SSPN Finance Reports 18% Revenue Growth and 76% Jump in Pre-Tax Profit for FY2025
SSPN Finance Limited, a micro-finance company, reported strong financial results for FY2025. Revenue from operations increased by 18% to Rs. 30.37 crore. Profit before tax surged 76% to Rs. 1.23 crore, while net profit after tax grew by 29% to Rs. 87,994. The company's core business of short-term loans and advances expanded to Rs. 52.42 crore. Despite positive performance, SSPN Finance faced challenges with negative operating cash flow of Rs. 6.43 crore and flat earnings per share at Rs. 0.02. The company announced its 13th Annual General Meeting for September 30, 2025, with key agenda items including financial statement adoption and a proposal to increase authorized share capital to Rs. 10 crore.
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SSPN Finance Limited , a micro-finance company specializing in small-ticket secured and unsecured loans, has reported strong financial performance for the fiscal year 2025. The company's revenue from operations increased by 18% to Rs. 30.37 crore, up from Rs. 25.73 crore in the previous year.
Profit Surge
The company witnessed a significant boost in profitability, with profit before tax surging 76% to Rs. 1.23 crore, compared to Rs. 69,685 in FY2024. Net profit after tax grew by 29% to Rs. 87,994.
Core Business Growth
SSPN Finance, which primarily offers loans to small vendors and business owners, saw its total assets grow to Rs. 65.24 crore. The company's core business of short-term loans and advances expanded to Rs. 52.42 crore from Rs. 48.71 crore in the previous year.
Financial Highlights
| Metric | FY2025 | FY2024 | Change |
|---|---|---|---|
| Revenue from Operations | Rs. 30.37 crore | Rs. 25.73 crore | 18% |
| Profit Before Tax | Rs. 1.23 crore | Rs. 69,685 | 76% |
| Net Profit After Tax | Rs. 87,994 | N/A | 29% |
| Short-term Loans and Advances | Rs. 52.42 crore | Rs. 48.71 crore | 7.6% |
Challenges and Outlook
Despite the overall positive performance, SSPN Finance reported a negative operating cash flow of Rs. 6.43 crore. The company's earnings per share remained flat at Rs. 0.02.
Management expressed optimism about future growth prospects while acknowledging potential risks, including economic volatility, policy changes, and the company's low equity base.
Annual General Meeting
The company has announced its 13th Annual General Meeting to be held on September 30, 2025, via audio-visual means. Key agenda items include:
- Adoption of financial statements
- Re-appointment of directors
- Proposal to increase the authorized share capital to Rs. 10 crore
SSPN Finance continues to focus on its niche market of providing financial services to small businesses and vendors, aiming to capitalize on the growing demand for micro-finance solutions in India.
Historical Stock Returns for SSPN Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| 0.0% | 0.0% | -11.50% | -37.11% | -39.76% | -88.26% |
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