PTC India Financial Services

PTC India Financial Services

35.85
+0.21
(0.59%)
hide
Key Fundamentals
Add Ratio
Market Cap
2,302.60 Cr
EPS
3.38
PE Ratio
6.57
Dividend Yield
0.00 %
52 Week High
46.00
52 Week Low
29.41
PB Ratio
0.77
Debt to Equity
1.28
Sector
NBFC
Forecast For
Actual

Company News

View All News
Caret
positive
PTC India Financial Services Reports Strong Q2 Sanctions at INR1,048 Crores Despite Lower DisbursementsOct 27, 2025
PTC India Financial Services Limited reported quarterly results with loan sanctions of INR1,048 crores and disbursements of INR326 crores. The company achieved its highest sanction numbers in 10 quarters, with 100% disbursements in the private sector. Gross Stage III assets reduced by 75% over the past year to INR193 crores, with net Stage III down 83% to INR47 crores. The Vento Power account was resolved through management change with Enviro Infra Engineers for INR115.6 crores. Revenue stood at INR132 crores with PAT of INR88 crores. Net worth improved to INR2,978 crores from INR2,754 crores in March 2025. Cost of borrowing decreased to 9.49% from 9.67%. Gross NPA reduced to 5.23% from 10.22%, while net NPA fell to 1.32% from 4.13%. Three Independent Directors resigned on September 26, with Ms. Mini Ipe appointed as replacement. The company revised full-year disbursement guidance to INR2,500-3,000 crores from earlier projections. Management expects to resolve the remaining Danu Wind account for INR220-230 crores recovery.
positive
PTC India Financial Services Limited reported quarterly results for the period ended September 30, 2025, showing significant improvement in financial performance. The company's profit after tax surged to ₹88.14 crore for the quarter compared to ₹24.02 crore in the same period last year. For the six-month period, profit after tax reached ₹224.77 crore versus ₹63.41 crore in the previous year. Total income for the quarter stood at ₹131.86 crore. The company successfully resolved non-performing assets, receiving ₹25 crore from NSL Nagapatnam Power and Infratech Limited and ₹115.61 crore from Vento Power Infra Private Limited. The company also upgraded IL&FS Tamilnadu Power Co. Limited to standard category following regulatory approval. PTC India Financial Services maintains a capital adequacy ratio of 62.63% and a net worth of ₹2,978.16 crore as of September 30, 2025.
neutral
PTC Financial Services CEO R Balaji responded to questions about three independent directors' resignations, stating he was unaware of any issues they cited and that board meetings proceeded harmoniously. The departing directors had claimed functioning impartially was difficult, but Balaji emphasized the company maintains one of the most independent boards in the country. He confirmed ongoing communication with the former directors who raised unspecified concerns. Despite the resignations, four independent directors remain on the board. Balaji outlined the company's transformation strategy built on four pillars: improving systems and processes, building institutional capability, broadening employee talent, and creating a more granular book to withstand economic shocks. The CEO noted that non-retail holding has increased, indicating confidence in the transformation plan, and management remains confident in ongoing efforts and investor support.
View more
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,066.60
#1 6,63,689.90
37.64
#1 69,724.80
26.81
#1 16,780
21.81
58.54
299.30
1,90,149.50
116.44
2,078.90
12.09
1,613
0.86
38.06
816.35
1,53,556.10
15.56
41,859.50
19.61
9,423
7.47
88.94
1,703.90
1,43,366.00
30.90
26,152.80
34.67
4,260
19.82
56.26
3,230.00
1,29,674.30
21.15
20,324.50
34.04
5,352
65.12
59.36
872.00
82,974.70
43.27
18,637.10
6.60
1,916
9.99
39.93
4,808.00
53,418.70
27.12
8,563.00
17.53
1,813
11.90
63.61
2,800.10
47,558.30
#1 11.65
4,612.20
#1 76.63
4,241
-14.01
30.26
313.25
43,540.80
17.65
18,530.50
16.03
2,261
45.15
66.84
463.60
36,124.10
172.93
4,222.80
34.17
-98
#1 115.75
35.96

