Robert Kiyosaki, the renowned author of Rich Dad Poor Dad, has weighed in on one of the most pressing questions facing precious metals investors today: whether it's too late to buy silver after its extraordinary performance in 2025. With silver prices hitting a record high of $78.53 per ounce and emerging as the undisputed star of 2025, Kiyosaki's perspective offers crucial insight into the ongoing debate surrounding the precious metal's rally.

Kiyosaki's Market Outlook

In a recent post on X (formerly Twitter), Kiyosaki directly addressed the question that many retail investors are asking. When posed with "Is it too late to buy silver?", his response was measured: "It depends." He explained that investors who believe silver is at an all-time high might consider themselves too late to the party.

However, Kiyosaki's personal view differs significantly from this cautious stance. The financial commentator expressed his belief that the current price action represents just the beginning of silver's potential upward movement. "I believe silver is just getting started," he stated in his social media post.

Price Predictions and Latest Performance

Kiyosaki shared his bold prediction for silver's future trajectory, suggesting the precious metal could trade within a $70-$200 range by 2026. His outlook presents the following scenario:

According to latest market data, silver jumped by 9.00% to hit its record high, with the rally bolstered by various factors including market deficit and increasing industrial demand. The precious metal's latest surge is also buoyed by renewed hopes of a US Federal Reserve rate cut.

Silver "Hotter Than Gold"

In a follow-up post, Kiyosaki expressed even greater enthusiasm for silver's prospects. "Happy New Year.... smart silver stackers. Your patience has paid off. Now we get richer. Happy 2026. Silver is hotter than gold," he wrote, highlighting that silver is set to break the $80 per ounce mark.

Investment Philosophy and Approach

The Rich Dad Poor Dad author emphasized the importance of independent research and critical thinking in investment decisions. Rather than providing direct investment advice, Kiyosaki encouraged followers to conduct their own due diligence. He specifically recommended exploring various perspectives on platforms like YouTube to understand both the pros and cons before making investment choices.

Kiyosaki's personal investment journey with silver spans nearly six decades. He revealed that he began accumulating the precious metal in 1965 when it traded for less than $1.00 per ounce and continues to purchase silver even at current elevated price levels of over $70.00 per ounce.

Educational Approach to Wealth Building

Central to Kiyosaki's message was his philosophy on wealth creation through education and experience. "The best way for you to get richer is to do your own research... Start small... Then your wealth will be in your head and in your hands," he wrote. According to Kiyosaki, true wealth accumulation occurs when investors develop both intellectual understanding and practical experience.

Key principles from his approach include:

• Starting with modest investments to minimize risk while learning
• Viewing mistakes as educational opportunities rather than failures
• Developing independent thinking rather than relying solely on external advice
• Building wealth through continuous study and practical application

Kiyosaki emphasized that even making mistakes makes investors "richer than a person who just lets people tell them what to do." He advocated for people to study and learn from their own mistakes, wins and losses, as this creates truly rich individuals.

Industry Expert Perspectives

Kiyosaki's bullish outlook aligns with other industry experts. Keith Neumeyer, CEO of First Majestic, has suggested that silver prices could hit the $100.00 mark or even reach as high as $130.00 per ounce. At an event in 2020, Neumeyer stated, "I've been calling for triple-digit silver for a few years now, and I'm more enthused now," though he noted being "cautiously enthused" as he expected the move to happen sooner.

China's only pure-play silver fund experienced a dramatic reversal on Thursday, declining by its maximum daily limit of 10% and ending a frenzied bull run that had prompted unprecedented warnings from its manager. The UBS SDIC Silver Futures Fund LOF's sharp decline followed weeks of gains that the fund manager had flagged as "unsustainable," driven by rising global interest in precious metals.

The fund's dramatic performance has been fueled by a spectacular rally in global silver prices. Spot silver reached a record high of $72.70 per ounce on Wednesday and is currently on track for its best annual performance since 1979. This surge has been part of a broader precious metals rally that included gold, platinum, and palladium, with the momentum gaining further strength from a historic short squeeze in October.

Fund Performance and Premium Concerns

The silver fund's performance has significantly outpaced its underlying assets, creating concerning valuation gaps:

This substantial premium over the value of underlying assets—silver contracts on the Shanghai Futures Exchange—has been a primary concern for fund managers, who have repeatedly warned investors about the danger of steep losses should silver futures reverse.

Regulatory Response and Restrictions

After the fund hit its upward limit of 10% for three consecutive days this week, UBS SDIC Fund Management Co implemented stricter controls on Wednesday evening. The company announced significant restrictions on new subscriptions to Class C shares, which are typically the preferred vehicle for short-term investments.

UBS SDIC also repeated multiple earlier warnings about the fund's high premium over its underlying assets, emphasizing the potential for significant losses if market conditions reverse.

Broader Market Impact

The silver fund's situation reflects broader trends in Chinese precious metals investments. Other Chinese funds linked to gold, platinum, and palladium have also experienced substantial gains and prompted similar warnings to investors. The intense investor interest in precious metals has created a challenging environment for fund managers trying to balance investor enthusiasm with prudent risk management.

The fund's decline on Thursday was expected to help reduce the dangerous premium levels, as the fund's value decreased while futures continued to extend gains. However, UBS SDIC declined to provide additional comments on the situation, leaving investors to monitor how the premium adjusts in coming trading sessions.

The UBS SDIC Silver Futures Fund has gained an impressive 220% amid a global precious metals rally. However, the fund manager's decision to tighten subscription rules and warn of unsustainable gains has led to the fund hitting its daily limit decline of 10%. This sudden reversal highlights the volatility and risks associated with such specialized investment vehicles, particularly when they trade at significant premiums to their underlying assets.