| Quarterly Financials | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
Revenue  | 336 | 377 | 393 | 452 | 476 | 620 | 577 | 543 | 726 | 617 | 619 | 690 | 825 | 761 | 814 | 910 | 1,066 | 1,171 | 1,248 | 1,295 | 1,459 | 1,513 | 1,454 | 1,382 | 1,408 | 1,464 | 1,509 | 1,491 | 1,599 |
| Expenses | 114 | 102 | 124 | 157 | 262 | 277 | 223 | 414 | 399 | 328 | 299 | 283 | 327 | 280 | 299 | 293 | 311 | 306 | 345 | 365 | 434 | 453 | 700 | 1,021 | 864 | 885 | 845 | 678 | 660 |
| EBITDA | 222 | 275 | 269 | 296 | 215 | 343 | 354 | 129 | 328 | 289 | 319 | 406 | 497 | 481 | 515 | 617 | 756 | 864 | 903 | 930 | 1,025 | 1,059 | 754 | 362 | 544 | 579 | 665 | 814 | 939 |
| Operating Profit % | 66 % | 73 % | 68 % | 65 % | 45 % | 55 % | 61 % | 24 % | 45 % | 47 % | 52 % | 59 % | 60 % | 63 % | 63 % | 68 % | 71 % | 74 % | 72 % | 72 % | 70 % | 70 % | 52 % | 26 % | 39 % | 39 % | 44 % | 55 % | 59 % |
| Depreciation | 2 | 3 | 6 | 5 | 6 | 11 | 11 | 11 | 12 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 12 | 12 | 13 | 14 | 14 | 17 | 16 | 15 | 15 | 16 | 16 | 16 |
| Interest | 103 | 124 | 136 | 146 | 174 | 231 | 236 | 224 | 237 | 249 | 229 | 239 | 267 | 280 | 273 | 314 | 346 | 385 | 424 | 442 | 482 | 510 | 485 | 475 | 478 | 482 | 480 | 459 | 478 |
| Profit Before Tax | 118 | 148 | 127 | 146 | 41 | 101 | 107 | -105 | 79 | 29 | 79 | 156 | 218 | 189 | 229 | 290 | 398 | 467 | 467 | 476 | 530 | 535 | 252 | -129 | 51 | 81 | 169 | 338 | 445 |
| Tax | 41 | 52 | 26 | 38 | 10 | 26 | 27 | -26 | 22 | 8 | 19 | 39 | 58 | 50 | 54 | 73 | 101 | 119 | 120 | 122 | 132 | 137 | 66 | -29 | 4 | 21 | 43 | 86 | 106 |
| Net Profit | 76 | 96 | 101 | 108 | 31 | 75 | 80 | -79 | 56 | 20 | 60 | 117 | 160 | 139 | 175 | 217 | 297 | 349 | 347 | 353 | 397 | 398 | 186 | -100 | 47 | 60 | 126 | 252 | 340 |
| EPS in ₹ | 5.77 | 6.67 | 7.02 | 7.51 | 2.00 | 5.00 | 5.50 | -5.12 | 3.62 | 1.45 | 4.08 | 7.69 | 10.08 | 8.74 | 11.04 | 13.59 | 18.67 | 21.93 | 21.82 | 22.20 | 24.93 | 24.95 | 11.67 | -6.24 | 2.96 | 3.77 | 7.87 | 15.76 | 21.20 |
Credit Access Grameen
Credit Access Grameen
1,298.80
-16.40
(-1.25%)
Market Cap
20,799.86 Cr
PE Ratio
27.10
Volume
1,68,175.00
Day High - Low
1,317.90 - 1,288.50
52W High-Low
1,568.00 - 1,083.90
Key Fundamentals
Market Cap
20,799.86 Cr
EPS
48.63
PE Ratio
27.10
PB Ratio
2.69
Book Value
489.46
EBITDA
2,991.74
Dividend Yield
0.00 %
Industry
Financial Services Sector
Microfinance Return on Equity
7.64
Debt to Equity
3.13
Analyst Rating and Forecast
- By Refinitiv from16 analysts
Actual
Company News
View All News
CreditAccess Grameen adds Federated Hermes meeting in London on May 15, 2026, expanding its European investor roadshow to 17 institutional investors across Edinburgh, London, and Paris.
CreditAccess Grameen allots 19,956 equity shares under ESOP to 4 employees, including 15,000 shares to MD & CEO Ganesh Narayanan, on May 13, 2026.
