Bank of India has released its provisional financial results for Q4 FY26 and the year ended March 31, 2026, showcasing strong performance across all key business metrics. The results were communicated to stock exchanges in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Strong Business Growth Across Global Operations

The bank demonstrated robust expansion with its global business reaching ₹16,98,026 crore as of March 31, 2026, marking a significant 14.53% year-on-year growth from ₹14,82,588 crore in the previous year. This growth trajectory was consistent throughout the fiscal year, with the business size showing steady progression from ₹16,27,602 crore in Q3 FY26.

Deposit and Advances Performance

The bank's funding base expanded substantially during the year:

Global deposits grew by 13.58% to reach ₹9,27,460 crore, while gross advances expanded at an even faster pace of 15.69% to ₹7,70,566 crore, indicating the bank's success in deploying funds effectively for lending operations.

Domestic Market Strength

The domestic segment performance was particularly impressive, outpacing global growth rates in several categories:

Domestic deposits recorded a growth of 14.33% to ₹8,00,682 crore, while domestic gross advances grew by 15.95% to ₹6,53,441 crore.

Retail, Agriculture and MSME Focus

The bank's RAM (Retail, Agriculture, and MSME) advances segment emerged as the star performer, registering the highest growth rate of 18.63%. This segment reached ₹3,82,796 crore compared to ₹3,22,673 crore in the previous year, highlighting the bank's strategic focus on priority sectors and its success in expanding its retail and MSME lending portfolio.

Regulatory Compliance and Disclosure

The results were submitted to both NSE and BSE in accordance with SEBI regulations and the bank's Code of Conduct for Prohibition of Insider Trading. The provisional figures are subject to review by the bank's Statutory Central Auditors, ensuring transparency and regulatory compliance in financial reporting.

Bank of India has completed its annual interest payments to bondholders across multiple bond categories on April 02, 2026, in compliance with Regulation 57(1) of SEBI (LODR) Regulations, 2015. The payments were made one day after the scheduled due date of April 01, 2026, as it was a bank holiday.

Additional Tier I Bond Payment

The bank made interest payment on its Basel III Compliant Additional Tier I bond with a total payout of ₹128,55,00,000. The bond details are presented below:

Tier II Bond Payments

Bank of India serviced four Tier II bonds with a combined interest payment of ₹528,21,93,153. The comprehensive details of all Tier II bond payments are outlined below:

Infrastructure Bond Payments

The bank also completed interest payments on four Infrastructure bonds totaling ₹1,139,40,89,042. These bonds represent the largest component of the bank's annual interest obligations:

Payment Schedule and Compliance

All bond payments followed the established annual frequency with no changes reported in payment schedules. The interest payment record date was uniformly set as March 16, 2026, across all bond categories. For most bonds, the previous interest payment was made on April 02, 2025, maintaining the annual payment cycle. One Infrastructure bond (INE084A08235) was noted as a new issue with no previous payment history.

The bank confirmed that all scheduled interest payments were completed successfully with no delays or non-payments reported across any of the bond categories. The total interest obligation across all bond categories amounted to ₹1,796,16,89,042, demonstrating the bank's commitment to meeting its debt servicing obligations to bondholders.