| Annual Financials | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
Revenue  | 52 | 26 | 25 | 46 | 64 | 61 | 71 |
| Expenses | 16 | 10 | 9 | 11 | 17 | 18 | 16 |
| EBITDA | 36 | 16 | 16 | 36 | 47 | 43 | 55 |
| Operating Profit % | 69 % | 62 % | 64 % | 77 % | 73 % | 70 % | 78 % |
| Depreciation | 1 | 1 | 0 | 0 | 0 | 1 | 2 |
| Interest | 20 | 11 | 10 | 22 | 30 | 24 | 23 |
| Profit Before Tax | 15 | 5 | 6 | 14 | 17 | 18 | 31 |
| Tax | 4 | 1 | 1 | 4 | 4 | 4 | 5 |
| Net Profit | 11 | 4 | 4 | 10 | 13 | 14 | 26 |
| EPS in ₹ | 17.00 | 6.25 | 3.51 | 7.42 | 8.21 | 7.52 | 5.17 |
Usha Financial Services
Usha Financial Services
32.50
-1.50
(-4.41%)
Market Cap
141.29 Cr
PE Ratio
6.58
Volume
1,600.00
Day High - Low
32.50 - 32.50
52W High-Low
107.65 - 26.75
Key Fundamentals
Market Cap
141.29 Cr
EPS
5.17
PE Ratio
6.58
PB Ratio
0.64
Book Value
52.83
EBITDA
54.72
Dividend Yield
0.00 %
Industry
Financial Services Sector
NBFC Return on Equity
6.54
Debt to Equity
1.15
Actual
Company News
View All News
Usha Financial Issues ₹7 Cr NCDs
May 22, 2026
May 22, 2026Usha Financial Services issued 700 secured, redeemable, non-convertible debentures aggregating ₹7 crore via private placement. The Series Q debentures carry a 12% coupon rate and a tenure of 4 years.
Usha Financial FY26 Net Profit at ₹2246.02 CrMay 22, 2026
May 22, 2026Usha Financial Services reported a net profit of ₹2246.02 lakh for FY26. Total income stood at ₹7130.74 lakh for the year ended March 31, 2026.
Usha Financial Services conducted its 1st EGM for FY 2026-27 on May 15, 2026, via VC/OAVM, addressing 9 special and ordinary resolutions including director appointment and borrowing limit increase.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
876.80 | #1 5,45,587.21 | 28.37 | #1 81,482.80 | 16.86 | #1 18,943 | 22.17 | 38.20 | |
912.95 | 2,14,788.51 | 21.40 | 47,508.50 | 13.50 | 9,139 | 40.91 | 40.71 | |
235.03 | 1,49,317.89 | 100.74 | 3,513.26 | #1 69.00 | 1,606 | -13.89 | 44.81 | |
3,218.30 | 1,29,204.60 | #1 12.35 | 31,209.20 | 53.55 | 10,530 | 135.30 | 39.31 | |
1,470.60 | 1,25,273.01 | 24.16 | 31,073.10 | 18.81 | 4,963 | 30.62 | 39.03 | |
596.55 | 56,767.38 | 26.59 | 19,899.60 | 6.77 | 2,161 | 14.06 | 25.91 | |
4,169.50 | 46,324.75 | 22.93 | 9,808.92 | 14.55 | 1,985 | 0.22 | 30.98 | |
290.55 | 40,385.61 | 14.29 | 21,005.40 | 13.36 | 2,844 | 106.16 | 36.60 | |
454.50 | 38,597.30 | 19.98 | 2,608.80 | -43.44 | 2,101 | -96.74 | 39.80 | |
399.30 | 35,148.32 | 64.59 | 6,790.18 | 60.80 | 666 | #1 308.99 | 44.32 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
16.35 %
Net Income Growth
85.87 %
Cash Flow Change
-229.51 %
ROE
-45.77 %
ROCE
-44.83 %
EBITDA Margin (Avg.)
9.78 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 254 | 117 | 164 | 372 | 336 | 440 | 430 |
| Fixed Assets | 1 | 1 | 1 | 1 | 7 | 14 | 23 |
| Current Assets | 212 | 67 | 121 | 260 | 267 | 319 | 403 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 2 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 253 | 116 | 164 | 372 | 327 | 427 | 0 |
| Total Equity & Liabilities | 254 | 117 | 164 | 372 | 336 | 440 | 430 |
| Current Liabilities | 165 | 34 | 63 | 163 | 145 | 128 | 199 |
| Non Current Liabilities | 51 | 40 | 53 | 127 | 85 | 101 | 1 |
| Total Equity | 39 | 44 | 48 | 82 | 106 | 211 | 230 |
| Reserve & Surplus | 33 | 37 | 41 | 73 | 95 | 189 | 186 |
| Share Capital | 6 | 6 | 7 | 9 | 11 | 22 | 44 |
Cash Flow
| Cash Flow | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 28 | -27 | 0 | -1 | 8 | -2 |
| Investing Activities | 0 | -2 | 0 | 2 | -8 | -4 |
| Operating Activities | -27 | -8 | -35 | -177 | 72 | -93 |
| Financing Activities | 54 | -17 | 35 | 175 | -56 | 95 |
Share Holding
| % Holding | Jul 2024 | Oct 2024 | Mar 2025 | Aug 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 98.86 % | 72.32 % | 74.54 % | 74.48 % | 74.48 % | 74.97 % | 74.97 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.75 % | 2.16 % |
| DIIs | 0.00 % | 0.00 % | 0.05 % | 0.00 % | 0.00 % | 0.56 % | 0.56 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.63 % | 12.00 % | 12.20 % | 12.17 % | 12.01 % | 13.25 % | 14.25 % |
| Others | 0.51 % | 15.68 % | 13.22 % | 13.35 % | 13.51 % | 8.47 % | 8.05 % |
| No of Share Holders | 47 | 3,190 | 1,987 | 1,862 | 1,837 | 1,764 | 1,739 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 12 May 2025 |  Quarterly Result Announcement | NA | 12 May 2025 | 77.00 | 81.65 |
| 06 Aug 2025 |  Extraordinary General Meeting | NA | 06 Aug 2025 | 85.80 | 85.50 |
| 19 Aug 2025 |  Bonus | 1:1 | 19 Aug 2025 | 94.10 | 91.80 |
| 14 Nov 2025 | Quarterly Result Announcement | NA | 14 Nov 2025 | 43.15 | 43.00 |
| 07 Feb 2026 | Quarterly Result Announcement | NA | 07 Feb 2026 | 31.85 | 29.05 |
| 15 May 2026 | Extraordinary General Meeting | NA | 15 May 2026 | 33.40 | 29.05 |
| 21 May 2026 | Quarterly Result Announcement | NA | 21 May 2026 | 28.90 | 31.00 |
Technical Indicators
RSI(14)
Neutral 55.19
ATR(14)
Volatile 1.94
STOCH(9,6)
Neutral 54.26
STOCH RSI(14)
Neutral 55.19
MACD(12,26)
Bullish 0.29
ADX(14)
Weak Trend 21.81
UO(9)
Bearish 43.38
ROC(12)
Uptrend And Accelerating 13.33
WillR(14)
Neutral -45.45
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