| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 2 | 1 | 2 | 5 | 0 | 1 | 0 | 1 | 8 | 21 | 3 | -4 | 20 | 67 | -11 | 11 | -28 | 57 | 12 | -18 | 30 | 29 | 40 | 30 | 68 | 78 | -45 | -26 | 32 |
| Expenses | 1 | 2 | 0 | 6 | 2 | 1 | 0 | 12 | 0 | 1 | 0 | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 |
| EBITDA | 1 | -1 | 1 | -0 | -2 | 0 | 0 | -11 | 8 | 20 | 3 | -5 | 20 | 66 | -11 | 10 | -28 | 57 | 12 | -19 | 29 | 28 | 39 | 29 | 67 | 77 | -46 | -28 | 30 |
| Operating Profit % | 61 % | -95 % | 78 % | -5 % | -1,285 % | 0 % | -8 % | -2,236 % | 96 % | 98 % | 92 % | 113 % | 98 % | 99 % | 103 % | 92 % | 102 % | 99 % | 95 % | 108 % | 98 % | 98 % | 98 % | 97 % | 98 % | 98 % | 102 % | 105 % | 94 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 |
| Profit Before Tax | 1 | -1 | 1 | -0 | -2 | -0 | -0 | -11 | 8 | 19 | 3 | -5 | 20 | 66 | -11 | 10 | -29 | 57 | 11 | -20 | 28 | 28 | 39 | 29 | 67 | 77 | -46 | -28 | 29 |
| Tax | 0 | -0 | 0 | 1 | 0 | 2 | 0 | -5 | 4 | 5 | 1 | -6 | 4 | 12 | -1 | 3 | -4 | 11 | 3 | -3 | 4 | 4 | 6 | 6 | 14 | 13 | -7 | -5 | 6 |
| Net Profit | 1 | -1 | 1 | -1 | -2 | -2 | -0 | -6 | 4 | 14 | 2 | 1 | 16 | 53 | -11 | 7 | -25 | 45 | 8 | -17 | 24 | 24 | 33 | 22 | 53 | 63 | -39 | -23 | 24 |
| EPS in ₹ | 6.39 | -5.88 | 11.12 | -7.82 | -16.98 | -17.47 | -0.96 | -60.68 | 38.47 | 143.76 | 21.24 | 9.49 | 155.74 | 520.62 | -105.32 | 62.63 | -239.95 | 440.69 | 81.53 | -168.78 | 237.09 | 231.12 | 323.48 | 217.16 | 509.22 | 614.85 | -382.53 | -222.34 | 258.79 |
Saraswati Commercial
Saraswati Commercial
13,097.00
-121.90
(-0.92%)
Key Fundamentals
Market Cap
1,476.76 Cr
EPS
517.51
PE Ratio
60.70
Dividend Yield
0.00 %
Industry
Financial Services 52 Week High
23,901.50
52 Week Low
9,215.00
PB Ratio
1.54
Debt to Equity
0.03
Sector
NBFC Actual
Company News
View All News
Saraswati Commercial Re-appoints Two Independent Directors for Second Five-Year TermsSep 25, 2025
Saraswati Commercial (India) Limited shareholders approved the re-appointment of Mrs. Neha Bandyopadhyay and Mrs. Rupal Vora as Non-Executive Independent Directors for second consecutive five-year terms at the 42nd Annual General Meeting held on September 25, 2025. Mrs. Bandyopadhyay's term will run from February 11, 2026 to February 10, 2031, while Mrs. Vora's term extends from April 28, 2026 to April 27, 2031. Mrs. Bandyopadhyay holds degrees in science and textile design from Delhi University along with MBA, MSc, and B.Ed qualifications, and serves as Director at International Indian Folk Art Gallery, Australia. Mrs. Vora brings over 25 years of legal and financial experience, holding degrees from University of Mumbai including bachelor's in Accounting and Finance and L.L.B., and serves as Director at multiple companies while specializing in direct tax consultation. Both directors are confirmed as not being debarred by SEBI or other authorities and have no relationships with existing board members.
Saraswati Commercial's Statutory Auditors Resign Due to RBI Compliance RequirementsAug 13, 2025
M/s. Ajmera Ajmera & Associates, Chartered Accountants, resigned as Statutory Auditors of Saraswati Commercial (India) Limited on August 13, 2025, with immediate effect. The resignation occurred because the auditing firm does not meet RBI eligibility criteria required for NBFCs with asset sizes exceeding Rs. 1,000 crore. Saraswati Commercial's asset size crossed Rs. 1,000 crore as of March 31, 2025, triggering stricter RBI guidelines that mandate specific qualifications including minimum full-time partners, Fellow Chartered Accountant partners, CISA/ISA qualified staff, audit experience, and professional staff numbers. The auditors were originally appointed for a five-year term from September 2022 until the 44th Annual General Meeting. The Board of Directors accepted the resignation, noting no concerns were raised by the auditors regarding company management and no material reasons beyond regulatory compliance issues.