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
-17.85 %
Net Income Growth
35.03 %
Cash Flow Change
-55.55 %
ROE
24.49 %
ROCE
10.33 %
EBITDA Margin (Avg.)
16.66 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
325
354
336
331
352
354
332
333
298
298
269
275
254
242
241
231
207
196
194
200
193
202
204
177
161
163
158
155
142
132
Expenses
25
36
29
28
72
44
34
94
48
52
52
137
26
28
94
61
25
17
36
48
34
14
32
64
12
15
-2
7
-71
-45
EBITDA
300
318
307
303
280
310
298
239
250
247
218
137
228
215
147
170
182
179
158
152
159
188
172
113
149
148
160
149
214
177
Operating Profit %
92 %
90 %
91 %
92 %
80 %
87 %
90 %
72 %
83 %
83 %
81 %
50 %
90 %
89 %
59 %
73 %
88 %
91 %
81 %
75 %
82 %
93 %
84 %
64 %
92 %
91 %
101 %
96 %
150 %
134 %
Depreciation
1
1
1
1
2
2
2
2
2
2
2
2
1
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
Interest
215
242
242
245
255
240
230
223
206
197
183
166
166
143
136
135
113
107
108
105
109
107
103
92
88
83
78
72
65
58
Profit Before Tax
84
75
65
57
23
68
66
14
43
49
33
-31
61
70
10
34
68
70
49
46
49
80
68
19
59
63
81
75
146
118
Tax
28
25
23
21
8
24
23
7
16
17
12
23
15
18
3
9
17
18
13
9
13
20
17
5
15
16
14
17
10
30
Net Profit
56
50
42
37
16
44
43
7
27
32
21
-54
46
53
7
25
51
53
36
36
37
60
50
14
44
47
67
58
137
88
EPS in ₹
0.87
0.77
0.65
0.58
0.24
0.69
0.67
0.11
0.41
0.50
0.32
-0.84
0.71
0.82
0.11
0.39
0.79
0.82
0.56
0.57
0.57
0.93
0.78
0.22
0.69
0.74
1.05
0.91
2.13
1.37

Balance Sheet

Balance Sheet
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
8,823
10,752
12,315
13,193
11,642
11,532
9,516
7,634
6,525
5,683
Fixed Assets
18
15
14
12
22
16
12
30
25
23
Current Assets
700
750
149
254
770
1,104
1,064
615
1,547
1,175
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Investments
0
0
63
96
356
373
350
91
122
268
Other Assets
8,805
10,737
12,238
13,085
11,264
11,143
9,155
7,513
6,377
5,391
Total Liabilities
8,823
10,752
12,315
13,193
11,642
11,532
9,516
7,634
6,525
5,683
Current Liabilities
2,175
3,519
542
208
252
533
131
70
61
67
Non Current Liabilities
4,906
4,814
9,834
10,918
9,275
8,880
7,121
5,122
3,926
2,861
Total Equity
1,743
2,419
1,939
2,067
2,115
2,120
2,264
2,443
2,539
2,754
Reserve & Surplus
1,181
1,777
1,297
1,424
1,473
1,477
1,622
1,801
1,897
2,112
Share Capital
562
642
642
642
642
642
642
642
642
642

Cash Flow

Cash Flow
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
2
11
24
-21
191
266
-151
-312
205
532
Investing Activities
-1
-5
-13
-0
-386
-162
-154
260
-689
776
Operating Activities
-1,167
-889
-1,302
237
3,228
1,311
2,721
1,887
2,563
1,139
Financing Activities
1,169
904
1,338
-257
-2,652
-883
-2,719
-2,459
-1,669
-1,383

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
64.99 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.01 %
2.66 %
2.62 %
2.35 %
2.05 %
2.03 %
2.08 %
2.22 %
2.19 %
DIIs
3.13 %
3.60 %
1.21 %
1.70 %
1.70 %
1.70 %
3.81 %
3.81 %
3.26 %
2.27 %
2.21 %
2.31 %
2.68 %
2.86 %
5.00 %
5.48 %
5.43 %
5.08 %
5.06 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
27.16 %
27.34 %
27.37 %
27.38 %
27.55 %
27.59 %
26.01 %
26.10 %
26.65 %
27.14 %
26.34 %
25.84 %
25.89 %
25.94 %
23.97 %
23.93 %
23.97 %
24.02 %
24.04 %
Others
4.72 %
4.07 %
6.42 %
5.92 %
5.76 %
5.72 %
5.19 %
5.10 %
5.10 %
5.60 %
4.44 %
4.19 %
3.82 %
3.85 %
3.99 %
3.57 %
3.53 %
3.69 %
3.71 %
No of Share Holders
1,08,368
1,12,046
1,14,301
1,15,013
1,21,676
1,18,881
1,16,945
1,14,755
1,14,102
1,15,565
1,25,807
1,35,117
1,48,802
1,47,974
1,44,836
1,43,150
1,41,201
1,41,396
1,37,774

