| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,214 | 1,784 | 2,395 | 2,928 | 3,613 | 3,997 | 4,832 | 6,285 | 7,223 | 7,507 |
| Expenses | 572 | 947 | 994 | 1,305 | 1,628 | 2,123 | 2,361 | 2,681 | 3,816 | 4,313 |
| EBITDA | 196 | 155 | 440 | 473 | 588 | 453 | 853 | 1,198 | 347 | -121 |
| Operating Profit % | 42 % | 39 % | 53 % | 51 % | 49 % | 39 % | 43 % | 51 % | 40 % | 34 % |
| Depreciation | 32 | 88 | 92 | 97 | 76 | 75 | 85 | 134 | 148 | 0 |
| Interest | 447 | 682 | 960 | 1,150 | 1,396 | 1,421 | 1,617 | 2,407 | 3,060 | 3,315 |
| Profit Before Tax | 164 | 68 | 348 | 377 | 511 | 378 | 769 | 1,063 | 199 | -121 |
| Tax | 60 | 36 | 138 | 133 | 127 | 97 | 195 | 264 | 52 | -30 |
| Net Profit | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | 147 | -91 |
| EPS in ₹ | 1.30 | 0.32 | 2.09 | 2.39 | 3.53 | 2.43 | 4.71 | 7.12 | 1.29 | -0.80 |
Equitas Small Finance Bank
Equitas Small Finance Bank
60.05
+1.48
(2.53%)
Key Fundamentals
Market Cap
6,848.70 Cr
EPS
1.29
PE Ratio
-75.09
Dividend Yield
1.66 %
Industry
Banks 52 Week High
75.50
52 Week Low
50.00
PB Ratio
1.17
Debt to Equity
0.00
Sector
Small Finance Bank Analyst Rating and Forecast
- By Refinitiv from18 analysts
Actual
Company News
View All News
Equitas Small Finance Bank has appointed Manish Agrawal to the position of President – Finance.
Equitas Small Finance Bank Allots 80,300 Equity Shares Under Employee Stock Option Scheme10 days ago
Equitas Small Finance Bank has allotted 80,300 equity shares of Rs. 10 each to employees who exercised their stock options under the ESFB Employee Stock Option Scheme, 2019. The allotment increases the bank's paid-up share capital from Rs. 11,40,51,57,190 to Rs. 11,40,59,60,190. The newly allotted equity shares will have equal rights with existing equity shares in all aspects.
Equitas Small Finance Bank has appointed Manish Agrawal as President-Finance. Agrawal previously led bank finance at Kotak Mahindra Bank.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
890.60 | #1 66,429.70 | 30.59 | 1,446.00 | 19.10 | #1 761 | -1.80 | 65.42 | |
51.81 | 10,036.40 | 24.11 | 7,200.60 | 11.40 | 726 | -47.77 | 56.05 | |
60.05 | #3 6,848.70 | #1 -75.09 | #1 7,223.20 | #6 14.93 | #4 147 | #1 86.82 | 57.10 | |
464.55 | 4,888.30 | 11.93 | 5,485.70 | 17.11 | 501 | -22.44 | 50.66 | |
16.30 | 2,900.60 | -8.23 | 4,364.80 | #1 21.96 | 24 | -274.31 | 37.99 | |
137.53 | 1,461.80 | 22.31 | 2,171.00 | 20.07 | 115 | -33.04 | 42.38 | |
26.94 | 1,388.80 | -2.35 | 4,329.30 | 1.62 | -521 | 39.08 | 36.87 | |
268.75 | 1,217.10 | 9.04 | 994.50 | 15.32 | 132 | 4.80 | 36.95 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
14.93 %
Net Income Growth
-81.60 %
Cash Flow Change
-49.48 %
ROE
-81.93 %
ROCE
-19.45 %
EBITDA Margin (Avg.)
