| Annual Financials | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 52 | 26 | 25 | 46 | 64 | 61 | 0 |
| Expenses | 16 | 10 | 9 | 11 | 17 | 18 | 0 |
| EBITDA | 36 | 16 | 16 | 36 | 47 | 43 | 0 |
| Operating Profit % | 69 % | 62 % | 64 % | 77 % | 73 % | 70 % | 0 % |
| Depreciation | 1 | 1 | 0 | 0 | 0 | 1 | 0 |
| Interest | 20 | 11 | 10 | 22 | 30 | 24 | 0 |
| Profit Before Tax | 15 | 5 | 6 | 14 | 17 | 18 | 0 |
| Tax | 4 | 1 | 1 | 4 | 4 | 4 | 0 |
| Net Profit | 11 | 4 | 4 | 10 | 13 | 14 | 0 |
| EPS in ₹ | 17.00 | 6.25 | 3.51 | 7.42 | 8.21 | 7.52 | 0.00 |
Usha Financial Services
Usha Financial Services
48.00
0.00
(0.00%)
Key Fundamentals
Market Cap
208.70 Cr
EPS
7.52
PE Ratio
15.14
Dividend Yield
0.00 %
Industry
Financial Services 52 Week High
168.00
52 Week Low
40.50
PB Ratio
0.99
Debt to Equity
1.15
Sector
NBFC Actual
Company News
View All News
Usha Financial Services has announced Monday as the last trading day for investors to purchase shares and qualify for its 1:1 bonus issue. The record date is set for August 19, with the ex-bonus date also falling on the same day. Under the 1:1 bonus structure, shareholders will receive one additional share for every existing share held as of the record date at no extra cost. For example, an investor holding 100 shares will receive 100 additional bonus shares, doubling their shareholding. The bonus issue aims to reward existing shareholders and improve stock liquidity, though the market price typically adjusts downward proportionally to reflect the increased share count while maintaining overall investment value.
Usha Financial Services: Disappointing Market Debut with 2% DiscountOct 31, 2024
Usha Financial Services shares listed at ₹164, a 2.4% discount to the IPO price of ₹168. The stock hit its lower circuit of ₹155.80 before trading at ₹161 around 10:20 am.
Usha Financial Services: SME Debut with Marginal Premium ExpectedOct 31, 2024
Usha Financial Services to list on NSE SME platform today. Grey market premium suggests a 5% listing gain over the issue price of Rs 9. The NBFC aims to use IPO proceeds for capital augmentation and general corporate purposes. Company has Rs 306 crore AUM, Rs 106 crore net worth, and 33.03% CRAR.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,072.75 | #1 6,74,765.90 | 38.26 | #1 69,724.80 | 26.81 | #1 16,780 | 21.81 | 64.56 | |
307.95 | 1,94,120.20 | 118.87 | 2,078.90 | 12.09 | 1,613 | 0.86 | 49.06 | |
1,723.20 | 1,45,764.00 | 32.79 | 26,152.80 | 34.67 | 4,260 | 20.12 | 66.04 | |
723.70 | 1,35,357.30 | 13.95 | 41,859.50 | 19.61 | 9,423 | 6.34 | 79.69 | |
3,182.00 | 1,26,298.00 | 20.64 | 20,324.50 | 34.04 | 5,352 | 65.12 | 54.22 | |
905.75 | 85,715.10 | 44.66 | 18,637.10 | 6.60 | 1,916 | 9.99 | 51.24 | |
4,687.30 | 52,043.30 | 27.10 | 8,563.00 | 17.53 | 1,813 | 9.27 | 61.54 | |
3,003.40 | 51,728.00 | #1 12.67 | 4,612.20 | #1 76.63 | 4,241 | -14.01 | 40.00 | |
299.90 | 41,574.00 | 18.12 | 18,530.50 | 16.03 | 2,261 | 6.44 | 67.06 | |
493.45 | 38,212.40 | 183.10 | 4,222.80 | 34.17 | -98 | #1 115.75 | 46.90 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-5.31 %
Net Income Growth
7.81 %
Cash Flow Change
-229.51 %
ROE
-45.77 %
ROCE
-44.83 %
EBITDA Margin (Avg.)
-4.21 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 254 | 117 | 164 | 372 | 336 | 440 |
| Fixed Assets | 1 | 1 | 1 | 1 | 7 | 14 |
| Current Assets | 212 | 67 | 121 | 260 | 267 | 319 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 2 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 253 | 116 | 164 | 372 | 327 | 427 |
| Total Liabilities | 254 | 117 | 164 | 372 | 336 | 440 |
| Current Liabilities | 165 | 34 | 63 | 163 | 145 | 128 |
| Non Current Liabilities | 51 | 40 | 53 | 127 | 85 | 101 |
| Total Equity | 39 | 44 | 48 | 82 | 106 | 211 |
| Reserve & Surplus | 33 | 37 | 41 | 73 | 95 | 189 |
| Share Capital | 6 | 6 | 7 | 9 | 11 | 22 |
Cash Flow
| Cash Flow | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 28 | -27 | 0 | -1 | 8 | -2 |
| Investing Activities | 0 | -2 | 0 | 2 | -8 | -4 |
| Operating Activities | -27 | -8 | -35 | -177 | 72 | -93 |
| Financing Activities | 54 | -17 | 35 | 175 | -56 | 95 |
Share Holding
| % Holding | Jul 2024 | Oct 2024 | Mar 2025 | Aug 2025 |
| Promoter | 98.86 % | 72.32 % | 74.54 % | 74.48 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| DIIs | 0.00 % | 0.00 % | 0.05 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.63 % | 12.00 % | 12.20 % | 12.17 % |
| Others | 0.51 % | 15.68 % | 13.22 % | 13.35 % |
| No of Share Holders | 47 | 3,190 | 1,987 | 1,862 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 12 May 2025 |  Quarterly Result Announcement | NA | 12 May 2025 | 77.00 | 81.65 |
| 06 Aug 2025 |  Extraordinary General Meeting | NA | 06 Aug 2025 | 85.80 | 85.50 |
| 19 Aug 2025 |  Bonus | 1:1 | 19 Aug 2025 | 94.10 | 91.80 |
Technical Indicators
RSI(14)
Neutral 61.84
ATR(14)
Volatile 2.15
STOCH(9,6)
Neutral 55.18
STOCH RSI(14)
Neutral 77.05
MACD(12,26)
Bullish 0.31
ADX(14)
Weak Trend 20.78
UO(9)
Bearish 65.24
ROC(12)
Uptrend And Accelerating 9.34
WillR(14)
Overbought -11.76
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
