Margo Finance Limited Reports Q3FY26 Results with Net Profit of ₹5.72 Lacs
Margo Finance Limited reported a strong quarterly turnaround with net profit of ₹5.72 lacs for Q3FY26 versus a loss of ₹4.59 lacs in Q3FY25. Total revenue increased significantly to ₹31.41 lacs from ₹16.44 lacs year-on-year, driven primarily by net gains on investment sales. However, nine-month performance showed revenue decline to ₹88.74 lacs from ₹124.67 lacs, with net profit decreasing to ₹36.22 lacs from ₹55.42 lacs in the corresponding period.
*this image is generated using AI for illustrative purposes only.
Margo Finance Limited has announced its unaudited standalone financial results for the quarter and nine months ended 31st December, 2025. The investment and financial services company demonstrated a strong recovery in quarterly performance, moving from losses to profitability in the third quarter.
Financial Performance Overview
The company's financial performance showed mixed results across different timeframes. For the quarter ended 31st December, 2025, Margo Finance achieved a significant turnaround with improved revenue generation and cost management.
| Financial Metric | Q3FY26 | Q3FY25 | Change |
|---|---|---|---|
| Total Revenue | ₹31.41 lacs | ₹16.44 lacs | +91.0% |
| Net Profit/(Loss) | ₹5.72 lacs | (₹4.59 lacs) | Positive turnaround |
| Profit Before Tax | ₹23.28 lacs | ₹7.35 lacs | +216.7% |
| Total Expenses | ₹8.13 lacs | ₹9.09 lacs | -10.6% |
Revenue Composition and Performance
The company's revenue streams showed varied performance during the quarter. Net gain on sale of investments contributed significantly to the overall revenue growth, while other income components displayed different trends.
Key Revenue Components for Q3FY26:
- Net Gain on sale of investments: ₹22.16 lacs (vs ₹7.36 lacs in Q3FY25)
- Fees and Commission Income: ₹8.37 lacs (vs ₹7.69 lacs in Q3FY25)
- Interest Income: ₹0.73 lacs (vs ₹1.26 lacs in Q3FY25)
- Dividend Income: ₹0.15 lacs (vs ₹0.13 lacs in Q3FY25)
Nine Months Performance Analysis
For the nine months ended 31st December, 2025, the company reported different performance metrics compared to the quarterly results. The longer-term view provides additional context to the company's operational efficiency.
| Nine Months Performance | FY26 (9M) | FY25 (9M) | Variance |
|---|---|---|---|
| Total Revenue | ₹88.74 lacs | ₹124.67 lacs | -28.8% |
| Net Profit | ₹36.22 lacs | ₹55.42 lacs | -34.6% |
| Total Expenses | ₹28.03 lacs | ₹29.14 lacs | -3.8% |
Expense Management and Operational Efficiency
The company maintained disciplined expense management during the quarter. Total expenses decreased to ₹8.13 lacs in Q3FY26 from ₹9.09 lacs in Q3FY25, reflecting improved operational efficiency.
Expense Breakdown for Q3FY26:
- Other Expenses: ₹4.25 lacs
- Employee Benefit Expenses: ₹3.56 lacs
- Depreciation and Amortisation: ₹0.32 lacs
Earnings Per Share and Capital Structure
The company's earnings per share improved significantly during the quarter. Basic and diluted earnings per share stood at ₹0.13 for Q3FY26, compared to negative ₹0.10 in Q3FY25. The paid-up equity share capital remained stable at ₹457.00 lacs with a face value of ₹10 per share.
Board Approval and Compliance
The Board of Directors approved these unaudited standalone financial results at their meeting held on 10th February, 2026. The meeting commenced at 1:00 p.m. (IST) and concluded at 3:25 p.m. (IST). The results have been reviewed by the Audit Committee and subjected to limited review by the company's statutory auditors, M/s. Pawan Shubham & Co. The company operates primarily in investment and investment-related financial services, with no separate reportable segments as per Ind AS 108.
Historical Stock Returns for Margo Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -0.98% | -7.68% | -6.58% | -21.82% | -26.10% | +638.59% |
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