Saraswati Commercial (India) Limited's Board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2025. The company scheduled its 42nd Annual General Meeting for September 25, 2025, via video conferencing. Key governance changes include reappointment of Ms. Neha Bandyopadhyay and Mrs. Rupal Vora as Non-Executive Independent Directors for second consecutive 5-year terms, effective February 11, 2026, and April 28, 2026, respectively. The Board also approved reappointment of Mr. Sandeep Kumar Kejariwal as Director. In auditor changes, M/s. Ajmera Ajmera & Associates resigned as Statutory Auditor, with M/s. GBCA & Associates LLP appointed for a 3-year term from the 42nd to 45th AGM. The company's share transfer books will remain closed from September 18-25, 2025, for AGM purposes.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,020.45 | #1 6,34,973.16 | 36.03 | #1 69,724.80 | 26.81 | #1 16,780 | 21.81 | 63.43 | |
306.25 | 1,94,564.96 | 121.51 | 2,078.90 | 12.09 | 1,613 | 3.87 | 51.61 | |
1,604.50 | 1,35,002.47 | 31.07 | 26,152.80 | 34.67 | 4,260 | 20.12 | 61.33 | |
3,232.60 | 1,29,778.70 | 21.05 | 20,324.50 | 34.04 | 5,352 | #1 65.12 | 76.68 | |
666.80 | 1,25,425.61 | 14.84 | 41,859.50 | 19.61 | 9,423 | 6.34 | 66.62 | |
930.00 | 88,493.63 | 45.72 | 18,637.10 | 6.60 | 1,916 | -6.48 | 66.10 | |
3,268.30 | 55,510.47 | #1 13.30 | 4,612.20 | #1 76.63 | 4,241 | -14.01 | 62.50 | |
4,375.00 | 48,607.94 | 25.90 | 8,563.00 | 17.53 | 1,813 | 9.27 | 44.57 | |
521.00 | 40,596.77 | 173.32 | 4,222.80 | 34.17 | -98 | -78.53 | 73.44 | |
277.80 | 38,613.40 | 17.22 | 18,530.50 | 16.03 | 2,261 | 6.44 | 58.85 |
Growth Rate
Revenue Growth
-41.23 %
Net Income Growth
-48.60 %
Cash Flow Change
-73.50 %
ROE
-62.93 %
ROCE
-61.59 %
EBITDA Margin (Avg.)
-4.28 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 82 | 133 | 162 | 254 | 168 | 299 | 488 | 491 | 770 | 1,109 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Assets | 56 | 35 | 69 | 12 | 25 | 6 | 14 | 1 | 6 | 24 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 25 | 3 | 32 | 238 | 137 | 292 | 474 | 489 | 762 | 1,084 |
| Other Assets | 57 | 130 | 129 | 16 | 31 | 7 | 14 | 2 | 8 | 25 |
| Total Liabilities | 82 | 133 | 162 | 254 | 168 | 299 | 488 | 491 | 770 | 1,109 |
| Current Liabilities | 47 | 17 | 32 | 1 | 10 | 1 | 1 | 1 | 14 | 2 |
| Non Current Liabilities | 0 | 0 | 0 | 8 | 0 | 16 | 57 | 49 | 54 | 134 |
| Total Equity | 35 | 116 | 129 | 246 | 158 | 281 | 430 | 441 | 702 | 973 |
| Reserve & Surplus | 35 | 115 | 128 | 244 | 156 | 278 | 426 | 437 | 696 | 967 |
| Share Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Cash Flow
| Cash Flow | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 0 | 2 | -1 | -0 | 7 | -8 | 2 | -2 | 3 | 20 |
| Investing Activities | 20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 |
| Operating Activities | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 |
| Financing Activities | -4 | -3 | -3 | -0 | 9 | -7 | 33 | -7 | -24 | 120 |
Share Holding
| % Holding | Mar 2021 | Apr 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 73.73 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 72.32 % | 73.99 % | 73.99 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 9.85 % | 9.57 % | 9.63 % | 9.84 % | 9.91 % | 9.91 % | 9.89 % | 9.88 % | 9.87 % | 9.88 % | 9.89 % | 9.88 % | 9.84 % | 9.78 % | 9.82 % | 9.74 % | 9.78 % | 9.17 % | 9.20 % |
| Others | 16.43 % | 18.11 % | 18.05 % | 17.84 % | 17.77 % | 17.77 % | 17.79 % | 17.80 % | 17.81 % | 17.80 % | 17.79 % | 17.79 % | 17.84 % | 17.90 % | 17.86 % | 17.94 % | 17.90 % | 16.84 % | 16.81 % |
| No of Share Holders | 1,017 | 1,018 | 1,129 | 1,271 | 1,236 | 1,305 | 1,314 | 1,643 | 1,702 | 1,789 | 1,796 | 1,780 | 1,765 | 1,999 | 1,970 | 2,936 | 3,106 | 3,225 | 3,130 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 26 Sept 2024 |  Annual General Meeting | NA | 26 Sept 2024 | 17,246.50 | 23,887.05 |
| 12 Nov 2024 |  Quarterly Result Announcement | NA | 12 Nov 2024 | 22,490.40 | 20,751.85 |
| 11 Feb 2025 | Quarterly Result Announcement | NA | 11 Feb 2025 | 16,205.10 | 15,632.60 |
| 27 May 2025 | Quarterly Result Announcement | NA | 27 May 2025 | 17,330.30 | 16,088.70 |
| 13 Aug 2025 | Quarterly Result Announcement | NA | 13 Aug 2025 | 13,097.25 | 13,298.20 |
| 25 Sept 2025 | Annual General Meeting | NA | 25 Sept 2025 | 13,304.40 | 12,627.85 |
