629
599
609
Current Assets
684
809
2,662
1,929
1,676
1,552
Capital Work in Progress
2
3
1
3
4
5
Investments
0
46
1
1
455
1,439
Other Assets
7,330
11,965
14,486
16,849
20,801
26,794
Total Liabilities
7,357
12,590
15,060
17,482
21,858
28,846
Current Liabilities
284
207
323
394
439
435
Non Current Liabilities
4,708
9,540
10,941
12,921
16,312
21,841
Total Equity
2,365
2,843
3,796
4,167
5,107
6,570
Reserve & Surplus
2,222
2,590
3,536
4,011
4,948
6,411
Share Capital
144
144
156
156
159
159

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
444
54
1,715
-780
-239
-234
Investing Activities
-7
-608
24
-33
-314
-994
Operating Activities
-1,378
-2,253
-455
-2,714
-3,290
-4,734
Financing Activities
1,829
2,915
2,146
1,967
3,365
5,494

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
73.99 %
73.97 %
73.91 %
73.89 %
73.85 %
73.82 %
73.74 %
73.71 %
73.68 %
66.77 %
66.69 %
66.66 %
66.58 %
66.56 %
66.54 %
66.50 %
66.43 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
11.65 %
10.88 %
10.76 %
9.76 %
11.38 %
DIIs
6.53 %
7.11 %
8.62 %
10.01 %
10.88 %
10.67 %
12.54 %
12.55 %
12.28 %
11.78 %
15.77 %
15.58 %
15.76 %
16.25 %
14.86 %
14.18 %
12.68 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.09 %
2.97 %
3.36 %
3.59 %
3.37 %
3.57 %
3.58 %
3.51 %
3.72 %
4.56 %
5.06 %
4.78 %
5.20 %
5.41 %
6.71 %
8.28 %
8.12 %
Others
16.40 %
15.95 %
14.11 %
12.51 %
11.90 %
11.94 %
10.14 %
10.24 %
10.33 %
16.89 %
12.48 %
12.97 %
0.81 %
0.90 %
1.12 %
1.29 %
1.39 %
No of Share Holders
0
38,456
38,300
40,033
39,559
34,568
34,142
39,645
41,979
40,622
51,172
57,989
69,824
83,603
1,03,928
1,25,004
1,19,819

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.05 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
16 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 May 2025 1,137.00 1,195.50
24 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jan 2025 999.55 971.30
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 1,054.90 983.75
12 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
12 Aug 2024 1,329.50 1,252.20
26 Jul 2024 DIVIDEND Dividend
₹ 10.00 /share
26 Jul 2024 1,434.75 1,272.70

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS7 days ago
Board Meeting Outcome for Meeting Updates7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJun 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 09, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 03, 2025
Clarification On Volume MovementMay 28, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 23, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 16, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 16, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 16, 2025
Board Meeting Outcome for Outcome Of Board MeetingMay 16, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 09, 2025
Board Meeting Intimation for Considering The Audited Financial Result For The Quarter And Financial Year Ended On March 31 2025 And Fund RaisingMay 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 09, 2025
Interim Business Update - March 2025Apr 08, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 04, 2025
Closure of Trading WindowMar 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Interim Business Update - February 2025Mar 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 11, 2025
Integrated Filing (Financial)Feb 10, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 05, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 02, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 25, 2025

Technical Indicators

RSI(14)
Neutral
51.66
ATR(14)
Volatile
44.34
STOCH(9,6)
Neutral
24.11
STOCH RSI(14)
Neutral
35.70
MACD(12,26)
Bearish
-6.14
ADX(14)
Weak Trend
14.01
UO(9)
Bearish
31.98
ROC(12)
Downtrend And Accelerating
-3.58
WillR(14)
Neutral
-58.62

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Canara Robeco Large and Mid Cap Fund Direct-Growth
1.01%
-271250
-0.11%
-0.03%
Canara Robeco Flexi Cap Fund Direct-Growth
0.25%
-219289
-0.18%
-0.14%
Nippon India Banking & Financial Services Fund Direct-Growth
0.70%
-212746
-0.32%
-0.24%
Axis Large & Mid Cap Fund Direct-Growth
0.28%
-112048
-0.09%
-0.07%
Canara Robeco Multi Cap Fund Direct - Growth
0.43%
-68436
-0.19%
-0.14%
ICICI Prudential Retirement Fund - Pure Equity Plan Direct - Growth
1.22%
54403
0.50%
0.56%
JM Value Fund Direct Plan-Growth
2.37%
25000
0.26%
0.44%
HDFC Retirement Savings Fund Equity Plan Direct-Growth
0.53%
25000
0.05%
0.09%
Axis Business Cycles Fund Direct-Growth
1.01%
-23040
-0.09%
-0.22%
JM Small Cap Fund Direct - Growth
2.87%
17914
0.06%
1.26%
Bajaj Finserv Multi Cap Fund Direct-Growth
1.12%
14449
0.15%
0.39%
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
0.78%
-13444
-0.38%
0.78%
LIC MF Balanced Advantage Fund Direct - Growth
0.33%
7277
0.09%
0.12%
Groww Banking & Financial Services Fund Direct - Growth
2.01%
4519
0.97%
1.05%
Navi Aggressive Hybrid Fund Direct - Growth
2.55%
-4500
-0.42%
-0.03%
Sundaram Small Cap Fund Direct-Growth
0.73%
-4266
-0.04%
0.04%
Sundaram Services Fund Direct - Growth
0.05%
-3631
-0.01%
-0.01%
Sundaram Financial Services Opportunities Fund Direct-Growth
1.03%
-2998
0.01%
0.07%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct - Growth
1.55%
1364
-0.08%
0.11%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.32%
1270
-0.01%
0.02%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.32%
761
-0.01%
0.02%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.32%
535
-0.01%
0.02%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.32%
344
-0.01%
0.02%
Motilal Oswal Innovation Opportunities Fund Direct-Growth
3.74%
-280
-0.37%
-0.26%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.20%
-238
-0.01%
0.00%

About Credit Access Grameen

CreditAccess Grameen Limited is a Bengaluru-based microfinance institution offering financial products and services primarily to women in rural India. The company provides microloans through Joint Liability Groups, along with other financial products such as unsecured business loans, mortgage-backed business loans, two-wheeler loans, gold loans, and affordable housing loans. As of March 31, 2023, it operated 1,786 branches across 352 districts in nine states and one union territory. The company's product range includes emergency loans, family welfare loans, home improvement loans, income generation loans, and various retail finance options. CreditAccess Grameen also offers digital lending services and distributor products like life insurance and national pension schemes. Originally incorporated in 1991, the company has undergone several name changes and acquisitions, including the merger with Madura Micro Finance Limited in 2023. It is promoted by CreditAccess Asia N.V. and became publicly listed in 2018.
Listing Date
23 Aug, 2018(6 Years, 33 days)
Chairperson NameGeorge Joseph