Arman Financial Services files FY26 BRSR report with exchanges

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Anirudha BScanX News Team
Key Highlights
  • Arman Financial Services filed its FY26 BRSR report with stock exchanges on September 5, 2026
  • MSME loans dominate the business mix, contributing 80.82% of total turnover
  • Two-wheeler finance and Loan Against Property account for 9.87% and 5.60% respectively
  • The report was prepared on a standalone basis without external assurance
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Arman Financial Services Limited submitted its Business Responsibility and Sustainability Report (BRSR) for FY26 to the Bombay Stock Exchange and National Stock Exchange on September 5, 2026. The filing, made pursuant to Regulation 34 of the SEBI Listing Regulations, forms part of the company’s Annual Report.

The Ahmedabad-based non-banking financial company reported its disclosures on a standalone basis. The report covers the financial year ending March 31, 2026. Uttam Patel, Company Secretary and Chief Compliance Officer, signed the submission.

Business Mix and Turnover

Arman Financial Services operates primarily in financial service activities, excluding insurance and pension funding. This segment accounts for 100% of the entity’s turnover. The core lending products include two-wheeler finance, MSME finance, Loan Against Property (LAP), and solar financing.

Revenue Contribution by Product

The company’s turnover is heavily concentrated in MSME lending, which contributed 80.82% of total turnover. Two-wheeler loans followed as the second-largest segment at 9.87%. Loan Against Property accounted for 5.60%, while other categories made up 3.69%. Solar financing represented a negligible 0.01% of the turnover.

Product/Service Turnover Contribution
MSME Loan 80.82%
Two-wheeler Loan 9.87%
Loan Against Property 5.60%
Other 3.69%
Solar 0.01%

Corporate Details

Incorporated in 1992, Arman Financial Services has a paid-up capital of ₹10,51,29,210. The company is listed on both BSE Limited and NSE India. The report did not include an external assurance provider or type of assurance obtained.

Historical Stock Returns for Arman Financial Services

1 Day5 Days1 Month6 Months1 Year5 Years
-1.72%-0.02%+1.75%+37.75%+43.74%0.0%

How might Arman Financial Services' heavy reliance on MSME lending (80.82%) expose it to macroeconomic risks if small business credit demand slows down?

What strategic initiatives is the company planning to diversify its revenue mix beyond MSME loans and reduce concentration risk?

Given the negligible 0.01% contribution from solar financing, does the company have a roadmap to scale its green finance portfolio in alignment with broader ESG trends?

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Arman Financial Services schedules 34th AGM for September 28, 2026

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Reviewed by
Suketu GScanX News Team
Key Highlights
  • Arman Financial Services schedules its 34th AGM for September 28, 2026
  • Meeting will adopt standalone and consolidated financial statements for FY26
  • Mr. Aalok Jayendra Patel seeks re-appointment as Director retiring by rotation
  • E-voting facility enabled via NSDL with cutoff date of September 21, 2026
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Arman Financial Services has scheduled its 34th Annual General Meeting for Monday, September 28, 2026. The meeting will commence at 12:00 pm and will be conducted through video conferencing or other audio-visual means.

The company issued the notice in compliance with Regulation 34 and Regulation 53 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Annual Report for FY26, along with the Notice of AGM, has been dispatched to members who have registered email addresses with the Registrar and Transfer Agent or Depository Participant.

Members without registered email IDs are receiving a letter containing a web link to access the documents. The Annual Report is also available on the company’s website.

Agenda Items

The primary business to be transacted includes:

  • Receiving, considering, and adopting the Standalone Financial Statements as at March 31, 2026, including the Audited Balance Sheet and Statement of Profit and Loss.
  • Receiving, considering, and adopting the Consolidated Financial Statements as at March 31, 2026.
  • Appointing Mr. Aalok Jayendrabhai Patel (DIN: 02482747) as Director in place of himself, who retires by rotation and offers himself for re-appointment.

The item regarding the retirement by rotation and re-appointment of Late Shri Jayendrabhai Bhailalbhai Patel has been withdrawn from the notice following his demise on August 25, 2026.

E-Voting Facility

The company has enabled e-voting through National Securities Depository Limited for shareholders holding shares in physical or dematerialized form. The cut-off date for eligibility is Monday, September 21, 2026. Shareholders can cast their votes remotely or during the meeting on the resolutions listed in the notice.

The remote e-voting period begins on Thursday, September 24, 2026, at 9:00 am and ends on Sunday, September 27, 2026, at 5:00 pm. Members are encouraged to update their KYC details, including PAN linked with Aadhaar, nomination, and bank account information, to ensure seamless participation and dividend receipt.

Historical Stock Returns for Arman Financial Services

1 Day5 Days1 Month6 Months1 Year5 Years
-1.72%-0.02%+1.75%+37.75%+43.74%0.0%

How might the withdrawal of the re-appointment for Late Shri Jayendrabhai Bhailalbhai Patel impact the company's board composition and strategic continuity?

What key financial performance indicators in the FY26 standalone and consolidated statements are likely to drive investor sentiment post-AGM?

Could the appointment of Mr. Aalok Jayendrabhai Patel signal any shifts in corporate governance or operational strategy for Arman Financial Services?

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1 Year Returns:+43.74%