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Updates on Acquisition6 days ago
6 days agoIntroduction Of New Email ID Of The MUFG Intime India Private Limited (RTA) For Investors.7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Updates on Acquisition7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Acquisition8 days ago
8 days agoShareholder Meeting / Postal Ballot-Scrutinizers ReportSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Updates on AcquisitionSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 25, 2025
Sep 25, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-AcquisitionSep 24, 2025
Sep 24, 2025Closure of Trading WindowSep 24, 2025
Sep 24, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 23, 2025
Sep 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 02, 2025
Sep 02, 2025Letter To Members - Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015.Sep 01, 2025
Sep 01, 2025Reg. 34 (1) Annual Report.Sep 01, 2025
Sep 01, 2025Notice Of The 42Nd Annual General Meeting Of Saraswati Commercial (India) Limited.Sep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 14, 2025
Aug 14, 2025Book Closure For The 42Nd Annual General Meeting Of The Company.Aug 13, 2025
Aug 13, 202542Nd AGM Of The Company Will Be Held On Thursday 25Th September 2025 Through Video Conferencing ("VC)/ Other Audio Visual Means ("OAVM").Aug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Resignation of Statutory AuditorsAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 13, 2025
Aug 13, 2025Considered And Approved The Un-Audited Standalone And Consolidated Financial Results For The Quarter Ended 30Th June 2025 Along With The Limited Review Report From Statutory Auditors For The Corresponding Period.Aug 13, 2025
Aug 13, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On Wednesday 13Th August 2025.Aug 13, 2025
Aug 13, 2025Board Meeting Intimation for Forthcoming Meeting Of Board Of Directors To Be Held On Wednesday 13Th August 2025.Aug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Updates on AcquisitionAug 02, 2025
Aug 02, 2025Announcement under Regulation 30 (LODR)-Updates on AcquisitionJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-AcquisitionJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-AcquisitionJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Updates on AcquisitionJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-AcquisitionJul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Updates on AcquisitionJul 10, 2025
Jul 10, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 04, 2025
Jul 04, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-AcquisitionJun 24, 2025
Jun 24, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 28, 2025
May 28, 2025Amendment In Code Of Conduct For Prevention Of Insider Trading And Fair Disclosure Of Unpublished Price Sensitive Information - Regulation 8 Read With SEBI (Prohibition Of Insider Trading) Regulations 2015.May 27, 2025
May 27, 2025Re-Appointment Of M/S. Rajiv A. Gupta & Associates Chartered Accountant As The Internal Auditor Of The Company For The Financial Year 2025-2026.May 27, 2025
May 27, 2025Intimation Of Approval To Designate Ms. Meenakshi Bishnoi Chief Compliance Officer Of The Company As The Senior Managerial Personnel Of The Company.May 27, 2025
May 27, 2025Appointment Of M/S. Avani Gandhi & Associates Practicing Company Secretaries As The Secretarial Auditor Of The Company.May 27, 2025
May 27, 2025Considered & Approved The Audited Standalone And Consolidated Financial Results Of The Company For The Quarter And Financial Year Ended On 31St March 2025 & Auditors Report On The Same & Declaration Pursuant To Regulation 33(3)(D) Of SEBI (Listing ObligatMay 27, 2025
May 27, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On Tuesday 27Th May 2025.May 27, 2025
May 27, 2025Board Meeting Intimation for Forthcoming Meeting Of Board Of Directors To Be Held On 27Th May 2025.May 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-AcquisitionMay 17, 2025
May 17, 2025Technical Indicators
RSI(14)
Neutral 53.39
ATR(14)
Less Volatile 659.96
STOCH(9,6)
Neutral 48.87
STOCH RSI(14)
Overbought 89.56
MACD(12,26)
Bullish 124.43
ADX(14)
Weak Trend 24.38
UO(9)
Bearish 48.11
ROC(12)
Uptrend And Accelerating 3.59
WillR(14)
Neutral -59.69
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