-17.75 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 52,836 |
| Fixed Assets | 274 | 280 | 236 | 211 | 184 | 189 | 338 | 537 | 531 |
| Current Assets | 1,321 | 1,403 | 1,498 | 2,899 | 3,817 | 2,710 | 1,929 | 4,470 | 6,409 |
| Capital Work in Progress | 15 | 1 | 2 | 2 | 1 | 11 | 41 | 68 | 165 |
| Investments | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | 9,289 |
| Other Assets | 7,067 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | 35,634 | 42,851 |
| Total Liabilities | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 52,836 |
| Current Liabilities | 533 | 482 | 529 | 628 | 749 | 1,128 | 1,478 | 1,418 | 1,519 |
| Non Current Liabilities | 8,712 | 12,828 | 15,234 | 18,667 | 23,960 | 25,819 | 33,480 | 43,886 | 51,316 |
| Total Equity | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,969 | 6,073 |
| Reserve & Surplus | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 | 4,933 |
| Share Capital | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 | 1,140 |
Cash Flow
| Cash Flow | 2012 | 2013 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 4 | 39 | 242 | -177 | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 | 2,264 | 1,957 |
| Investing Activities | -3 | 1 | -11 | -9 | -405 | -11 | -7 | -72 | -43 | -89 | 49 | -360 | -239 |
| Operating Activities | -101 | -215 | -779 | -336 | 1,334 | 213 | 1,799 | 440 | 2,044 | 160 | -998 | 3,834 | 1,937 |
| Financing Activities | 108 | 253 | 1,032 | 168 | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 | -1,210 | 259 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Feb 2022 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 81.98 % | 81.75 % | 81.55 % | 81.36 % | 74.63 % | 74.59 % | 74.52 % | 74.50 % | 74.48 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 19.50 % | 19.65 % | 16.91 % | 15.42 % | 16.47 % | 16.30 % | 15.67 % |
| DIIs | 5.87 % | 8.04 % | 9.76 % | 10.44 % | 14.74 % | 14.46 % | 13.41 % | 14.51 % | 15.36 % | 42.98 % | 42.98 % | 41.08 % | 43.30 % | 45.21 % | 45.42 % | 43.67 % | 42.62 % | 42.70 % | 47.13 % | 48.20 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.86 % | 3.89 % | 4.53 % | 4.82 % | 4.56 % | 4.81 % | 5.46 % | 5.34 % | 5.50 % | 25.80 % | 26.46 % | 28.75 % | 26.92 % | 27.69 % | 27.60 % | 30.92 % | 33.09 % | 32.03 % | 28.80 % | 28.37 % |
| Others | 8.29 % | 6.32 % | 4.16 % | 3.38 % | 6.07 % | 6.13 % | 6.61 % | 5.65 % | 4.67 % | 31.22 % | 30.56 % | 30.17 % | 29.78 % | 7.60 % | 7.33 % | 8.50 % | 8.87 % | 8.79 % | 7.77 % | 7.76 % |
| No of Share Holders | 0 | 76,302 | 89,313 | 1,03,974 | 1,13,405 | 1,19,148 | 1,27,073 | 1,34,108 | 1,35,585 | 1,29,418 | 3,24,130 | 3,62,751 | 3,61,709 | 3,72,304 | 3,81,682 | 4,44,544 | 4,57,362 | 4,48,261 | 4,33,820 | 4,18,050 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1 | 1 | 1 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.08 | 1.82 | 1.67 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 29 Mar 2016 |  Change Of Name | NA | 29 Mar 2016 | 0.00 | 0.00 |
| 28 Jul 2023 |  Dividend | ₹ 1.00 /share | 28 Jul 2023 | 75.03 | 99.15 |
| 09 Aug 2024 | Dividend | ₹ 1.00 /share | 09 Aug 2024 | 100.55 | 78.93 |
| 10 Sept 2024 |  Annual General Meeting | NA | 10 Sept 2024 | 88.62 | 81.65 |
| 08 Nov 2024 |  Quarterly Result Announcement | NA | 08 Nov 2024 | 66.32 | 70.41 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 73.90 | 66.23 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 56.70 | 68.95 |
| 08 Aug 2025 | Quarterly Result Announcement | NA | 08 Aug 2025 | 59.71 | 56.97 |
| 10 Sept 2025 | Annual General Meeting | NA | 10 Sept 2025 | 67.40 | 52.76 |
| 31 Oct 2025 | Quarterly Result Announcement | NA | 31 Oct 2025 | 55.56 | 59.33 |
Announcements
Social Media Communication-Special Window For Relodgement Of Transfer Requests Of Physical Shares
4 days ago
4 days agoSchedule Of Analyst/Investor Meet8 days ago
8 days agoSchedule Of Analyst/Investor Meet8 days ago
8 days agoSchedule Of Analyst/Investor Meet8 days ago
8 days agoSchedule Of Analyst/Investor Meet8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 04, 2025
Nov 04, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 04, 2025
Nov 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementNov 03, 2025
Nov 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 01, 2025
Nov 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 01, 2025
Nov 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 31, 2025
Oct 31, 2025Outcome Of Board Meeting Held On October 312025-Approval Of Unaudited Financial Results For The Quarter And Half Year Ended September 302025Oct 31, 2025
Oct 31, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On October 312025-Approval Of Unaudited Financial Results For The Quarter And Half Year Ended September 302025Oct 31, 2025
