Mangal Credit & Fincorp

Mangal Credit & Fincorp

182.90
+4.06
(2.27%)
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Key Fundamentals
Add Ratio
Market Cap
386.20 Cr
EPS
3.71
PE Ratio
31.14
Dividend Yield
0.38 %
52 Week High
215.75
52 Week Low
134.15
PB Ratio
2.50
Debt to Equity
0.76
Sector
NBFC
Forecast For
Actual

Company News

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positive
Mangal Credit has completed the conversion of 15.5 lakh warrants into equity shares at ₹110 per share. The conversion raised ₹127.9 crore from promoter Hardik Jain. Following this transaction, the company's equity capital has expanded to ₹21.1 crore, with promoter holding increasing to 11.26%.
neutral
Mangal Credit and Fincorp Limited approved unaudited financial results for the quarter ended June 30, 2025. The company reported total revenue from operations of Rs 1,447.22 lakhs compared to Rs 1,187.17 lakhs in the same quarter last year. Net profit for the quarter stood at Rs 299.94 lakhs versus Rs 374.70 lakhs in the previous year quarter. The Board approved re-appointment of Mr. Sriram Sankaranarayanan as Independent Director for a second five-year term and appointed Vijay S. Tiwari & Associates as Secretarial Auditor for five years starting FY 2025-26. The company scheduled its 63rd Annual General Meeting for September 25, 2025, and fixed September 17, 2025 as the record date for dividend eligibility. During the quarter, the company issued 2,500 non-convertible debentures worth Rs 2,500 lakhs. The company operates as a Base Layer NBFC registered with Reserve Bank of India.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,066.60
#1 6,63,689.90
37.64
#1 69,724.80
26.81
#1 16,780
21.81
58.54
299.30
1,90,149.50
116.44
2,078.90
12.09
1,613
0.86
38.06
816.35
1,53,556.10
15.56
41,859.50
19.61
9,423
7.47
88.94
1,703.90
1,43,366.00
30.90
26,152.80
34.67
4,260
19.82
56.26
3,230.00
1,29,674.30
21.15
20,324.50
34.04
5,352
65.12
59.36
872.00
82,974.70
43.27
18,637.10
6.60
1,916
9.99
39.93
4,808.00
53,418.70
27.12
8,563.00
17.53
1,813
11.90
63.61
2,800.10
47,558.30
#1 11.65
4,612.20
#1 76.63
4,241
-14.01
30.26
313.25
43,540.80
17.65
18,530.50
16.03
2,261
45.15
66.84
463.60
36,124.10
172.93
4,222.80
34.17
-98
#1 115.75
35.96
Growth Rate
Revenue Growth
-9.54 %
Net Income Growth
-20.21 %
Cash Flow Change
-95.93 %
ROE
-21.50 %
ROCE
2.35 %
EBITDA Margin (Avg.)
13.19 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Revenue
26
10
16
82
13
7
10
Expenses
19
15
4
67
8
5
4
EBITDA
7
-6
12
15
5
2
6
Operating Profit %
21 %
-110 %
73 %
17 %
32 %
15 %
55 %
Depreciation
0
2
2
3
2
2
2
Interest
2
2
2
4
2
2
2
Profit Before Tax
4
-10
8
8
2
-1
2
Tax
1
0
0
1
1
1
0
Net Profit
3
-10
8
7
1
-2
2
EPS in ₹
1.44
-5.38
4.00
2.32
0.53
-0.99
1.01

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
Total Assets
268
199
221
229
205
Fixed Assets
21
22
27
26
22
Current Assets
234
160
171
163
137
Capital Work in Progress
0
0
0
0
7
Investments
0
0
0
2
2
Other Assets
246
177
194
201
175
Total Liabilities
268
199
221
229
205
Current Liabilities
210
100
110
88
69
Non Current Liabilities
10
22
32
42
35
Total Equity
47
76
79
100
102
Reserve & Surplus
32
47
51
72
74
Share Capital
1
16
16
19
19

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
Net Cash Flow
6
-4
0
2
12
Investing Activities
26
-30
-12
-30
-1
Operating Activities
7
44
-7
31
1
Financing Activities
-27
-17
19
1
13

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Aug 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Aug 2025
Sept 2025
Promoter
61.02 %
61.38 %
61.86 %
61.98 %
62.36 %
63.01 %
63.41 %
63.53 %
55.36 %
55.43 %
55.46 %
50.65 %
51.61 %
51.71 %
51.71 %
51.71 %
51.71 %
51.71 %
51.71 %
55.25 %
55.25 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.09 %
0.00 %
0.15 %
0.20 %
0.01 %
DIIs
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
Government
0.26 %
0.26 %
0.26 %
0.64 %
0.64 %
0.64 %
0.64 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
34.29 %
34.64 %
33.59 %
32.30 %
32.86 %
33.08 %
32.51 %
31.72 %
31.22 %
30.31 %
29.81 %
29.15 %
28.13 %
27.31 %
27.05 %
26.34 %
24.93 %
24.75 %
24.15 %
21.73 %
21.55 %
Others
4.42 %
3.71 %
4.29 %
5.07 %
4.13 %
3.26 %
3.43 %
4.74 %
13.40 %
14.25 %
14.72 %
20.19 %
20.25 %
20.98 %
21.24 %
21.94 %
23.27 %
23.54 %
23.99 %
22.81 %
23.18 %
No of Share Holders
4,468
5,113
4,715
4,460
4,656
4,479
4,432
4,355
4,293
4,293
4,401
4,267
4,453
4,503
4,341
4,676
3,491
3,472
3,423
3,397
3,402

