HUDCO has announced its business performance update for the quarter and nine-month period ended December 31, 2025, under SEBI Regulation 30 disclosure requirements. The housing finance company reported significant lending activity with loan sanctions of ₹46,167.32 crore for Q3 FY26, contributing to a robust nine-month performance.

Quarterly and Nine-Month Loan Sanctions Performance

The company's loan sanctions performance demonstrates strong business momentum across both quarterly and cumulative periods:

The quarterly sanctions of ₹46,167.32 crore represent a substantial portion of the total nine-month sanctions, indicating consistent lending performance throughout the period.

Loan Disbursement Activity

Alongside sanctions, HUDCO reported significant disbursement activity for both the quarter and nine-month period:

The disbursement figures reflect the company's ability to convert sanctioned loans into actual fund deployment, with Q3 FY26 disbursements of ₹15,508.25 crore contributing significantly to the nine-month total of ₹41,346.70 crore.

Regulatory Compliance and Disclosure

The business performance update was communicated to both BSE Limited and National Stock Exchange of India Limited pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. All reported figures are provisional and subject to audit, as explicitly stated in the regulatory filing. The disclosure was signed by Vikas Goyal, Company Secretary and Compliance Officer, ensuring proper corporate governance standards.

Business Performance Overview

The reported performance metrics indicate HUDCO's continued focus on its core lending business during Q3 FY26. The substantial loan sanctions and disbursements reflect the company's operational capacity and market presence in the housing and urban development finance sector. The nine-month cumulative performance provides insight into the company's sustained business activity throughout the fiscal year period.

HUDCO has received formal approval from its Bond Allotment Committee for a significant fundraising initiative through Non-Convertible Debentures (NCDs). The Housing and Urban Development Corporation Limited's Bond Allotment Committee, in their meeting held on December 12, 2025, officially approved the raising of ₹1905.00 crores through these debt instruments.

Official Committee Approval Details

The Bond Allotment Committee meeting, which commenced at 11:30 AM and concluded at 12:00 Noon on December 12, 2025, provided formal authorization for the NCD issue. The company has notified both BSE Limited and National Stock Exchange of India Limited under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

NCD Structure and Financial Terms

The approved NCD issue follows a structured approach with comprehensive terms:

Investment and Payment Features

The NCDs are structured as Unsecured, Taxable, Redeemable, Non-Convertible, Non-Cumulative instruments. The interest payment schedule has been designed with annual payments on December 12 each year from 2026 through 2032, with the principal amount due on the final maturity date of December 12, 2032.

Regulatory Compliance and Documentation

The approval comes with full regulatory compliance, as HUDCO has informed the stock exchanges under the relevant provisions of Regulation 30 of SEBI LODR. The company confirmed no delays in payment history, no defaults, and no special rights or privileges attached to the instruments. The formal documentation was signed by Achal Gupta, General Manager (Finance), ensuring proper authorization and compliance protocols.