CreditAccess Grameen released the transcript of its Q4 FY26 earnings call held May 08, 2026, covering AUM growth, retail finance expansion, FY27 guidance, and Project Shakti strategy.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,298.80 | #1 20,799.86 | #3 27.10 | #1 6,058.92 | #2 5.26 | #1 788 | #2 619.28 | 46.75 | |
177.46 | 3,025.55 | 18.15 | 2,369.57 | -7.60 | 201 | 117.73 | 43.91 | |
183.34 | 2,958.48 | -12.49 | 1,635.89 | -30.94 | -63 | 169.38 | 46.10 | |
219.37 | 2,423.40 | #1 7.44 | 3,137.25 | #1 20.58 | 409 | #1 640.18 | 75.88 | |
257.08 | 1,833.11 | -2.66 | 1,023.96 | -57.76 | -925 | 101.22 | 56.36 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
5.26 %
Net Income Growth
48.35 %
Cash Flow Change
123.77 %
ROE
-65.29 %
ROCE
-25.00 %
EBITDA Margin (Avg.)
4.49 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 | 31,930 |
| Fixed Assets | 25 | 577 | 573 | 629 | 599 | 609 | 604 | 212 |
| Current Assets | 684 | 809 | 2,662 | 1,929 | 1,676 | 1,576 | 1,673 | 1,985 |
| Capital Work in Progress | 2 | 3 | 1 | 3 | 4 | 5 | 4 | 0 |
| Investments | 0 | 46 | 1 | 1 | 455 | 1,439 | 893 | 0 |
| Other Assets | 7,330 | 11,965 | 14,486 | 16,849 | 20,801 | 26,818 | 26,302 | 0 |
| Total Equity & Liabilities | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 | 31,930 |
| Current Liabilities | 284 | 207 | 323 | 394 | 439 | 460 | 401 | 420 |
| Non Current Liabilities | 4,708 | 9,540 | 10,941 | 12,921 | 16,312 | 21,841 | 20,446 | 23,668 |
| Total Equity | 2,365 | 2,843 | 3,796 | 4,167 | 5,107 | 6,570 | 6,956 | 7,842 |
| Reserve & Surplus | 2,222 | 2,590 | 3,536 | 4,011 | 4,948 | 6,411 | 6,796 | 7,682 |
| Share Capital | 144 | 144 | 156 | 156 | 159 | 159 | 160 | 160 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 444 | 54 | 1,715 | -780 | -239 | -234 | 164 |
| Investing Activities | -7 | -638 | 24 | -33 | -314 | -994 | 708 |
| Operating Activities | -1,378 | -2,229 | -455 | -2,714 | -3,290 | -4,734 | 1,125 |
| Financing Activities | 1,829 | 2,921 | 2,146 | 1,967 | 3,365 | 5,494 | -1,669 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 73.99 % | 73.97 % | 73.91 % | 73.89 % | 73.85 % | 73.82 % | 73.74 % | 73.71 % | 73.68 % | 66.77 % | 66.69 % | 66.66 % | 66.58 % | 66.56 % | 66.54 % | 66.50 % | 66.43 % | 66.43 % | 66.37 % | 66.29 % | 66.24 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 11.65 % | 10.88 % | 10.76 % | 9.76 % | 11.38 % | 12.13 % | 12.29 % | 11.68 % | 12.94 % |
| DIIs | 6.53 % | 7.11 % | 8.62 % | 10.01 % | 10.88 % | 10.67 % | 12.54 % | 12.55 % | 12.28 % | 11.78 % | 15.77 % | 15.58 % | 15.76 % | 16.25 % | 14.86 % | 14.18 % | 12.68 % | 12.76 % | 13.33 % | 13.23 % | 12.59 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.09 % | 2.97 % | 3.36 % | 3.59 % | 3.37 % | 3.57 % | 3.58 % | 3.51 % | 3.72 % | 4.56 % | 5.06 % | 4.78 % | 5.20 % | 5.41 % | 6.71 % | 8.28 % | 8.12 % | 7.14 % | 6.57 % | 7.11 % | 6.72 % |
| Others | 16.40 % | 15.95 % | 14.11 % | 12.51 % | 11.90 % | 11.94 % | 10.14 % | 10.24 % | 10.33 % | 16.89 % | 12.48 % | 12.97 % | 0.81 % | 0.90 % | 1.12 % | 1.29 % | 1.39 % | 1.54 % | 1.45 % | 1.69 % | 1.52 % |
| No of Share Holders | 0 | 38,456 | 38,300 | 40,033 | 39,559 | 34,568 | 34,142 | 39,645 | 41,979 | 40,622 | 51,172 | 57,989 | 69,824 | 83,603 | 1,03,928 | 1,25,004 | 1,19,819 | 1,01,902 | 83,943 | 85,666 | 83,884 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10 | 0.00 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.05 | 0.00 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 26 Jul 2024 |  Dividend | ₹ 10.00 /share | 26 Jul 2024 | 1,434.75 | 1,272.70 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 1,329.50 | 1,252.20 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 1,054.90 | 983.75 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 999.55 | 971.30 |
| 16 May 2025 | Quarterly Result Announcement | NA | 16 May 2025 | 1,137.00 | 1,195.50 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 1,288.00 | 1,293.50 |
