Sahara housing fina corporation Limited has announced its unaudited financial results for the third quarter ended December 31, 2025, showing a net profit of ₹9.05 lakhs compared to ₹11.03 lakhs in the corresponding quarter of the previous year. The results were approved by the Board of Directors in their meeting held on February 13, 2026.

Financial Performance Overview

The company's total revenue from operations declined to ₹171.43 lakhs in Q3FY26 from ₹207.88 lakhs in Q3FY25, representing a year-over-year decrease. Interest income, the primary revenue source, decreased to ₹170.48 lakhs from ₹207.09 lakhs in the same period last year.

Nine-Month Performance

For the nine months ended December 31, 2025, the company reported a net profit of ₹26.95 lakhs compared to ₹44.81 lakhs in the corresponding period of the previous year. Total revenue from operations for the nine-month period stood at ₹528.56 lakhs against ₹647.01 lakhs in the previous year.

Expense Management

Total expenses for Q3FY26 were ₹159.65 lakhs compared to ₹197.05 lakhs in Q3FY25. Finance costs decreased significantly to ₹40.39 lakhs from ₹58.66 lakhs year-over-year. Employee benefit expenses also declined to ₹66.36 lakhs from ₹77.34 lakhs in the corresponding quarter.

Earnings Per Share and Capital Structure

The company reported basic and diluted earnings per share of ₹0.12 for Q3FY26, compared to ₹0.16 in Q3FY25. The paid-up equity share capital remained unchanged at ₹700.00 lakhs with a face value of ₹10 per share. Other equity stood at ₹4,538.68 lakhs as per the latest audited figures.

Regulatory Compliance

The financial results were prepared in accordance with Indian Accounting Standards and reviewed by B.M. Chaturvedi & Co., Chartered Accountants. The results comply with Regulation 33 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company confirmed no outstanding defaults on loans or debt securities and maintained its focus on housing finance activities in India.

Sahara Housingfina Corporation Limited has filed a regulatory disclosure regarding the status of its Non-Convertible Debentures (NCDs) in compliance with Regulation 57(5) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure, dated December 29, 2025, provides an update on the company's debt securities position.

Original NCD Issuance Details

The company had privately placed unlisted secured Non-Convertible Debentures to a single entity on March 31, 2017. The key parameters of this issuance are presented below:

Current Outstanding Position

The company has reported a reduction in its NCD outstanding following partial redemptions executed as per the original terms and conditions. The current status shows significant progress in debt servicing:

The partial redemption of ₹9.00 crores was executed in accordance with the terms and conditions specified in the Information Memorandum issued at the time of the original placement.

Interest Payment Compliance

Sahara Housingfina Corporation has maintained regular interest payments on the outstanding NCDs. The company pays interest at 7% per annum, with payments due on March 31 each year since the issuance. All interest payments have been made within the stipulated due dates, and the company has consistently reported these payments to the debenture trustee, Catalyst Trusteeship Limited, Pune.

Regulatory Compliance Status

The disclosure confirms that the company has not issued any fresh Non-Convertible Securities subsequent to the March 2017 issuance through the last reporting quarter. This information was communicated to the Bombay Stock Exchange as part of the company's ongoing compliance with SEBI regulations governing listed entities and their disclosure obligations regarding debt securities.

The communication was signed by D J Bagchi, who serves as CEO, Company Secretary & Compliance Officer for Sahara Housingfina Corporation Limited. The company maintains its registered and corporate office at 46, Dr. Sundari Mohan Avenue, Kolkata.