Cornerstone First Mortgage has implemented nCino's Mortgage Point of Sale platform to enhance the borrower experience and support its continued nationwide expansion. The lender operates in 49 states through a network of approximately 130 branches supporting dozens of local brands under the Cornerstone umbrella. This strategic technology adoption aims to support the company's unique branch-based model while delivering a consistent borrower experience nationwide.

Cornerstone has doubled in size twice over the past three years. The company selected nCino's Mortgage Point of Sale for its flexibility, mobile capabilities, and nCino’s commitment to customer partnership. The platform is designed to support the lender's scalable requirements as it evaluates the next phase of business growth.

"Your point-of-sale platform is the first representation of your company after that initial conversation with a borrower," said Eric Rotner, President of Operations at Cornerstone. "As we evaluated the next phase of growth for our business, we wanted a solution that could support our branch network, preserve the local brands our loan officers have built and provide a better experience for our borrowers."

Since switching to nCino, Cornerstone has expanded its use of the platform to reduce borrower friction and simplify the loan process. The lender is utilizing nCino-connected verification tools to increase adoption of digital income, employment, and asset verification. Additionally, Cornerstone is accelerating its adoption of eNotes and remote online notarization (RON).

Operational Capabilities

The implementation of nCino's platform supports several key operational goals for Cornerstone First Mortgage:

• Digital Verification: Increased adoption of digital income, employment, and asset verification tools.
• Process Efficiency: Accelerated use of eNotes and remote online notarization (RON).
• Branch Support: Platform flexibility supports a distributed network of approximately 130 branches.

"Cornerstone has built an impressive growth story by empowering entrepreneurial branch leaders while maintaining a strong commitment to the borrower experience," said Casey Williams, General Manager at nCino. "We're proud to support their continued expansion and look forward to helping the organization drive even greater efficiency, consistency and customer satisfaction."

Cornerstone First Mortgage is a full-service mortgage bank headquartered in San Diego. All aspects of the loan process, from processing to underwriting to funding, are conducted in-house. nCino is the platform for agentic AI banking, serving over 2,700 customers worldwide, including community banks, credit unions, and independent mortgage banks.

DNB has gone live on the nCino Platform to power its corporate lending business across nine countries, marking a significant step in its modernisation journey. The Norwegian financial services group selected the platform to create a strong foundation for long-term business value and support its continuous growth ambitions. The bank plans to extend the rollout to SME lending next year.

Headquartered in Oslo, DNB serves over 2 million retail customers and more than 200,000 corporate clients globally. As a leading player in the shipping, seafood, and energy sectors, the bank sought to modernise its core credit systems to enhance efficiency and decision-making capabilities.

The implementation, supported by Deloitte, deployed nCino for Commercial Lending alongside Banking Advisor, nCino's AI-powered conversational interface. This technology embeds intelligence directly into banker workflows, enabling faster, data-informed decisions. The platform is now live following an nCino gold standard implementation.

Cecilie Kirsebom Foyn-Bruun, Executive Vice President of Lending at DNB, highlighted the strategic importance of the partnership. "With nCino, we get a future-proof foundation to work more efficiently and smarter to create value for our Corporate customers across industries and markets," she said. The goal is to provide bankers with a single platform, connected data, and the intelligence to move faster for clients.

Joaquín de Valenzuela, Managing Director of EMEA at nCino, emphasised the trust placed in the platform by financial institutions across the region. "With the nCino Platform and its agentic capabilities, DNB will have the intelligence to make faster, data-informed decisions with AI that doesn't just inform action but helps drive it," he added.

Key Details of the Implementation

About the Companies

nCino (NASDAQ: NCNO) is the platform for agentic AI banking, serving over 2,700 customers worldwide, including community banks, credit unions, and major financial entities. The company's dual workforce model deploys AI agents alongside human teams to eliminate inefficiencies and improve outcomes.

DNB is Norway's largest financial services group and one of the largest in the Nordic region by market capitalisation. It offers a full range of financial services, including loans, savings, advisory services, insurance, and pension products for retail and corporate customers.