Oct 31, 2025Intimation Regarding Special Window For Re-Lodgment Of Transfer Deeds And Saksham Niveshak CampaignOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 17, 2025
Oct 17, 2025Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results Of The Bank For The Quarter And Half Year Ended September 302025Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 08, 2025
Oct 08, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 08, 2025
Oct 08, 2025Special Window For Re-Lodgement Of Transfer Requests And Saksham Niveshak CampaignOct 07, 2025
Oct 07, 2025ESG Rating-UpdateOct 07, 2025
Oct 07, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Oct 06, 2025Business Updates For The Quarter Ended September 302025Oct 04, 2025
Oct 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 29, 2025
Sep 29, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Grant Of Employee Stock Options Under ESFB Employee Stock Option Scheme2019Sep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 22, 2025
Sep 22, 2025Social Media Communication-Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares And 100 Days Campaign - Saksham NiveshakSep 20, 2025
Sep 20, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 16, 2025
Sep 16, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 12, 2025
Sep 12, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 11, 2025
Sep 11, 2025Proceedings Of The Ninth Annual General Meeting Of Equitas Small Finance Bank LimitedSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 06, 2025
Sep 06, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 05, 2025
Sep 05, 2025Social Media Communication Regarding Special Window For Re-Lodgment Of Transfer Requests Of Physical Shares Of Equitas Small Finance Bank LimitedAug 30, 2025
Aug 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 27, 2025
Aug 27, 2025Schedule Of Investor ConferenceAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 20, 2025
Aug 20, 2025Reg. 34 (1) Annual Report.Aug 16, 2025
Aug 16, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Social Media Communication Regarding Special Window For Re-Lodgment Of Transfer Requests Of Physical Shares Of Equitas Small Finance Bank Limited (The Bank)Aug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2025
Aug 14, 2025Notice Of Ninth Annual General Meeting Of Equitas Small Finance Bank Limited On September 102025 At 11:00 A.M.Aug 14, 2025
Aug 14, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 14, 2025
Aug 14, 2025Mutual Fund Holdings
DSP Small Cap Direct Plan-Growth 
Edelweiss Small Cap Fund Direct - Growth 
HDFC Small Cap Fund Direct- Growth 
JM Flexicap Fund Direct Plan-Growth 
ICICI Prudential Equity & Debt Fund Direct-Growth 
Taurus Flexi Cap Fund Direct - Growth 
Nippon India Small Cap Fund Direct- Growth 
UTI Small Cap Fund Direct - Growth 
Sundaram Services Fund Direct - Growth 
Motilal Oswal Nifty Microcap 250 Index Fund Direct - Growth 
ITI Value Fund Direct - Growth 
Quantum Small Cap Fund Direct - Growth 
Bandhan Multi Asset Allocation Fund Direct-Growth 
Groww Nifty Total Market Index Fund Direct - Growth 
Angel One Nifty Total Market Index Fund Direct - Growth 
Mirae Asset Nifty Total Market Index Fund Direct-Growth 
LIC MF Banking & Financial Services Fund Direct-Growth 
Canara Robeco Multi Cap Fund Direct - Growth Technical Indicators
RSI(14)
Neutral 57.10
ATR(14)
Volatile 1.85
STOCH(9,6)
Neutral 47.63
STOCH RSI(14)
Neutral 22.22
MACD(12,26)
Bearish -0.14
ADX(14)
Weak Trend 16.15
UO(9)
Bearish 46.84
ROC(12)
Downtrend And Accelerating -0.33
WillR(14)
Neutral -35.58
About Equitas Small Finance Bank
Equitas Small Finance Bank Limited is an Indian banking company that operates in three segments: Treasury, Wholesale Banking, and Retail Banking. The bank focuses on providing financial services to underserved individuals and micro and small enterprises. Its offerings include microfinance, commercial vehicle finance, home finance, loan against property, corporate finance, and various deposit accounts. The bank also provides non-credit services such as ATM-cum-debit cards, insurance, mutual funds, and FASTag issuance. Equitas Small Finance Bank operates through 964 banking outlets and 365 ATMs across 18 states and union territories in India. The company has undergone several name changes and amalgamations since its inception in 1993, ultimately becoming Equitas Small Finance Bank Limited in 2016 when it commenced operations as a small finance bank.
Listing Date
02 Nov, 2020(5 Years,
14 days)
Website
Chairperson NameAnil Kumar Sharma
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