Paragon Finance Limited has announced its unaudited financial results for the third quarter ended December 31, 2025, demonstrating a remarkable turnaround in financial performance. The company reported a substantial net profit of ₹180.39 lacs compared to a loss of ₹30.08 lacs in the corresponding quarter of the previous year, marking a significant improvement in profitability.

Financial Performance Overview

The company's financial performance showed strong growth across key metrics during Q3FY26:

Revenue Components and Growth Drivers

The company's total income from operations reached ₹261.63 lacs in Q3FY26, representing a substantial increase from ₹14.68 lacs in Q3FY25. The revenue composition included:

• Interest Income: ₹27.59 lacs (compared to ₹31.17 lacs in Q3FY25)
• Dividend Income: ₹0.95 lacs (compared to ₹1.29 lacs in Q3FY25)
• Net Gain on Fair Value Changes: ₹62.49 lacs (compared to negative ₹54.84 lacs in Q3FY25)
• Other Income: ₹170.61 lacs (compared to ₹37.05 lacs in Q3FY25)

The significant improvement was primarily driven by positive net gain on fair value changes and substantial growth in other income, which increased from ₹37.05 lacs to ₹170.61 lacs.

Nine-Month Period Performance

For the nine-month period ended December 31, 2025, Paragon Finance Limited demonstrated consistent growth:

Expense Management and Operational Efficiency

The company maintained effective cost control with total expenses of ₹42.24 lacs in Q3FY26 compared to ₹41.35 lacs in Q3FY25. Key expense components included:

• Employee benefits expense of ₹27.29 lacs
• Other expenses of ₹13.27 lacs
• Depreciation and amortisation expense of ₹5.92 lacs
• Impairment reversal of ₹4.28 lacs (positive impact)

Comprehensive Income and Capital Structure

The company reported total comprehensive income of ₹140.78 lacs for Q3FY26, compared to negative ₹82.11 lacs in Q3FY25. Other comprehensive income showed a loss of ₹39.61 lacs, primarily due to items that will not be reclassified to profit or loss.

Paragon Finance Limited maintained a stable paid-up equity share capital of ₹425.00 lacs with a face value of ₹10 per share. The earnings per share improved significantly to ₹4.24 from negative ₹0.71 in the previous year.

Board Approval and Compliance

The Board of Directors of Paragon Finance Limited approved these unaudited financial results in their meeting held on February 10, 2026, at the company's registered office. The results were reviewed by the Audit Committee and subjected to limited review by the statutory auditors, Mandawewala & Co., Chartered Accountants. The financial results have been prepared in accordance with Indian Accounting Standards (Ind AS) and comply with SEBI listing regulations.

Paragon Finance Limited, a prominent financial services company, has announced its unaudited financial results for the first quarter ended June 30, 2025, showcasing a significant improvement in profitability and operational performance.

Financial Highlights

• Total Income: ₹219.62 lakhs, up 39.80% from ₹157.06 lakhs in the previous quarter
• Net Profit: ₹139.73 lakhs, a substantial increase from a loss of ₹81.59 lakhs in the previous quarter
• Earnings Per Share (EPS): ₹3.29, compared to a loss of ₹1.92 per share in the previous quarter

Year-on-Year Comparison

While the company's total income for Q1 FY2026 decreased by 21.52% compared to ₹279.85 lakhs in the same quarter last year, Paragon Finance Limited managed to increase its net profit by 38.61% from ₹100.81 lakhs in Q1 FY2025.

Performance Analysis

The significant turnaround in profitability, despite a decrease in total income compared to the previous year, suggests that Paragon Finance Limited has successfully implemented cost-cutting measures and improved operational efficiency. The company's ability to generate a higher profit from lower revenue indicates effective management of expenses and potentially higher-margin business activities.

Regulatory Compliance

In compliance with Regulation 47 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, Paragon Finance Limited has duly published its unaudited financial results for Q1 FY2026 in two newspapers: Financial Express (English) and Arthik Lipi (Bengali).

Conclusion

Paragon Finance Limited's Q1 FY2026 results demonstrate a strong recovery and improved financial health. The significant increase in profitability, despite lower revenues compared to the previous year, indicates effective cost management and operational improvements. The company's ability to adapt and grow will be crucial for maintaining its competitive edge in the market.