| Annual Financials | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
Revenue  | 52 | 26 | 25 | 46 | 64 | 61 | 71 | 74 |
| Expenses | 16 | 10 | 9 | 11 | 17 | 19 | 16 | 16 |
| EBITDA | 36 | 16 | 16 | 36 | 47 | 43 | 56 | 59 |
| Operating Profit % | 69 % | 62 % | 64 % | 77 % | 73 % | 70 % | 78 % | 79 % |
| Depreciation | 1 | 1 | 0 | 0 | 0 | 1 | 2 | 2 |
| Interest | 20 | 11 | 10 | 22 | 30 | 24 | 23 | 23 |
| Profit Before Tax | 15 | 5 | 6 | 14 | 17 | 18 | 31 | 34 |
| Tax | 4 | 1 | 1 | 4 | 4 | 4 | 8 | 7 |
| Net Profit | 11 | 4 | 4 | 10 | 13 | 13 | 23 | 25 |
| EPS in ₹ | 17.00 | 6.25 | 3.51 | 7.42 | 8.21 | 3.33 | 5.17 | 5.80 |
Usha Financial Services
Usha Financial Services
45.00
+1.00
(2.27%)
Market Cap
195.64 Cr
PE Ratio
7.61
Volume
33,600.00
Day High - Low
45.00 - 42.60
52W High-Low
53.00 - 26.75
Key Fundamentals
Market Cap
195.64 Cr
EPS
5.17
PE Ratio
7.61
PB Ratio
0.83
Book Value
52.83
EBITDA
55.50
Dividend Yield
0.00 %
Industry
Financial Services Sector
NBFC Return on Equity
9.78
Debt to Equity
1.15
Actual
Company News
View All News
Usha Financial Services Limited has appointed Sudhanshu Singhal as an Additional Director (Non-Executive & Independent) effective August 03, 2026. The appointment is subject to shareholder approval at the ensuing General Meeting.
Usha Financial Services appointed Gopal Rawat as interim CFO effective July 1, 2026. The appointment is temporary until a regular CFO is hired.
Usha Financial Services allots 12% NCDs
Jun 23, 2026
Jun 23, 2026Usha Financial Services allotted 426 NCDs worth ₹4.26 crore on June 22, 2026. The secured debentures carry a 12% coupon rate and mature in four years.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,095.00 | #1 6,81,742.00 | 33.03 | #1 81,989.50 | 19.09 | #1 19,332 | 27.60 | 55.07 | |
1,130.00 | 2,65,869.85 | 23.39 | 48,192.60 | 15.13 | 10,004 | 59.90 | 60.86 | |
244.00 | 1,61,116.66 | 78.26 | 3,542.60 | #1 70.41 | 1,561 | 155.71 | 45.21 | |
1,862.90 | 1,58,810.08 | 28.36 | 31,538.70 | 20.59 | 5,229 | 45.56 | 52.39 | |
3,022.00 | 1,21,323.77 | #1 10.41 | 31,263.40 | 54.27 | 10,607 | 43.08 | 56.21 | |
649.00 | 61,759.44 | 27.02 | 20,707.60 | 11.11 | 2,167 | 19.50 | 53.36 | |
381.60 | 53,041.30 | 16.31 | 21,086.70 | 13.79 | 2,861 | 75.33 | 52.43 | |
4,534.50 | 50,380.05 | 22.57 | 9,873.10 | 15.30 | 2,005 | 33.88 | 49.78 | |
552.25 | 46,898.48 | 21.56 | 2,608.80 | -43.44 | 2,101 | 17.52 | 50.10 | |
490.05 | 43,147.92 | 55.29 | 6,795.70 | 60.93 | 542 | #1 391.53 | 56.36 |
Growth Rate
Revenue Growth
16.89 %
Net Income Growth
69.17 %
Cash Flow Change
116.15 %
ROE
52.81 %
ROCE
25.23 %
EBITDA Margin (Avg.)
11.61 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 254 | 117 | 164 | 372 | 336 | 431 | 430 |
| Fixed Assets | 1 | 1 | 1 | 1 | 7 | 23 | 23 |
| Current Assets | 212 | 67 | 121 | 260 | 267 | 11 | 8 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 2 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 7 |
| Other Assets | 253 | 116 | 164 | 372 | 327 | 408 | 400 |
| Total Equity & Liabilities | 254 | 117 | 164 | 372 | 336 | 431 | 430 |
| Current Liabilities | 165 | 34 | 63 | 163 | 145 | 37 | 26 |
| Non Current Liabilities | 51 | 40 | 53 | 127 | 85 | 185 | 174 |
| Total Equity | 39 | 44 | 48 | 82 | 106 | 209 | 230 |
| Reserve & Surplus | 33 | 37 | 41 | 73 | 95 | 187 | 186 |
| Share Capital | 6 | 6 | 7 | 9 | 11 | 22 | 44 |
Cash Flow
| Cash Flow | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | 28 | -27 | 0 | -1 | 8 | -2 | -3 |
| Investing Activities | 0 | -2 | 0 | 2 | -8 | -2 | -8 |
| Operating Activities | -27 | -8 | -35 | -177 | 72 | -95 | 15 |
| Financing Activities | 54 | -17 | 35 | 175 | -56 | 95 | -11 |
Share Holding
| % Holding | Jul 2024 | Oct 2024 | Mar 2025 | Aug 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 98.86 % | 72.32 % | 74.54 % | 74.48 % | 74.48 % | 74.97 % | 74.97 % | 74.97 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.75 % | 2.16 % | 1.98 % |
| DIIs | 0.00 % | 0.00 % | 0.05 % | 0.00 % | 0.00 % | 0.56 % | 0.56 % | 0.57 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.63 % | 12.00 % | 12.20 % | 12.17 % | 12.01 % | 13.25 % | 14.25 % | 14.50 % |
| Others | 0.51 % | 15.68 % | 13.22 % | 13.35 % | 13.51 % | 8.47 % | 8.05 % | 7.99 % |
| No of Share Holders | 47 | 3,190 | 1,987 | 1,862 | 1,837 | 1,764 | 1,739 | 1,691 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 12 May 2025 |  Quarterly Result Announcement | NA | 12 May 2025 | 77.00 | 81.65 |
| 06 Aug 2025 |  Extraordinary General Meeting | NA | 06 Aug 2025 | 85.80 | 85.50 |
| 19 Aug 2025 |  Bonus | 1:1 | 19 Aug 2025 | 94.10 | 91.80 |
| 14 Nov 2025 | Quarterly Result Announcement | NA | 14 Nov 2025 | 43.15 | 43.00 |
| 07 Feb 2026 | Quarterly Result Announcement | NA | 07 Feb 2026 | 31.85 | 29.05 |
| 15 May 2026 | Extraordinary General Meeting | NA | 15 May 2026 | 33.40 | 29.05 |
| 21 May 2026 | Quarterly Result Announcement | NA | 21 May 2026 | 28.90 | 31.00 |
| 12 Aug 2026 | Quarterly Result Announcement | NA | 12 Aug 2026 | 37.75 | 42.95 |
Technical Indicators
RSI(14)
Neutral 67.27
ATR(14)
Volatile 2.18
STOCH(9,6)
Neutral 70.03
STOCH RSI(14)
Neutral 67.16
MACD(12,26)
Bullish 0.41
ADX(14)
Strong Trend 27.84
UO(9)
Bearish 61.62
ROC(12)
Uptrend And Accelerating 19.21
WillR(14)
Overbought -8.96
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