Cholamandalam Financial Holdings Limited has convened its 77th Annual General Meeting (AGM) to be held at 2.30 p.m. IST on Friday, August 14, 2026, through Video Conference (VC), in accordance with the Ministry of Corporate Affairs General Circular No. 3/2025 dated September 22, 2025, which permits companies to conduct AGMs through VC or Other Audio Visual Means (OAVM) till further orders. The notice of the AGM, along with the Annual Report for FY 2025-26, has been dispatched electronically to shareholders whose email addresses are registered with the Company or Depository Participants.

Key AGM Details and E-Voting Schedule

Shareholders will exercise their votes electronically through the NSDL e-voting platform. The key dates for the meeting and e-voting process are as follows:

Ms. Srinidhi Sridharan of M/s. Srinidhi Sridharan & Associates, Company Secretaries, has been appointed as the scrutiniser to oversee the e-voting process in a fair and transparent manner.

AGM Agenda: Ordinary and Special Business

The AGM will transact the following businesses:

Ordinary Business:

• Adoption of the Audited Standalone Financial Statements for the financial year ended March 31, 2026, together with the Reports of the Board of Directors and the Independent Auditors.
• Adoption of the Audited Consolidated Financial Statements for the financial year ended March 31, 2026, together with the Independent Auditors' Report.
• Declaration of a final dividend of ₹1.30/- per equity share (130% on the face value of ₹1/- each) for the financial year ended March 31, 2026.
• Re-appointment of Mr. Vellayan Subbiah (DIN: 01138759), Non-Executive Director, who retires by rotation and is eligible for re-appointment.

Special Business:

• Appointment of Mr. Shyam Shankar as Manager of the Company for a term of five (5) consecutive years with effect from June 15, 2026 to June 14, 2031 (both days inclusive).

Proposed Dividend

The Board of Directors has recommended a final dividend at the rate of 130%, being ₹1.30/- per equity share of face value of ₹1/- each for the year ended March 31, 2026 (previous year: ₹1.30/- per share). The dividend, if declared at the AGM, will be paid on or before September 12, 2026, to members whose names appear in the Register of Members as on the record date of August 7, 2026. Dividends will be paid exclusively through electronic mode.

Appointment of Mr. Shyam Shankar as Manager

Based on the recommendation of the Nomination & Remuneration Committee, the Board has appointed Mr. Shyam Shankar as Manager of the Company with effect from June 15, 2026, subject to shareholders' approval. He has also been appointed as the Chief Financial Officer of the Company with effect from the same date. Mr. Shyam Shankar is a qualified Chartered Accountant and Cost Accountant with over two decades of experience in senior finance roles within regulated financial services organisations. He is an employee of Cholamandalam Investment and Finance Company Limited (CIFCL) and is being deputed to the Company on a full-time basis.

The key terms of his appointment are summarised below:

Re-appointment of Mr. Vellayan Subbiah

Mr. Vellayan Subbiah (DIN: 01138759), Non-Executive Director, retires by rotation at the ensuing AGM and, being eligible, has offered himself for re-appointment. He holds a Bachelor of Technology degree in Civil Engineering from IIT Madras and a Masters degree in Business Administration from the University of Michigan, USA, and has over 29 years of experience across consulting, technology, financial services, and engineering. He attended 4 out of 5 Board meetings held during the year and holds nil shares in the Company.

FY 2025-26 Financial Highlights

The Annual Report for FY 2025-26 accompanies the AGM notice. Key consolidated and standalone financial highlights are presented below:

Consolidated Financial Results (₹ in Crore):

Standalone Financial Results (₹ in Crore):

On a standalone basis, CFHL earned an income of ₹89.79 crore (previous year: ₹86.20 crore) and profit before tax of ₹85.90 crore (previous year: ₹82.57 crore). Aggregate investments stood at ₹1,293.46 crore (previous year: ₹1,290.72 crore) as on March 31, 2026. The Company transferred ₹14.09 crore (previous year: ₹12.89 crore) to Statutory Reserve under Section 45-IC of the Reserve Bank of India Act, 1934.

Group Company Performance Highlights

Cholamandalam Investment and Finance Company Limited (CIFCL), the NBFC associate treated as subsidiary for consolidation, reported Assets Under Management (AUM) growth of 21% to ₹2,42,630 crore as of March 31, 2026 (previous year: ₹1,99,876 crore). Loan disbursements aggregated to ₹1,11,642 crore (previous year: ₹1,00,869 crore), registering a growth of 11%. Profit after tax grew by 23% to ₹5,220 crore (previous year: ₹4,259 crore). CIFCL's capital adequacy ratio stood at 19.21% as on March 31, 2026, against the minimum regulatory requirement of 15%.

Cholamandalam MS General Insurance Company Limited (CMSGICL) achieved a gross written premium of ₹9,110 crore in FY 26 (previous year: ₹8,564 crore) and profit before tax of ₹342 crore (previous year: ₹650 crore). The company's investment portfolio stood at ₹19,013 crore as of March 31, 2026 (previous year: ₹18,601 crore), with a solvency ratio of 1.96 times against the minimum regulatory requirement of 1.50 times.

Cholamandalam MS Risk Services Limited (CMSRSL), the joint venture entity, achieved an income of ₹98.78 crore (previous year: ₹83.20 crore) and profit before tax of ₹10.32 crore (previous year: ₹9.53 crore) for the year ended March 31, 2026. The Board of CMSRSL has recommended a final dividend of 50%, being ₹5/- per equity share of face value of ₹10/- each for FY 26.

Cholamandalam Financial Holdings Limited has published newspaper advertisements in connection with its 77th Annual General Meeting (AGM), scheduled to be held on Friday, August 14, 2026, at 2:30 P.M. IST via video conferencing. The advertisements appeared in ‘Business Standard’ (English) and ‘Makkal Kural’ (Tamil) editions on July 8, 2026. This disclosure was submitted to the National Stock Exchange of India Ltd and BSE Limited in compliance with Regulation 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The company has previously recommended a final dividend of ₹1.30 per equity share of Re.1 each for the financial year 2025-26. To receive the dividend credit, shareholders holding shares in physical form must register their bank account details with the Registrar and Transfer Agent, while those holding shares in demat form must provide bank account particulars to their Depository Participant.

Meeting Details and Compliance

The AGM will be conducted via video conferencing or other audio-visual means in compliance with the Ministry of Corporate Affairs Circular No. 3/2025 dated September 22, 2025. This mode allows members to participate without physical presence. The notice of the AGM and the annual report for FY 2025-26 will be sent electronically to members whose email addresses are registered with the Depository Participant or Registrar and Transfer Agent. Hard copies will be sent to members who request them.

Key AGM Information

KYC and Documentation Deadlines

Shareholders holding securities in physical form must furnish PAN, KYC details, and nomination details. Documents must be uploaded on the shareholder portal or submitted to the Registrar and Transfer Agent, KFIN Technologies Limited, by July 30, 2026. This compliance is mandatory for the electronic payment of dividends and other payouts.