| 30 Jul 2025 | Annual General Meeting | NA | 30 Jul 2025 | 1,268.20 | 1,237.40 |
| 28 Oct 2025 | Quarterly Result Announcement | NA | 28 Oct 2025 | 1,381.70 | 1,471.80 |
| 20 Jan 2026 | Quarterly Result Announcement | NA | 20 Jan 2026 | 1,328.90 | 1,282.10 |
| 08 May 2026 | Quarterly Result Announcement | NA | 08 May 2026 | 1,289.20 | 1,488.55 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome9 days ago
9 days agoResults - Quarter And Financial Year Ended March 31 20269 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation9 days ago
9 days agoBoard Meeting Outcome for Outcome Of The Board Meeting Held On May 08 20269 days ago
9 days agoClarification On Movement In VolumeMay 06, 2026
May 06, 2026Clarification sought from CreditAccess Grameen LtdMay 06, 2026
May 06, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 30, 2026
Apr 30, 2026Board Meeting Intimation for Considering And Approving The Audited Financial Results For The Quarter And Financial Year Ended 31St March 2026.Apr 30, 2026
Apr 30, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 21, 2026
Apr 21, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 14, 2026
Apr 14, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 13, 2026
Apr 13, 2026Interim Business Update - March 2026Apr 06, 2026
Apr 06, 2026Closure of Trading WindowMar 30, 2026
Mar 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 23, 2026
Mar 23, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-AllotmentMar 18, 2026
Mar 18, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2026
Mar 17, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMar 10, 2026
Mar 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 09, 2026
Mar 09, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 06, 2026
Mar 06, 2026Announcement Under Regulation 30 - Communication From Stock ExchangeFeb 28, 2026
Feb 28, 2026Announcement Under Regulation 30 Of LODR - Communication From Stock ExchangesFeb 25, 2026
Feb 25, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 19, 2026
Feb 19, 2026Announcement Under Regulation 30 - Letter From Stock ExchangeFeb 17, 2026
Feb 17, 2026Announcement Under Regulation 30 - News Article Dated February 09 2026Feb 09, 2026
Feb 09, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 05, 2026
Feb 05, 2026Clarification / Confirmation On News Item Appearing In Media/PublicationFeb 02, 2026
Feb 02, 2026Clarification sought from CreditAccess Grameen LtdFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 31, 2026
Jan 31, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2026
Jan 27, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2025Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 20, 2026
Jan 20, 2026Board Meeting Outcome for For Approving The Financial Results For Quarter And Nine Months Ended December 31 2025Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 13, 2026
Jan 13, 2026Board Meeting Intimation for Considering And Approving The Unaudited Financial Results For The Quarter Ended December 2025Jan 12, 2026
Jan 12, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 09, 2026
Jan 09, 2026Interim Business Update - December 2025Jan 06, 2026
Jan 06, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 48.71
ATR(14)
Less Volatile 58.84
STOCH(9,6)
Neutral 37.43
STOCH RSI(14)
Oversold 0.00
MACD(12,26)
Bearish -8.96
ADX(14)
Strong Trend 34.62
UO(9)
Bearish 30.28
ROC(12)
Uptrend And Accelerating 5.12
WillR(14)
Neutral -75.01
About Credit Access Grameen
CreditAccess Grameen Limited is a Bengaluru-based microfinance institution offering financial products and services primarily to women in rural India. The company provides microloans through Joint Liability Groups, along with other financial products such as unsecured business loans, mortgage-backed business loans, two-wheeler loans, gold loans, and affordable housing loans. As of...more
Listing Date
23 Aug, 2018(7 Years,
25 days)
Chairperson NameManoj Kumar
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