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 1.5 0.2 0.8 0.45 0.00 0.00 0.00 0.00 0.00
Dividend Yield (%) 0.00 6.24 1.26 10.13 2.49 0.00 0.00 0.00 0.00 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
05 Sept 2023 DIVIDEND Dividend
₹ 1.00 /share
05 Sept 2023 15.77 30.42
25 Jan 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
25 Jan 2024 53.75 53.75
12 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
12 Sept 2024 57.20 53.61
28 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Oct 2024 45.57 41.96
28 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2025 38.71 34.23
09 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
09 May 2025 31.92 31.62
30 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jul 2025 41.06 40.31
06 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
06 Aug 2025 41.53 39.81
23 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2025 34.88 33.70

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 24, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 23, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 23, 2025
Compliances-Reg. 54 - Asset Cover details Oct 23, 2025
Board Meeting Outcome for Unaudited Quarterly Results For The Quarter And Half Year Ended September 30 2025 And Outcome Of Board MeetingOct 23, 2025
Unaudited Financial Results (Both Standalone And Consolidated) For The Quarter And Half Year Ended September 30 2025 And Outcome Of Board MeetingOct 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 16, 2025
Board Meeting Intimation for Board Meeting Intimation For Considering The Unaudited Financial Results For The Quarter And Half Year Ended 30Th September 2025Oct 16, 2025
Announcement under Regulation 30 (LODR)-Credit RatingOct 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateOct 05, 2025
Managements Response To Clarification Sought By BSE In Respect Of Resignation Of The Independent DirectorsSep 30, 2025
ClarificationSep 30, 2025
Managements Clarification In Respect Of The Resignation Of The Independent DirectorsSep 29, 2025
Announcement under Regulation 30 (LODR)-Resignation of DirectorSep 28, 2025
Announcement under Regulation 30 (LODR)-Resignation of DirectorSep 26, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 09, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 02, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 - Update On Orders Of Regional Director (North) MCAAug 21, 2025
Update On Vento Power Infra Pvt. LimitedAug 20, 2025
Update On Vento Power Infra Pvt. LimitedAug 20, 2025
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderAug 13, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 06, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 06, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 06, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 05, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 01, 2025
Compliances-Reg. 54 - Asset Cover details Jul 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 31, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 30, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 30, 2025
Financial Results For The Quarter Ended 30Th June 2025Jul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 24, 2025
Board Meeting Intimation for Board Meeting Intimation For Considering The Unaudited Financial Results (Both Standalone And Consolidated) For First Quarter Ended 30Th June 2025.Jul 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 16, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jul 15, 2025
Reg. 34 (1) Annual Report.Jul 15, 2025
Notice Of 19Th Annual General Meeting To Be Held On 6Th August 2025Jul 15, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 12, 2025
Board Meeting Outcome for Appointment Of Secretarial Auditors Of The Company Subject To The Approval Of The Members Of The CompanyJul 09, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Closure of Trading WindowJun 25, 2025
Update On Vento Power Infra Pvt. LimitedJun 24, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 10, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bandhan Infrastructure Fund Direct Plan-Growth
0.00%
-12400122
-2.69%
-2.93%
Bandhan Large & Mid Cap Fund Direct-Growth
0.00%
-6258429
-0.20%
-0.23%
Bandhan Business Cycle Fund Direct-Growth
0.00%
-4776129
-1.05%
-1.14%
Bandhan Retirement Fund Direct-Growth
0.00%
0
0.00%
0.00%

Technical Indicators

RSI(14)
Neutral
46.79
ATR(14)
Less Volatile
1.25
STOCH(9,6)
Neutral
43.70
STOCH RSI(14)
Neutral
59.95
MACD(12,26)
Bullish
0.12
ADX(14)
Strong Trend
25.03
UO(9)
Bearish
41.90
ROC(12)
Uptrend And Accelerating
3.07
WillR(14)
Neutral
-60.30