New India Assurance Releases Revised Q3FY26 Investor Presentation Under Regulation 30
The New India Assurance Company Limited released its revised investor presentation for Q3FY26 under Regulation 30, highlighting strong premium growth of 8.37% to ₹11,680 crore and market share expansion to 13.40%. The company demonstrated robust performance across health and fire segments while maintaining strong solvency ratios and outlining strategic initiatives for future growth.
*this image is generated using AI for illustrative purposes only.
The New India Assurance Company Limited has released its revised investor presentation for Q3FY26 results for the quarter ended December 31, 2025, under Regulation 30 of SEBI listing requirements. The presentation was uploaded on February 2, 2026, and made available on the company's website.
Strong Premium Growth and Market Share Expansion
The company achieved robust performance during the quarter, with Gross Written Premium (GWP) reaching ₹11,680 crore in Q3FY26 compared to ₹10,778 crore in Q3FY25, marking an 8.37% year-on-year growth. For the nine-month period, GWP grew by 10.47% to ₹35,555 crore from ₹32,186 crore in the previous year.
| Performance Metric: | Q3FY26 | Q3FY25 | Change (%) |
|---|---|---|---|
| Gross Written Premium: | ₹11,680 crore | ₹10,778 crore | +8.37% |
| Net Written Premium: | ₹9,678 crore | ₹8,920 crore | +8.50% |
| Market Share: | 13.40% | 12.80% | +60 bps |
| Investment Income: | ₹2,280 crore | ₹1,732 crore | +31.64% |
Segment-wise Performance Analysis
The health and personal accident segment led the growth trajectory with an 18.42% increase in Q3FY26, reaching ₹5,481 crore. The fire segment also performed well with 4.06% growth to ₹1,735 crore, while marine insurance showed strong momentum with 19.46% growth to ₹289 crore.
| Business Segment: | Q3FY26 (₹ crore) | Q3FY25 (₹ crore) | Growth (%) |
|---|---|---|---|
| Health & PA: | 5,481 | 4,628 | +18.42% |
| Motor: | 3,214 | 3,242 | -0.89% |
| Fire: | 1,735 | 1,667 | +4.06% |
| Marine: | 289 | 242 | +19.46% |
Management Commentary on Performance
Chairperson cum Managing Director Mrs. Girija Subramanian highlighted the company's achievement of 10.5% growth in Gross Written Premium during the nine-month period. She noted that domestic business registered growth ahead of the industry, resulting in market share increase from 12.80% to 13.40%.
Subramanian emphasized that the growth was primarily driven by health, property, and miscellaneous segments. Despite challenges from multiple flood events across northern states affecting fire and motor portfolios, the company maintained strong performance with improved underwriting results in Q3FY26.
Financial Metrics and Solvency Position
The company maintained a strong solvency ratio of 1.81 times in Q3FY26, well above the regulatory requirement of 1.50 times. Assets Under Management increased to ₹1,00,890 crore from ₹97,690 crore year-on-year, while Net Worth grew to ₹22,630 crore from ₹21,516 crore.
| Key Ratios: | Q3FY26 | Q3FY25 |
|---|---|---|
| Solvency Ratio: | 1.81x | 1.90x |
| Combined Ratio: | 117.98% | 116.28% |
| Incurred Claims Ratio: | 90.77% | 94.49% |
| Return on Equity: | 4.95% | 4.01% |
Strategic Initiatives and Future Outlook
The presentation outlined key initiatives for FY26, including launching innovative products focused on retail and MSME segments, entering new lines like parametric insurance, and emphasizing growth in segments beyond motor and health where competitive intensity remains high. The company continues to invest in technology initiatives, including AI/ML enabled chatbots, WhatsApp services in eight languages, and claim automation for faster settlements.
Historical Stock Returns for The New India Assurance Company
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -2.03% | +13.55% | -3.15% | +4.23% | -4.75% | 0.0% |
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