CreditAccess Grameen Limited has announced a scheduled investor meeting with DWS Investment, set to take place on April 17, 2026. The company made this disclosure in compliance with regulatory requirements under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Meeting Details

The investor engagement has been structured as a focused interaction between the company and the investment firm. The meeting will provide an opportunity for direct communication between CreditAccess Grameen's management and DWS Investment representatives.

Regulatory Compliance

The announcement was made pursuant to provisions of Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Part A to Schedule III. This regulation mandates listed companies to inform stock exchanges about material events and information that could impact investor decisions.

Official Communication

The company communicated this information to both major stock exchanges on April 13, 2026. The notification was sent to BSE Limited at Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai, and to National Stock Exchange of India Limited at Exchange Plaza, Bandra Kurla Complex, Mumbai. The communication was signed by Deepti Ramani, Company Secretary & Compliance Officer, ensuring proper authorization and documentation of the disclosure.

This scheduled investor meeting represents part of CreditAccess Grameen's ongoing investor relations activities, maintaining transparency and regular communication with institutional investors and stakeholders in the financial markets.

CreditAccess Grameen Limited has concluded FY26 on a strong note, demonstrating robust business momentum and complete normalization of asset quality across all operating geographies. The microfinance company's interim business update for March 2026 reveals significant improvements in key operational metrics and positions the organization for accelerated growth in FY27.

Strong Portfolio Growth and Disbursement Performance

The company achieved impressive growth in its core business metrics during FY26. The gross loan portfolio expanded to INR 29,590 crore as of March 2026, representing a healthy 14% year-on-year growth and 11% quarter-on-quarter increase. This growth was achieved despite 7.6% write-offs during FY26 resulting from the microfinance industry crisis.

The disbursement performance was particularly noteworthy in Q4 FY26, with the company recording INR 8,313 crore in disbursements, marking a substantial 44% quarter-on-quarter growth and 28% year-on-year increase. For the full year FY26, total disbursements reached INR 24,860 crore, up 24% compared to the previous year, aligning with the company's annual growth guidance.

Customer Base Expansion and Digital Adoption

CreditAccess Grameen demonstrated strong customer acquisition momentum throughout FY26. The company added 3.3 lakh new borrowers in Q4 FY26 alone, representing a 57% quarter-on-quarter increase and 27% year-on-year growth. For the entire fiscal year, the company successfully onboarded 9.8 lakh new borrowers.

The company's digital customer app, Mahi, witnessed significant adoption with 8.4 lakh customers onboarded during FY26, taking the overall digital customer base to 11.2 lakh. This digital transformation initiative reflects the company's commitment to enhancing customer experience and operational efficiency.

Complete Asset Quality Normalization

One of the most significant achievements during FY26 was the complete normalization of asset quality across all operating geographies. The monthly PAR 15+ accretion rate showed consistent improvement, declining dramatically from 0.95% in December 2024 to just 0.07% in March 2026.

The improvement in asset quality was broad-based, with all major operating states showing significant reductions in PAR accretion rates. Karnataka, the company's largest market, saw its monthly PAR 15+ accretion rate improve to 0.06% in March 2026. Similarly, Tamil Nadu, Maharashtra, Madhya Pradesh, and Bihar & UP all recorded substantial improvements in their respective PAR metrics.

Business Diversification and Network Expansion

CreditAccess Grameen made notable progress in diversifying its business portfolio during FY26. The retail finance segment's share increased significantly to 18% in March 2026 compared to 6% in March 2025. This expansion was driven by the retention and graduation of high-vintage and good-performing borrowers, demonstrating the company's ability to serve evolving customer needs.

The company continued its geographic expansion strategy, opening 183 new branches during FY26, including 18 branches in Q4 FY26. The total branch network reached 2,236 as of March 2026, representing an 8% year-on-year increase. The employee base remained steady at 21,941 as of March 2026, indicating efficient workforce management during the growth phase.

Recognition and Outlook

The company's commitment to creating a positive work environment was recognized with the Great Place to Work certification for the period February 2026 to February 2027. This recognition underscores CreditAccess Grameen's focus on employee satisfaction and organizational culture.

With asset quality completely normalized and strong business momentum established, CreditAccess Grameen appears well-positioned for growth acceleration in FY27. The company's overall X-Bucket collection efficiency of 99.84% in March 2026 reflects the effectiveness of its collection processes and risk management practices.