Usha Financial Services
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Usha Financial Services

50.00
0.00
(0.00%)
Market Cap
217.38 Cr
PE Ratio
8.65
Volume
0.00
Day High - Low
- - -
52W High-Low
56.45 - 26.75
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Key Fundamentals
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Market Cap
217.38 Cr
EPS
5.17
PE Ratio
8.65
PB Ratio
0.95
Book Value
52.83
EBITDA
55.50
Dividend Yield
0.00 %
Sector
NBFC
Return on Equity
9.78
Debt to Equity
1.15
Forecast For
Actual

Company News

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Caret
neutral
Usha Financial Services Limited has appointed Sudhanshu Singhal as an Additional Director (Non-Executive & Independent) effective August 03, 2026. The appointment is subject to shareholder approval at the ensuing General Meeting.
neutral
Usha Financial Services appointed Gopal Rawat as interim CFO effective July 1, 2026. The appointment is temporary until a regular CFO is hired.
neutral
Usha Financial Services allotted 426 NCDs worth ₹4.26 crore on June 22, 2026. The secured debentures carry a 12% coupon rate and mature in four years.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,034.50
#1 6,44,074.97
31.54
#1 81,989.50
19.09
#1 19,332
27.60
38.17
1,028.60
2,42,012.15
21.58
48,192.60
15.13
10,004
59.90
37.93
1,845.90
1,57,360.85
27.46
31,538.70
20.59
5,229
45.56
49.97
229.90
1,51,806.23
73.85
3,542.60
#1 70.41
1,561
155.71
33.72
2,792.10
1,12,094.01
#1 9.95
31,263.40
54.27
10,607
43.08
37.21
655.20
62,349.44
27.85
20,707.60
11.11
2,167
19.50
51.88
4,710.70
52,337.70
23.54
9,873.10
15.30
2,005
33.88
60.17
356.15
49,503.82
15.31
21,086.70
13.79
2,861
75.33
37.71
544.35
46,227.59
20.78
2,653.90
-42.46
1,929
17.52
51.81
445.25
39,203.37
50.25
6,795.70
60.93
542
#1 391.53
35.09
Growth Rate
Revenue Growth
16.89 %
Net Income Growth
69.17 %
Cash Flow Change
116.15 %
ROE
52.81 %
ROCE
25.23 %
EBITDA Margin (Avg.)
11.61 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
2025
2026
TTM
Revenue
52
26
25
46
64
61
71
74
Expenses
16
10
9
11
17
19
16
16
EBITDA
36
16
16
36
47
43
56
59
Operating Profit %
69 %
62 %
64 %
77 %
73 %
70 %
78 %
79 %
Depreciation
1
1
0
0
0
1
2
2
Interest
20
11
10
22
30
24
23
23
Profit Before Tax
15
5
6
14
17
18
31
34
Tax
4
1
1
4
4
4
8
7
Net Profit
11
4
4
10
13
13
23
25
EPS in ₹
17.00
6.25
3.51
7.42
8.21
3.33
5.17
5.80

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
2025
2026
Total Assets
254
117
164
372
336
431
430
Fixed Assets
1
1
1
1
7
23
23
Current Assets
212
67
121
260
267
11
8
Capital Work in Progress
0
0
0
0
2
0
0
Investments
0
0
0
0
0
0
7
Other Assets
253
116
164
372
327
408
400
Total Equity & Liabilities
254
117
164
372
336
431
430
Current Liabilities
165
34
63
163
145
37
26
Non Current Liabilities
51
40
53
127
85
185
174
Total Equity
39
44
48
82
106
209
230
Reserve & Surplus
33
37
41
73
95
187
186
Share Capital
6
6
7
9
11
22
44

Cash Flow

Cash Flow
2020
2021
2022
2023
2024
2025
2026
Net Cash Flow
28
-27
0
-1
8
-2
-3
Investing Activities
0
-2
0
2
-8
-2
-8
Operating Activities
-27
-8
-35
-177
72
-95
15
Financing Activities
54
-17
35
175
-56
95
-11

Share Holding

% Holding
Jul 2024
Oct 2024
Mar 2025
Aug 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
98.86 %
72.32 %
74.54 %
74.48 %
74.48 %
74.97 %
74.97 %
74.97 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.75 %
2.16 %
1.98 %
DIIs
0.00 %
0.00 %
0.05 %
0.00 %
0.00 %
0.56 %
0.56 %
0.57 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.63 %
12.00 %
12.20 %
12.17 %
12.01 %
13.25 %
14.25 %
14.50 %
Others
0.51 %
15.68 %
13.22 %
13.35 %
13.51 %
8.47 %
8.05 %
7.99 %
No of Share Holders
47
3,190
1,987
1,862
1,837
1,764
1,739
1,691

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
26 Sept 2026 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
26 Sept 2026 48.05 50.00
12 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 May 2025 77.00 81.65
06 Aug 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
06 Aug 2025 85.80 85.50
19 Aug 2025 BONUS Bonus
1:1
19 Aug 2025 94.10 91.80
14 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
14 Nov 2025 43.15 43.00
07 Feb 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
07 Feb 2026 31.85 29.05
15 May 2026 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
15 May 2026 33.40 29.05
21 May 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 May 2026 28.90 31.00
12 Aug 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Aug 2026 37.75 42.95

Technical Indicators

RSI(14)
Neutral
59.59
ATR(14)
Less Volatile
2.69
STOCH(9,6)
Neutral
77.74
STOCH RSI(14)
Oversold
17.77
MACD(12,26)
Bullish
0.06
ADX(14)
Strong Trend
35.80
UO(9)
Bearish
69.85
ROC(12)
Uptrend And Accelerating
8.70
WillR(14)
Neutral
-49.62