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.6 0.75
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.41

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
19 Dec 2015 BONUS Bonus
5:1
17 Dec 2015 0.00 0.00
23 Sept 2021 DIVIDEND Dividend
₹ 0.50 /share
21 Sept 2021 59.00 61.15
21 Sept 2022 DIVIDEND Dividend
₹ 0.50 /share
20 Sept 2022 129.10 128.90
14 Sept 2023 DIVIDEND Dividend
₹ 0.50 /share
13 Sept 2023 111.60 98.40
15 Feb 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
15 Feb 2024 111.05 108.65
18 Sept 2024 DIVIDEND Dividend
₹ 0.60 /share
17 Sept 2024 107.50 139.84
25 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2024 119.95 139.45
07 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
07 Nov 2024 136.00 148.10
10 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
10 Feb 2025 157.05 168.43
15 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 May 2025 157.14 158.30
05 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Aug 2025 190.27 183.35
17 Sept 2025 DIVIDEND Dividend
₹ 0.75 /share
17 Sept 2025 158.30 186.67
25 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
25 Sept 2025 183.35 188.79

Announcements

Board Meeting Intimation for Approving Unaudited Financial Results For The Quarter And Half Year Ended 30Th September 2025 And Consider The Proposal Of Fund Raising By Way Of Issuance Of NCD2 days ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 29, 2025
Closure of Trading WindowSep 25, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 25, 2025
Intimation For Opening Of New Branches In The States Of Rajasthan And Maharashtra.Sep 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 05, 2025
Reg. 34 (1) Annual Report.Sep 03, 2025
Notice Of 63Rd Annual General Meeting To Be Held On Thursday 25Th September 2025 At 12.30 P.M. Through Video Conferencing (VC) Facility / Other Audio Visual Means (OAVM)Sep 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 29, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 29, 2025
INTIMATION OF BRANCH OPENING IN THE STATE OF MAHARASHTRA (KARJAT)Aug 21, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 21, 2025
Announcement under Regulation 30 (LODR)-AllotmentAug 19, 2025
Intimation For Opening Of New Branch In The State Of Rajasthan.Aug 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 06, 2025
Intimation Of Book Closure For The Purpose Of 63Rd Annual General Meeting.Aug 05, 2025
Intimation Of Record Date For The Purpose Of Final Dividend.Aug 05, 2025
63Rd Annual General Meeting Of The Company For The Financial Year 2024-25 Scheduled To Be Held On Thursday 25Th September 2025 At 12.30 P.M. (IST) Through Video Conferencing / Other Audio-Visual MeansAug 05, 2025
Appointment Of Secretarial Auditor For A Term Of Five Consecutive Years Subject To Approval Of The Members At The Ensuing Annual General Meeting.Aug 05, 2025
Re-Appointment Of Mr. Sriram Sankaranarayanan As An Independent Director For A Second Term.Aug 05, 2025
Unaudited Financial Results For Quarter Ended 30Th June 2025.Aug 05, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On Tuesday 5Th August 2025.Aug 05, 2025
Board Meeting Intimation for Adoption Of Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 29, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 17, 2025
Announcement under Regulation 30 (LODR)-AllotmentJul 14, 2025
Closure of Trading WindowJun 26, 2025
Board Meeting Outcome for Outcome Of The Board MeetingJun 24, 2025
Board Meeting Intimation for Considering The Proposal Of Fund Raising By Way Of Issuance Of Non - Convertible DebenturesJun 19, 2025
Intimation For Opening Of New Branch In The State Of Maharashtra.Jun 05, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 16, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 16, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMay 15, 2025
Results For The Quarter And Financial Year Ended 31St March 2025May 15, 2025
Board Meeting Outcome for Please Find Enclosed Herewith Outcome Of Board Meeting Held On 15Th May 2025May 15, 2025
Board Meeting Intimation for Considering And Adopting The Audited Financial Results For The Quarter And Financial Year Ended 31St March 2025May 12, 2025
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure AApr 17, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 14, 2025
Cancellation of Board MeetingApr 10, 2025
Board Meeting Intimation for Considering The Proposal Of Fund Raising By Way Of Issuance Of Non- Convertible Debentures.Apr 08, 2025
Listing Approval Of Debt Securities On BSEApr 08, 2025
Announcement under Regulation 30 (LODR)-AllotmentApr 03, 2025
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerMar 25, 2025
Closure of Trading WindowMar 25, 2025
Opening Of New Branches In The State Of Rajasthan.Mar 25, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 20, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesMar 15, 2025
Board Meeting Outcome for Outcome Of The Board Meeting - Issuance Of Debt Securities On Private Placement BasisMar 15, 2025
Board Meeting Intimation for Considering The Proposal Of Fund Raising By Way Of Issuance Of Non-Convertible Debentures.Mar 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 11, 2025

Technical Indicators

RSI(14)
Neutral
51.07
ATR(14)
Volatile
5.74
STOCH(9,6)
Neutral
51.38
STOCH RSI(14)
Neutral
52.66
MACD(12,26)
Bullish
0.27
ADX(14)
Weak Trend
22.11
UO(9)
Bearish
47.95
ROC(12)
Uptrend And Accelerating
0.89
WillR(14)
Neutral
-41.11