Axis Bank Reports Strong Q4FY26 Performance with 18.4% YoY Growth in Gross Advances
Axis Bank reported strong provisional Q4FY26 results with gross advances growing 18.4% YoY to ₹12,442 billion and total deposits increasing 13.9% YoY to ₹13,358 billion. CASA deposits reached ₹5,289 billion (10.6% YoY growth) while term deposits grew 16.1% YoY to ₹8,069 billion. The bank demonstrated consistent quarter-on-quarter momentum with 6.3% QoQ growth in advances and 6.0% QoQ growth in deposits, indicating robust business performance across key banking metrics.
*this image is generated using AI for illustrative purposes only.
Axis Bank has announced provisional key financial figures for the quarter ended March 31, 2026, showcasing strong performance across critical banking parameters. The bank reported significant growth in both advances and deposits, reflecting robust business momentum during Q4FY26.
Strong Growth in Gross Advances
The bank's gross advances demonstrated impressive expansion, reaching ₹12,442 billion as of March 31, 2026. This represents a substantial 18.4% year-on-year growth compared to ₹10,511 billion in the corresponding quarter of the previous fiscal year. On a quarter-on-quarter basis, gross advances grew by 6.3% from ₹11,705 billion recorded in Q3FY26.
Deposit Portfolio Shows Healthy Expansion
Axis Bank's total deposit base continued its upward trajectory, with end-period deposits reaching ₹13,358 billion in Q4FY26. This marks a solid 13.9% year-on-year increase from ₹11,730 billion in Q4FY25 and a 6.0% quarter-on-quarter growth from ₹12,608 billion in the previous quarter.
| Deposit Category | Q4FY26 (₹ billion) | Q3FY26 (₹ billion) | Q4FY25 (₹ billion) | QoQ Growth | YoY Growth |
|---|---|---|---|---|---|
| Total Deposits | 13,358 | 12,608 | 11,730 | 6.0% | 13.9% |
| CASA Deposits | 5,289 | 4,931 | 4,782 | 7.3% | 10.6% |
| Term Deposits | 8,069 | 7,677 | 6,948 | 5.1% | 16.1% |
CASA and Term Deposit Performance
The bank's Current Account Savings Account (CASA) deposits reached ₹5,289 billion, showing a healthy 10.6% year-on-year growth and 7.3% quarter-on-quarter expansion. Term deposits exhibited even stronger growth momentum, increasing by 16.1% year-on-year to ₹8,069 billion, with a 5.1% quarter-on-quarter rise.
Average Balance Metrics
On a quarterly average basis, total deposits stood at ₹12,265 billion, representing a 13.1% year-on-year increase and 2.4% quarter-on-quarter growth. The average CASA balance reached ₹4,583 billion with 10.4% YoY growth, while average term deposits grew by 14.8% year-on-year to ₹7,682 billion.
| Average Balance Metrics | Q4FY26 (₹ billion) | Q3FY26 (₹ billion) | Q4FY25 (₹ billion) | QoQ Growth | YoY Growth |
|---|---|---|---|---|---|
| Total Deposits (Avg) | 12,265 | 11,974 | 10,840 | 2.4% | 13.1% |
| CASA (Avg) | 4,583 | 4,482 | 4,150 | 2.3% | 10.4% |
| Term Deposits (Avg) | 7,682 | 7,492 | 6,690 | 2.5% | 14.8% |
The bank has clarified that these figures are provisional and the final results for the quarter ended March 31, 2026, will be subject to audit by statutory auditors. The disclosure was made in compliance with SEBI regulations regarding listing obligations and insider trading norms.
Historical Stock Returns for Axis Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.40% | -1.98% | -13.44% | +3.31% | +10.34% | +68.01% |
How will Axis Bank's aggressive 18.4% loan growth impact its asset quality and provision requirements in the upcoming quarters?
What strategic initiatives is Axis Bank planning to sustain this growth momentum amid increasing competition from fintech and digital banks?
Will the bank's strong deposit growth allow it to maintain competitive interest rates while expanding its lending portfolio further?
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